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Posts by Scott Johnson45

52 posts shown.

Applying for a loan while living abroad in Banking, Insurance & Loans ·
Are we talking about the loan as a personal responsibility for you?
You’re aware that you might actually need to report this to the Federal Reserve, right?
I mean, why would they even care about your tax obligations?
Their insurance coverage is just... what exactly?
And you're paying the fees upfront 😬 , aren't you?
Kenneth Sanchez85 said:I picked up some cash at Citigroup yesterday and ended up with these old $20 bills that haven't been in circulation since June of this year... what am I supposed to do? They won't be any good to me here in the States, and I actually need them for something in two days—it’s not like I can just drive to a big city easily since I live out on an island. Am I even in any legal trouble just carrying these around?

I actually had something pretty similar happen to me a few years back when I was heading out on a business trip to London; I ended up with this weird mix of old and new bills and didn't even realize it until I walked into the first shop I visited... I just popped into a local bank and they swapped them out for me without any fees or even asking questions...

Just keep in mind that banks usually only handle things in the morning, and you'll mostly find just one or two staff members inside surrounded by a dozen different electronic kiosks...🙂
Chase Online in Banking, Insurance & Loans ·
silentwalker16 said:I just went ahead and paid my utility bill through the online portal today, but I realized after the fact that I overpaid by quite a bit... I'm wondering if there's any way to cancel or reverse the transaction before the payment actually clears, since the scheduled draft doesn't hit until Tuesday...

Doesn't the JPMorgan Chase online portal not offer an option to void or pull back a payment right up until it hits the final settlement stage?
They surely have to have some kind of help desk you can call, right?...
Issues with online banking - JPMorgan Chase in Banking, Insurance & Loans ·
I honestly think the issue lies with your account details rather than the model or the phone number you were given... I wonder which city this is happening in? It’s highly likely they transferred the account over to another bank like JPMorgan Chase, so the VBDI has changed, and you're probably just looking at an outdated payment slip 🙂
...
Issues with online banking - JPMorgan Chase in Banking, Insurance & Loans ·
If you're trying to make an empty call to the number, you'll actually need to use model 99
but honestly, if you just stick with model 00, everything seems to work perfectly fine without any issues at all...
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
If things had actually worked out the other way around, would you even bother with the advertising?...
Domestic transfers and payments in USD in Banking, Insurance & Loans ·
Do you find yourself traveling abroad quite often, and does spending $6,000 over just a couple of days seem like a standard pattern for you? Honestly, I feel like Bank of America should have actually investigated the specifics of the transaction instead of just hiding behind some generic excuse about online security if it was just a charge from Delta Airlines
On the other hand, anyone could have grabbed your card number and CVV and used them for an online purchase... we really are at the mercy of how honest our merchants are, especially if they're still printing the full card number on the receipts, though I know that’s becoming pretty rare these days
ATM issues/locations? in Banking, Insurance & Loans ·
The bottom line here is simple—just try to steer clear of other people's ATMs, no matter what kind of card you're carrying 🙂

Here’s a look at the Bank of America fee schedule:
Cash withdrawals

Using Bank of America ATMs

completely free of charge

At any other ATM within the US (unless it's a Bank of America machine)

it'll cost you 2%, with a minimum of $6.75 per transaction

For student account holders using PayPal networks at non-Bank of America ATMs within the US

$0.67 per transaction

If you happen to be using an ATM abroad

you're looking at 3%, with a minimum of $8.25 per transaction

And if you need to find a specific location, here is the list of ATMs...
ATM issues/locations? in Banking, Insurance & Loans ·
So, I was wondering, do you actually have enough cash sitting in your account right now?
Bank loan advice needed: Chase/Wells Fargo? in Banking, Insurance & Loans ·
Melissa Mendoza75 said:http://www.google.com/url?sa=t&source...QxR6aCPQ5RVFmg

😬

Does that actually sound like a legitimate bank to you?...
Chase Mastercard Standard card in Banking, Insurance & Loans ·
So, apparently it’s some kind of revolving credit setup where you pay a chunk upfront and cover the rest later, but I honestly find it hard to believe someone could own a card without having a clue what it actually is or how it works... and the fact that Chase doesn't even show your transaction history—just the balance—on their website is just ridiculous 😕🤷
Chase Mastercard Standard card in Banking, Insurance & Loans ·
What kind of card are we talking about here, like a business one or just a personal account? And how can you be so sure it's interest... I mean, who did you actually speak to over at Chase? Did they mention anything about having online transaction capabilities enabled? Also, do you get physical statements sent through the mail? One more thing—when was it issued, because I'm wondering if there might be an annual fee involved... 😕
So, I was just thinking about everyone... is anyone planning on heading out to Gračac next weekend?
blues soul 🙂
Quick cash advances based on credit cards?! in Banking, Insurance & Loans ·
Scott Johnson45 said:1.
2. with an Amex, you can actually get a cash advance on a Mastercard too...

3. and you can do it with Diners Club as well...
Sailing in Other Sports ·
Yeah, but if I recall correctly, they had right-side bridles, didn't they? 😕

Or was it that Elan 431 that ended up snapping them? 😕
I remember seeing about sixty feet of line trailing off the stern, but my memory gets a bit fuzzy after that...

It was 👍
Sailing in Other Sports ·
I was under the impression you were out sailing during the Match
Because, honestly, any regular boat from Bavaria would be stuck just motoring along at maybe 8 knots in a light breeze like that... 🙂
Sailing in Other Sports ·
Did you catch what went down during that Canadian regatta about three weeks ago? Out of 12 brand new Bavaria 42 Match boats, one lost its rudder completely, and eight others had their keels come loose from the hull... and all this happened with barely a 30-knot gale blowing...

It’s pretty clear that the Match series is just a rush job...👎

I was actually out at a race recently where they had one of those 35 Match models, and I have to say, it was a bit of a letdown. It looks great on paper, but once you actually get out sailing, the performance just isn't there...
Which bank should I choose for a new account? in Banking, Insurance & Loans ·
So, you're telling me that even after ten whole months, you still haven't found a single spare moment to get an account set up overseas? 😕
Best online payment cards? in Banking, Insurance & Loans ·
They really do exist, they truly do...

I know for a fact that companies like Visa or Amex have rolled out cards specifically designed for online shopping
just go check it online