Intel Visa

Take another look at the first thread. What makes you think this card is actually linked to a foreign currency account?😕

Look, I am asking you to please fix this in the post initial blunder so we don't end up with 😁 ... I was specifically talking about Chase, just like I wrote ...

@Taylor Swift if they would just confirm that 🙂 I would be absolutely thrilled 🙂

Elon Musk:

I don't even know where to begin with this mess. It’s just one thing after another lately, isn't it? I was sitting there this morning, staring at my coffee, thinking about how much everything seems to be shifting under our feet, and honestly, it’s exhausting. You try to follow the news, you try to keep up with what's happening in Washington or even just down the street, and it feels like the goalposts are moving every single day. It reminds me of back when I was working that old job over in Chicago—remember that? Everything felt steady then. You knew the rules, you knew who was running the show, and you could actually plan for next month without some sudden policy shift or market hiccup blowing everything sideways. Now? It's total chaos. It's like we're all just sprinting on a treadmill that someone keeps cranking up to max speed, and nobody's telling us why! And don't even get me started on the way people are reacting to it. You see these debates online, these endless cycles of outrage, and it makes my blood boil. People aren't listening anymore. They're just shouting into the void, waiting for their side to win instead of actually trying to figure out what's broken. It’s frustrating, it’s loud, and frankly, it’s getting ridiculous. We need to slow down, take a breath, and actually look at the facts before we lose our minds completely. But does anyone ever do that? No. Not a chance. kaže: Go back and read the very first thread again. Seriously. Where on earth are you getting the idea that this card is linked to a foreign currency account?😕

Bank of America—at least according to what they claim on their own website—actually issues cards for both domestic and foreign currency accounts.

That’s actually a really fair point. Since the first one didn't specify exactly which one we were talking about, we were all just left guessing and making assumptions. 😁

"A little hiccup at the starting line," lol.

Look, since we were already digging through the internet looking for info on those less competent outfits, the foreign transaction fee from Bank of America for using an ATM or a card terminal abroad is 2%—minimum.$6.75 Or whatever that works out to in another currency.

Kimberly Nguyen said:Look, I am asking you to please fix this in the post initial blunder so we don't end up with 😁 ... I was specifically talking about Chase, just like I wrote ...

@Taylor Swift if they would just confirm that 🙂 I would be absolutely thrilled 🙂

Hold on now! 🙂
I'm confirming it regarding Chase 😉

George Barrett35 said:That’s a fundamental misunderstanding right there. The Intel cards issued here for foreign currency accounts are hardcoded to a specific currency based on what you choose when you open the account. As far as I know, most American banks only give you the option of USD, EUR, or CHF. Once that card is printed and tied to a specific currency, an ATM, a card reader, or any electronic transfer system will only recognize that one specific currency. To put it bluntly, if you have pounds sitting in your account but your card is designated as a dollar card, you won't be able to withdraw a single cent in London, New York, or anywhere else—unless you go talk to a teller at a branch. So, if you plan on using the card abroad, make sure the money in your account matches the currency on the card; otherwise, you're going to get hit with massive exchange rate differences and fees, which are set by your issuing bank regardless of where you happen to be standing.

EDIT: Alright, I just did some digging into Chase's fine print, and it looks like they really do tie almost all card usage to the dollar, which is a pretty inconvenient setup, especially for anyone doing business in other currencies.

Not quite. I've got a Wells Fargo card set to USD and I have zero issues pulling cash from ATMs back home in the States.

Terry Howard said:Not quite. I've got a Wells Fargo card set to USD and I have zero issues pulling cash from ATMs back home in the States.

I think you missed my point entirely. Of course you can pull local currency from an ATM in America because those machines only stock what's local, but I’m talking about the actual currency of the card itself. You can withdraw pounds in England, euros in France, or whatever else you need, but only if your account is actually holding dollars. If you had a bunch of euros sitting in an account tied specifically to a USD card, you wouldn't be able to withdraw anything at all. That’s why it’s absolutely vital that the account holds the exact same currency as the card—whatever that may be—rather than just relying on the local money of wherever you happen to be standing.

George Barrett35 said:I think you missed my point entirely. Of course you can pull local currency from an ATM in America because those machines only stock what's local, but I’m talking about the actual currency of the card itself. You can withdraw pounds in England, euros in France, or whatever else you need, but only if your account is actually holding dollars. If you had a bunch of euros sitting in an account tied specifically to a USD card, you wouldn't be able to withdraw anything at all. That’s why it’s absolutely vital that the account holds the exact same currency as the card—whatever that may be—rather than just relying on the local money of wherever you happen to be standing.

Exactly. It feels a little redundant to worry about currency pegging, but then again, an ATM isn't exactly a mind reader when it comes to which currency you're trying to pull from your balance.

I was wondering if opening a foreign currency checking account at JP Morgan Chase automatically comes with a Visa debit card, or if I actually have to go out of my way to request one...

And how long does it usually take to actually get it in the mail?

🤷

Just give JP Morgan Chase a call; they have a free info line. Honestly, who knows what kind of stuff people might end up saying on there.

Listen... I just have a few questions:
What is the absolute minimum balance required for a General Electric card at Chase? (I am desperate for an answer!
Is online shopping even an option with this type of card, or is it impossible?
Furthermore, how does the payment process actually work when using a General Electric card in a physical store?
To be blunt, my family is quite old-fashioned regarding financial technology—to say nothing of being completely behind the times—so I have never personally used one for a purchase.

vividmaker82 said:Listen... I just have a few questions:
What is the absolute minimum balance required for a General Electric card at Chase? (I am desperate for an answer!
Is online shopping even an option with this type of card, or is it impossible?
Furthermore, how does the payment process actually work when using a General Electric card in a physical store?
To be blunt, my family is quite old-fashioned regarding financial technology—to say nothing of being completely behind the times—so I have never personally used one for a purchase.

I can't speak to the specific balance requirements, but as far as I know, you generally can't use an Intel debit card for online shopping.

You can work with Intel or a few other banks, but with Zabina—not quite yet

Which bank allows for online purchases using an Intel card?

vividmaker82 said:Which bank allows for online purchases using an Intel card?

Chase or Wells Fargo with VE—works every time.
Bank of America or Citi with VE? Forget about it.

I find myself wondering if the chips on the cards issued by JPMorgan Chase are just more of the same useless nonsense.

vividmaker82 said:I find myself wondering if the chips on the cards issued by JPMorgan Chase are just more of the same useless nonsense.

Exactly. Both the Intel microchip setup for foreign currency accounts and the business version tied to checking accounts work just fine.

It seems nobody actually knows the specific requirements. What is the minimum balance required for a foreign currency account at JPMorgan Chase?

vividmaker82 said:It seems nobody actually knows the specific requirements. What is the minimum balance required for a foreign currency account at JPMorgan Chase?

Is it really that hard to just call the free info line at JPMorgan Chase?
By the way, the monthly fee for a foreign currency account at JPMorgan Chase is $1.75 per month
while Wells Fargo doesn't charge one.