Posts by Patrick Collins4

You could just open a Chase account, and then on PayPal, you can set it up to use the bank's exchange rate instead of theirs. Theirs is barely worse, but still...

mellowbadger26 said:Based on my usual size. I didn't even bother looking at the charts🤷. Maybe those specific sizes just happen to fit my build perfectly...😁

Thanks a lot. 😁

Tapatalk

I was thinking about Bon Prix. When you order, do you go by the sizes you usually wear, or do you actually follow their specific size chart?

Tapatalk

Someone mentioned buying from BP. I checked out their stuff, but now I’m totally lost on these sizes... According to their chart, I might need to go up two full sizes from my usual. Like, I wear a 38 in pants, but looking at their measurements, I'm not even sure a 40 would fit. And for shirts, a 42 becomes a 46... Does anyone actually know how their sizing runs? Should I just stick to my regular size or follow the chart?

I didn't have any issues :unsure:

I’ve been using Blokmax lately and it’s actually been pretty solid. It kicks in fast and the relief lasts... plus I don't feel all jittery and wired like I do with Neofen. I only took Ketonal for a little while because it absolutely trashes my stomach.

Tapatalk

swiftwolf64 said:Hey there! Does anyone actually know what the damage is for a BlokMay lady tablet these days?

It's 20 bucks, and you get 10 tablets per pack.

If you log into your online banking and check your transaction history, and it shows the payments went through, then they went through... I honestly have no idea what exactly you're looking at..

silverstag25 said:Hey there.

So, I used my online banking to pay off three different bills (phone and utilities) back on January 2nd. The app showed right away—and even when I checked again today—that the payments went through successfully.

But here’s the weird part: my account balance hasn't budged. Even after all this time, the money I sent via net banking is still sitting there like nothing happened. It's like the payment didn't actually deduct from my balance at all.

Anyone ever dealt with this before or know what might be going on? 🤷

I don't get where you saw that the payment was completed. You need to look at your transaction history to see if they actually cleared...

The assessed amount is subject to garnishment. They won't touch it until the term expires, but once that date hits, they'll pull the money directly from the savings account.

EDIT:

neondriver5 said:It’s probably best not to play games with this. I'm talking about treating savings like a fixed-term CD—not just some standard savings account, but an actual term deposit without a dedicated routing number. You wouldn't be able to make simple transfers into it via a standard deposit, which simplifies things. It also keeps the funds out of reach of any potential freezes, but honestly, 🙂 it's a gamble. The moment the owner withdraws those funds and they land in a regular checking or savings account, they become fair game for a freeze. It's a very slippery slope, in my opinion.

Freezing accounts isn't about account numbers. It’s tied to your SSN. Once that happens, every single account at every bank gets locked, including CDs. Right now, the only funds typically exempt from garnishment are those in specialized housing savings programs...

coastalharbor6 said:It wasn't even an online request; I handled everything right there at the bank branch. They didn't mention anything about it only becoming active next month or needing me to call them back because it wouldn't work initially.

But a whole month has passed since then, and it really should be working by now.

How is the money supposed to accumulate in my checking account? I have $0.00 in there.
My paycheck goes straight into my checking.
The teller was supposed to set up a recurring transfer—or something similar—so that whenever I
pay for something via PayPal online, the funds are automatically pulled from my checking account. That way, I never actually need to keep cash sitting in my savings.

When I
visited the RAND Corporation branch again, I asked if everything was activated. The clerk checked three different times and insisted it was all set, but as soon as I got home, it still wasn't working. :/

Automatic transfers don't work like that. You have to set it up so, say, a specific amount moves from checking to savings on the 10th of every month, then you'll actually have money in there for PayPal.

edit: Honestly, the easiest thing is just use online banking and move the money yourself whenever you feel like it.

Once your card arrives, you’ll need to activate it. Every bank does things differently; with JPMorgan Chase, for instance, I either have to head into a branch to get it sorted at the counter or just call their customer service line to do it over the phone.

Regarding the transfer order—if the funds land in the checking account, shouldn't the transfer then move from checking to savings?

I'm not entirely sure I follow... why set up a standing order from the checking account to the savings if you actually need the cash in checking?? Shouldn't it be the other way around—from checking to savings?

Is your card even active?

@redridge35, thanks.

Hey... anyone got some sample exam questions?

Yeah, well, you're the one receiving the funds.

For another year, the recipient's account can stay in the old format. Starting June 1st, an IBAN is mandatory only for the sender.

Sandra Ross86 said:A question for the group... if my bank account gets frozen for the first time before a protected account is actually set up, am I allowed to withdraw my entire paycheck? Is there really no way to have at least a third of it released back to me? I just don't understand how anyone is expected to survive an entire month without any access to their living expenses..

You can file a formal dispute at the bank and request a partial release of funds, but you'll need a letter from your employer confirming that two-thirds of that amount was your actual salary.

George Taylor28 said:This app is an absolute disaster!
What kind of nonsense is this "upcoming transactions" feature that just shows you two different account balances... I mean, who on earth is that actually useful for?!!
I have a premium credit line, so I can see my total limit, but I can't see how much of it is actually available, nor can I see how much of the limit I've already burned through. On top of that, there's no way to see when my installments are due or even how much they are until the day they're snatched from my account.
The whole app is a complete catastrophe.
Email notifications are broken, and that useless automated email notifying me every single time I log in won't let me opt out no matter what I try.

Now, I was wondering... I was granted this premium credit limit right after my first paycheck, set at the amount of one month's salary. It's been three months now, and this month I actually received $333 a bit more because I had a baby—it was a bonus from my employer—but clearly, the folks over at JPMorgan Chase don't realize why my pay was higher :-)) so I'm curious if I can actually go in and request an increase on that limit now?

I don't get how you can't see any of that. I can see all of it just fine...

Paul Scott4 said:I’ve got this foreign currency account over at JPMorgan Chase, and every single month when I log into my online banking, I see two separate service fees hitting my balance. One is $1.15, and the other is about $0.70.

Does anyone happen to know what those are actually for? I don't get any monthly statements sent through the mail, so I’m honestly just sitting here wondering why on earth they’re taking my money $5.00!?!?

They don't charge for paper statements anymore—that goes for all the big banks. What you're seeing is just the fee for using online banking—$1.06 if you want to stay digital—plus the standard monthly maintenance fee of $0.66, basically $2.75, or $1.75.