Posts by Scott Johnson45

Barrett Kent said:I'm really curious about what this looks like for us "regular folks"...

With TN, you usually just cover a small setup fee, maybe like ten bucks, and after that, the monthly payments are totally free 😉
Honestly, who even deals with physical counters or old-school modem connections and signal pulses anymore...😎

Chris Ruiz10 said:I honestly don't feel any😉

I'm right there with you on that one...😉

Chris Ruiz10 said:I mean, honestly, does anyone actually still spend their precious time manually setting up transfers through online banking? 😁😁😁

standing order rules😁 😁 😁

oh boy oh boy
snap
the eagle calls the owl

Rest in peace 🙏 😢

Ashley Nguyen5 said:I honestly don't see any reason why practicing Yoga should be something funded by taxpayer dollars...
(and who actually pays for it?)

I suppose it’s the exact same logic they use for anti-smoking campaigns, right?😕

It's all about keeping the nation healthy, I guess...👍

Haha, you all mostly fall into that 99% of Americans who just don't bother reading the news 😁 🙂

Roger Morris3, this really should have been posted in the Politics or maybe even the Religion section, just so you could see what kind of debates break out there... 👍

Here I go again...

Scott Johnson45 said:That unused credit limit actually counts toward the credit base, which—if they aren't being strictly policed by the Federal Reserve—can grow by about 4% every quarter. By clearing out those unused lines of credit, banks essentially free up room to ramp up their lending elsewhere.

It’s specifically because of that potential 4% growth in lending, without any extra regulatory penalties, that every single bank has been trying to, well, let's just say "massage the numbers," to scrub their balance sheets of anything they can possibly get rid of... including those massive overdraft limits that nobody ever actually touches...

That unused credit line essentially gets baked right into the credit base, which—if the Federal Reserve doesn't step in with some kind of tightening measure—could potentially climb by about 4% every single quarter... By clearing out those unutilized credit limits, we actually open up quite a bit of room for lending to grow in other areas instead.

They gave you some solid advice—you might as well grab all three, or just burn through them, and maybe snag some earlier Mano Negra "Best of" tracks while you're at it. Though honestly, Bemba has some gems from that same era too... My little guy is only two years old, but he’s already obsessed with that Mala Vida college radio station 😁

I guess all that timing was actually worth it 🙂

Betty Rivera14, could you please check with the boss about moving our Hiking department from those old Other sport files—which have been sitting there since 1999—over to the new World around me section 🙂

If he misses his window, is he going to start missing out on the good food too?? 😕
Just grab him during a break, maybe while you're out having a smoke, and get that sorted out... 😁