On Wednesday, I was 😍 hoping the last one would just die 😂 Just kidding—I actually understand the law of obligations, and the lecture was decent enough... I just need to grind through these next two days and I should be fine (hopefully 🤷)
At my lecture, they didn't even mention 🤷 She walked into the hall, took a seat... They just handed out a sign-up sheet—which you can easily just ignore if you want—and that’s really it. 🤷
Given how JPMorgan Chase operates, the bank isn't actually at fault here. As for the legalities—or your chances of suing the person responsible—this PDF should clear things up. Personally, I’d report it to the police immediately and notify the bank to kill that token before they can strike again.
I misspoke—I actually filed an appeal claiming the fine was legally baseless. Instead, I just got hit with a bill for the towing fee, so Katherine, I’m with you on this one. Feel free to bail. I did everything by the book, really—thanks for the advice 😉
darkheron922 said:It really comes down to their individual level of professionalism. Just look at the actual traffic safety law—it explicitly states the conditions under which a tow truck can haul your car away (check Article 84), requires them to provide a sketch or a photo of the vehicle, and you could still end up getting hit with an illegal parking fine. At the very least, you're looking at a parking ticket, but you have to file a formal dispute if you want to fight it. If you just pay the fine, you're basically waving goodbye to any right to appeal.
I went ahead and paid the fine—but only because the notice explicitly stated that filing an appeal wouldn't stop the collection process. I also took a look at Articles 84, 85, and 86 of the traffic safety law, and I ended up contesting it on the grounds that the entire thing was illegal—specifically, that there was absolutely no legal basis for moving my vehicle in the first place.🤷
I was foolish enough to hope that wouldn't be the answer 😢 --it isn't about the $167 itself, rather—the spot where I had my car parked was later commandeered by a fleet of BMWs for some VIP guests 😠 😢 But no—I’m filing a formal complaint. I've already reached out to the BBB, so we'll see how that plays out 🤷
I’ve been parking right there alongside about fifty other cars for months—never once received a single citation. The city parking authority told me the police were just requesting vehicles be moved due to the game (and those requests don't come with a fine). The issue here is that they clearly intend to charge me—and apparently, I shouldn't be filing an appeal with the parking department, but with the police instead. Sure, there are rules against parking on sidewalks or green spaces and all that nonsense, but even the lot in front of my building lacks marked spaces—yet everyone knows perfectly well that parking there is fine. 😉
edit: This is the area directly across from the stadium entrance—near the vacant lot in Brooklyn. I wasn't even within an inch of a wall (there isn't one; it's just public green space in front of the car), and the vehicle wasn't obstructing anyone—there was still more than a foot and a half of sidewalk left for pedestrians to pass easily.
At 7:20 this morning—just like any other day—I pulled up near the Queens Market area and parked in a spot that wasn't marked, but there wasn't a single "No Parking" sign in sight either (right across from the south stands entrance). I spotted four police officers standing just 15 meters away, with the police barricades set up on the other side of the street, but since I’m clearly not one of those sports fanatics who follows every game, it didn't occur to my brilliant mind that there might be some big match happening—my apologies to both genders following the sport: Anyway, I came back for my car at 5:00 PM, and of course, it was gone. I asked an officer where they moved the vehicles, and he tells me they sent them to the impound lot. Not to mention I was already running late for everything; I hopped in a taxi and sped over to the lot... only to find a lovely little surprise: a fine for $167 😠 When I asked why, they claimed the police requested the cars be moved. When I asked why the police aren't footing the bill for this, he just shrugged and handed me the invoice. Now I'm genuinely at a loss. The notice says filing an appeal doesn't stay the payment—meaning I can complain all I want, but I still have to pay up. Help meeeee 😢 Is it even legal for them to charge me if I wasn't parked illegally? There was zero warning that cars would be towed, and there were four officers watching me park without saying a single word to me.
What else is there to say? 😍 It looks like things got a bit tangled up in your credit account—once they process the dispute, it should all be straightened out. 😉
Heh, you're being far too kind, 🤣Kimberly Nguyen . Even if there's an error—it’s fine—the customer service folks at JPMorgan Chase will eventually catch onto the trick 😉. By the way, did they issue a new notification yet? And did she actually try to pull that old one from April?
Ugh 🤔 That $500 deposit you made—it really should have been posted on the actual day you sent it, not April 6th. It’s an error, though it happens to work in your favor 😉 . Honestly, your best bet is to call your personal banker tomorrow; let them dig through your Debit card history, because things aren't adding up correctly. I’d need to see your full Debit card transaction history to give you a more precise answer 😉 . Edit: 🤔 Is there any chance that $200-ish amount was just a revolving credit installment? And now, for May, you're seeing the installment plus interest??
your debit card, ID, and head to any teller window unless you're using online banking—then your account details, including those credit lines starting with 72..., should be right there on your screen.
Banks like JP Morgan Chase don't even have a policy that allows for reducing overdraft fees! 😠 Whether you're actually using the credit line or not—if you’ve been keeping your accounts in good standing—your overdraft limit automatically bumps up by 20% every six months. In this instance, we're likely looking at either a glitch in the system or a dip in your account inflows. Either way—if you want that approved overdraft limit restored—grab your pay stubs and head down to your local branch. They can always fix this manually—provided your transaction history is clean.
But if that same individual walks into a Chase branch, closes out their term loan, and settles the pawned assets, those installments won't count against their creditworthiness—and this woman saw the screen with her own eyes 😍 . It’s an issue with how the banking app handles data, but realistically, it shouldn't be taken at face value.
Pawn loans don't actually impact your credit score—since they’re fully collateralized by your own deposits, banks don't even bother checking your creditworthiness, nor does the repayment schedule factor into your debt-to-income ratio at all.😉
