Posts by electricbadger89

Which app should I use?

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PayPal is still working just fine

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Looks like this just landed on my device (Android):

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Hmm, I have a feeling some notifications actually exist
I'll double-check one of them in the next few days

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Great. Do I need to link a specific card to that account, or what?

Edit: Looks like I do. Just ordered a US Dollar card, so we'll see how that plays out.

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Look, you can certainly use the card from your bank balance, but the real question is whether $33 withdrawals or purchases will actually pull exactly 100 from the balance or if they'll tack on extra fees... That’s the catch.

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I hope you're right.

I went through the exact same headache with PayPal. It was a total disaster—I was spending my USD balance using a Visa card, which triggered double conversions at terrible rates. To make matters worse, they tacked on a 3.99% currency conversion fee on top of everything else.

Bottom line: it's a massive rip-off.

We’ll just have to see how it actually plays out in practice.

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Hmm, how exactly would that work?
The card is in USD.
I'm not sure if I can transfer those funds into a checking account without getting hit by conversion fees.

It’s worth a shot.

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What are you guys planning to do with the funds on your Visa Prepaid Card?

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The word was that "non-users" could just log into Visa using their existing PayPal credentials.

I set up my Visa account a while back, though I haven't touched PayPal in ages. Honestly, the fees on Visa are a bit more reasonable.

One heads-up: even though Visa handles USD, if you fund a USD account using dollars, they’ll pull the exact amount plus a 0.5% fee—minimum $0.10 or the equivalent.

Visa's exchange rates are pretty lousy. If you need to convert currency, you're better off letting a major bank handle it rather than relying on them.

Bottom line: don't fund your Visa with one currency just to swap it to another (like if you're trying to top it up via Chime or something similar).
Just top it up with USD directly.

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Everyone should probably just switch over to iCard
Are you actually using iCard yet, or are you still holding out?

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Kevin Morris12 said:It’s already December 10th, and yet LeoPay is still up and running. They were supposed to have shut everything down by yesterday, the 9th, making all those cards visible within iCard. 🤷

Yeah, I'm watching this closely too.
But nothing yet.

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An invite for Visa!!!

Use code DOXXB69D when you sign up and you'll grab $5.

That $5.99 price is strictly a Black Friday deal, though you’re right—it only shows up in the app, and they won't even let you preorder; the website still says $9.99

On another note, Payoneer treats a top-up on Chime using a card as a cash advance and hits you with a fee

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Has anyone actually ordered an iCard Visa Infinite yet?

It’s Black Friday and all, but the app is just telling me the cards are "coming soon" and aren't available for order yet.

So what's even the point of a Black Friday sale then?

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Maybe they’re just confused, or maybe they genuinely can't navigate that clunky new Chase digital banking interface everyone’s been complaining about lately.

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It’s not unsafe. Why would it be? It’s your own mobile banking app, secured by your PIN, fingerprint, or whatever else you use.

Every bank operates through digital channels now. It's perfectly standard to see your checking accounts, savings, loans, credit cards, and all your transaction history right there. You can even download statements directly—or just walk into a branch if you prefer.

JPMorgan Chase doesn't operate in the US like it does elsewhere; banks in different countries are separate entities. Even if a local bank is part of a global group like JPMorgan Chase, it still functions as its own independent institution.

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Starting now, you can handle all your Aircash deposits and withdrawals at any local 7-Eleven.

Depositing cash is free, but those withdrawals come with a steep 4% fee... Because everyone loves losing money for no reason.

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This isn't just a card; it’s a money transfer service through Wise.

You can snag a $40 referral bonus if you use this link:
https://www.currencyfair.com/rafland/?channel=RSQLF1

Visa referral invite!

Use my code DOXXB69D & snag $5https://curve.page.link/rP5F