I managed to add my PayPal virtual card to both Apple Card and Google Pay, though it’s useless in physical stores—it only works for online transactions.
Edit: Still can't actually spend any money, even through Apple Card. It keeps throwing an "insufficient funds" error, even when I significantly lower the transfer amount.
There are way too many bugs for my liking. Waiting on support to fix this mess. They’re quick to reply, but they aren't exactly quick to actually solve anything.
Edit2: Online payments via Google Pay finally went through. However, the money transfer services are still broken.
Aha. So, I’ve got my virtual card set up, and the physical one is currently being processed. The problem? I can't add it ANYWHERE. Chime says it's unsupported. Venmo keeps throwing errors. Money won't take it. And on my Debit card, I can't even add a new one, despite having already deleted an old one. Anyway, great.
Kevin Morris12 said:It’s possible they’re having trouble recognizing that this specific card is from the European Economic Area, much like how PayPal struggles sometimes. Have you tried using a more "traditional" American card instead?
I haven't, but I did transfer a few bucks from Venmo (the minimum is $5) and there was no fee.
ironcyclist58 said:Which card are we talking about, and whose Google BIN is it? What’s the IBAN look like? Also, what kind of currencies can you actually hold...
It’s a standard Visa prepaid debit card out of Lithuania. The IBAN is Lithuanian. As far as I can tell, you can just hold Euros, and that's about it.
That’s what it says, but I have no clue what it actually implies since my top-up for a Premium beer cost me an extra 2% in fees.
I ordered a card that's supposed to be free, but the catch is you have to top up $10 first—which stays in your account to spend. But apparently, I got hit with a 2% fee on that transaction.
When you use keks Pay or other merchants, they send an MCC code to the card issuer or the bank. We don't see it on our end, but it’s what identifies exactly what kind of transaction took place.
The real question is whether they'll actually count the mileage for this. Even if it isn't technically a cash advance, there’s a chance they’ll just flag it as a money transfer—and those transactions usually don't earn any points. They aren't exactly stupid, you know. :-)
Look, if you try a transfer from EcoPayz to Revolut or Mones, they flag it as a cash advance and hit you with a fee.
Take EcoPayz’s reward game, for instance. You get entered into a daily draw just for topping up at least $25. But here's the kicker: if I try to move that $25 over to those other services using my EcoPayz card, they charge me a cash advance fee. How convenient.
On crv and Rev usually list things like "general" or "business services" for stuff like this. Do you think it actually qualifies as a "money transfer"?