Hey there. 🙂 This actually happened quite a while ago.
darkranger8 said:Hey everyone, I’ve got a few questions and would really appreciate some insight.
So, there was a car accident, and the police showed up to do their investigation. I handed over my ID and insurance info just like they asked, and I took a breathalyzer test. I walked away with two pieces of paperwork: one was the official alcohol and drug test report showing a 0.0, and the other was a notice stating my plates were impounded because the car isn't drivable anymore. I didn't get a copy of the actual accident report on the spot. The cops basically told me I'm at fault here—that the other driver isn't responsible and the damage is going to hit my insurance policy.
So, here’s what I’m wondering:
Do I actually need to be there when he goes to meet with my insurance company to get his car appraised?
And does he even need my specific insurance details for that appraisal process? (I don't think he has them since I gave everything to the officers rather than him, and the official accident report should be arriving in the mail later anyway.)
Then there's the accident itself. I lost control of my vehicle—even though I was totally within the speed limit—and ended up spinning out until I was sitting perpendicular to the road. That's when he slammed into me. The police are pinning it on me because I lost control of the car in the first place.
But since he's the one who actually struck my car, and usually the person who rear-ends someone is the one held liable, shouldn't he be sharing some of the blame for not keeping a safe following distance or failing to brake in time?
Thanks for any help.
Well, a few months have rolled by and I haven't received anything in the mail. But then, out of nowhere, the other driver reaches out to me. He starts telling me this whole story about how he probably hit his head on the roof during the crash, had to see doctors, wore a neck brace, and all that good stuff.
Then he asks if I could send him my full name and vehicle registration again. When I asked him why on earth he needed that, he claimed the police need my details for court. 😁.
The whole thing felt super sketchy to me, so I pressed him for more info. Over our two conversations, his story kept shifting; first, he said the doctors needed my info, but after a long-winded explanation about his health struggles, he finally admitted his lawyer needs the data. I tried asking which court we're talking about or who the actual plaintiff is, but after a bunch of back-and-forth confusion 🙂 he refused to give me any specifics.
Now I'm sitting here wondering if this is just him trying to file a private lawsuit against me, and if that's the case, what does the legal process even look like?