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Best online payment cards?

Started by neonorca11 · · 👁 6 views · 563 replies

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Participants neonorca11Keith Taylor4Scott Johnson45slyhound5Susan James42crimsonhound3swifteagle15Dennis Lopez46Noah Young16Joshua ChavezChloe Young9Brenda Allen27Kenneth Myers10brisknomad6Nicole Morales3Chris Mitchell11goldenbadger8Richard KellyJoseph Lee9Richard Smith31Peter Williams37Kimberly NguyenHannah Barnes5Henry Moore2 …
analogcanyon29 analogcanyon29 Newcomer
9 messages
joined Mar 2016
#561 ·
I was wondering if anyone knew where I might be able to go to set up one of those prepaid cards? Also, does anyone happen to know what the monthly service fee usually looks like for them?
Charles Ramos7 Charles Ramos7 Regular
529 messages
joined Jul 2010
#562 ·
analogcanyon29 said:I was wondering if anyone knew where I might be able to go to set up one of those prepaid cards? Also, does anyone happen to know what the monthly service fee usually looks like for them?

JP Morgan Chase, for instance—they don't charge any fees:

http://www.jpmorganchase.com/personal/banking/prepaid-cards
Hannah Kim5 Hannah Kim5 Member
21 messages
joined May 2016
#563 ·
I'm thinking about getting a prepaid card specifically for online shopping, and I was wondering which bank offers the best options for that? Has anyone here actually used prepaid cards before? Any tips or experiences you can share?
Jamie Garcia7 Jamie Garcia7 Newcomer
3 messages
joined Jun 2016
#564 ·
Two questions.

When I'm moving funds from my checking to my USD savings account at JPMorgan Chase—assuming they're both under the same roof—do I really just input the amount and call it a day? Is it truly that simple? $33So, the bank just handles the math themselves? They calculate exactly how many dollars will land in the foreign currency account based on their own rates? Fine. But the underlying logic remains identical to a standard transfer between two domestic checking accounts, doesn't it? Does this mean I simply input the IBAN of that foreign currency account under the "Recipient Account" field?
An error. Another error? Is there ever an end to these technical failures? Just a mistake. An error. What is there to say about it?
Trenutno nije moguće odgovoriti na vaš zahtjev, molimo pokušajte kasnije. Primite našu ispriku i hvala na razumijevanju.

Is that really what they're after? Is that their endgame?
What about this field for the date? Can I just leave everything blank to get past it? Or am I forced to enter "00" followed by that specific format—02202016—just to stop the system from crashing?

What on earth is going on with this field for the charge number? Am I supposed to just leave it blank? Is that the instruction—simply enter nothing at all?

So, what am I supposed to do here? Just pick a code or some category of use, or whatever else is on that list? Is that really the choice?

And me? I’m stuck with this card, too. What hope is there? Is there any actual logic left in modern banking? Or is it all just layers of bureaucracy designed to make us feel small? I’ve been looking into the process for requesting a credit card from JPMorgan Chase. It seems like an endless loop of digital hoops to jump through. They lay out the requirements—the documentation, the identity verification, the proof of income—as if we haven't already handed over our entire lives to these institutions. Why must everything be so convoluted? You want a card. You provide the data. You wait. Is the security worth the sheer exhaustion of navigating their systems? Probably. But at what cost to our patience? One wonders if they even care about the user experience, or if the friction itself is part of the design. Whether I'm here in the States or traveling abroad, can I just swipe at a restaurant or a shop using that white Visa Inspire card like any other? Is the transaction process identical via the POS terminal? Or am I simply stuck with whatever lousy exchange rate they decide to slap on me?

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