Posts by Nathan Cox25

Not much else to do, really—just need to hunt down a decent bank where I can actually save some money. 😁

Not sure if I should start a new thread here—I'll leave it to the mods to move this if it's in the wrong spot.

My small business has been running for about 10 months now. I opened my account at Chase, but honestly, if I'd known what I was getting into, I would’ve gone somewhere else entirely.
The fees are killing me—it feels like they take a cut every single time I even glance at my debit card.🙂 They even hit me with fees just for pulling cash out of an ATM.
Is this standard practice for most major banks? I looked into Bank of America, but their fee structure is basically a mirror image of what I'm dealing with now. I heard something about Navy Federal being much cheaper, though.

Does anyone actually know the drill for switching banks? Like, how do you swap accounts, move the funds, and shut down the old one without everything falling apart?

Ours were just plastic—clear ones, actually—so they didn't even stand out since everyone was too busy eyeing the cookies. Honestly, maybe the plastic was for the best. A few of them ended up cracked or something, and we weren't exactly looking to drop extra cash to replace them.

I’m pretty sure you can just pick out whichever plates you want served on yourself.

I only grabbed some Lido treats at the state fair, but I actually got to try the sladak tajna at a wedding—they were honestly amazing. By midnight, every single dessert was gone 😁

Those cookies were honestly incredible—I have to give them credit—even if the cake was a bit of a letdown... but those cookies? Seriously good.

First off, I think there's definitely a cost involved here.
Second, we really need to look into how that part works.
Third, I checked about hiring students or freelancers—apparently, it's strictly either a contract role or full-time with reduced hours.

Those grants always kick in at the start of the year—plus there's stuff available for loans too. I’ve actually never applied for any incentives myself (I'm finally looking into it now), so I have no clue how long the approval process takes. But you can't just sit around waiting; you have to start earning immediately or those overhead costs will eat you alive.

Maybe it’s better to skip talking to Monica directly and just deal with the staff at 😁
. As for those cakes—they're better than ever. My husband picked up five different kinds the other day, and we absolutely demolished them 😁.

Look, it’s just how it goes—living in a major hub like NYC is expensive, and people aren't crazy for looking outside the city limits to save a buck.
I mean, "cheap" is always relative, right? Honestly, if you don't feel like driving around the suburbs, your best bet is just to hit up a trade show—that way, everyone comes to you.

He should just file—and hit up the IRS too—then they'll send him a bill for whatever he owes retroactively.

Thanks. We’re putting together a wooden sign for a client, but they didn't really have a clear vision of what they wanted. Since we run our own small business—and honestly, we should've just gone with a custom wood sign ourselves instead of settling for that cheap plastic stamp look—we ended up just sticking to the bare essentials. Just the company name, address, and owner info... I wasn't entirely sure what the legal minimum was for a US business sign anyway.

Thanks. So you're saying my Social Security number isn't actually required?

What actually needs to be on a company's office sign for an LLC?

It’s just a small box per couple, family, or solo traveler—you'll figure out the math once you see the guest list.
We didn't bother with scales; we just eyeballed everything into the containers.

Monica doesn't touch anything with nuts—too many allergy risks to deal with.

I worked at a similar setup once—though they weren't doing salads. Everything was already prepped before it hit the sales floor. The staff handled everything while wearing gloves, so we never had any issues with health inspectors.

So, have you made up your mind about those cookies yet?

I think you need to have an LLC or some kind of business entity. When you sign the contract, you’ve got to provide your EIN and the registered business name—it's all official. That name, along with yours, ends up right there on the debit card they issue you.

I wouldn't go messing around with that. The inspectors are out in full force lately—and they aren't exactly handing out warnings instead of fines. Plus, if you think you're actually going to be working through the weekend, you’re dreaming. Those pastries have to be ready by Friday night... which basically means you'll be grinding through the weekdays instead.