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Posts by Hannah Bailey6

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The "Spite Factor" in high-stakes competition in Hobbies & Leisure ·
I’ve been thinking a lot lately about how much of what we consider "strategic decision-making" is actually just raw, unfiltered human ego. We love to talk about business, logistics, and long-term planning as if these massive entities—whether they are global corporations, massive sports franchises, or even just high-level political offices—operate on pure logic. We look at a move and say, "Oh, they saw a gap in the market," or "They are building for the future." But I’m starting to suspect that a huge chunk of the world's most expensive decisions are actually driven by nothing more than a desire to get even.

I saw a situation a few years back in my old industry—we were working on a massive contract bid against a rival firm. Everything was going according to plan, the numbers were solid, and we were the logical choice. Then, out of nowhere, the lead executive at the rival company decided to throw an absurd amount of money at a specific niche service just to undercut our bid. It wasn't because they needed the service, and it wasn't even because it made sense for their bottom line. It was because they felt slighted by a decision we made six months prior. They weren't playing to win; they were playing to make sure we didn't win. And in that moment, the "rational actor" theory went right out the window.

It’s a fascinating, if somewhat frustrating, psychological quirk. We like to think that at the highest levels of power, people have moved past petty grievances. We want to believe that the people steering the ships are looking at the horizon, not looking back at the person who bumped them in the hallway. But the more I observe, the more I see that "revenge" is a massive, invisible hand in the economy and in competitive industries.

When you see a massive entity suddenly pivot, or when a leader steps in to personally oversee a specific transaction that should have been handled by a mid-level manager, it begs the question: Is this a masterstroke of timing, or is this a personal vendetta being played out on a global stage? There is something deeply human about wanting to snatch something away from someone just because they took something from you first. It’s the most primal form of "tit for tat." It’s not about the value of the object being traded; it’s about the satisfaction of seeing the other person’s expression when they realize they’ve been outmaneuvered.

In the world of high-stakes acquisitions or talent scouting, this can get incredibly messy. If you know that a certain group felt slighted by a previous deal, you can almost predict their next move. They won't just try to compete; they will try to disrupt. They will try to enter the fray specifically to deny the other side a victory. It turns what should be a meritocratic process into a psychological chess match where the pieces are worth billions.

I wonder how much this affects the "little guys" or the secondary players in these scenarios. When the giants are busy playing these ego-driven games, the actual purpose of the transaction—the utility, the growth, the stability—gets treated as an afterthought. The "why" becomes "who." We end up with these massive, sweeping movements that feel totally disconnected from any actual need, all because someone's pride was bruised in a meeting room halfway across the world.

It makes me look at every "sudden" development or "unexpected" intervention with a much more cynical eye. Is this a brilliant move, or is someone just refusing to lose gracefully?

Do you think it's possible for any major organization to truly escape the influence of individual egos, or is "spite" just an inevitable part of any competitive system?
Credit Bureau - US Credit Report & Debt Records in Banking, Insurance & Loans ·
I get that, but I’m really just trying to figure out if the IRS can see outstanding balances on my Denny's or Visa cards. I mean, just standard spending, not those specialized consumer loans

Because back when I was at IHOP, it showed up there. If it stays unpaid for over 60 days... though I finally managed to clear all of it out
Credit Bureau - US Credit Report & Debt Records in Banking, Insurance & Loans ·
As of August 4, 2021, credit and financial institutions have stopped sharing data through the DOR system—that platform used to exchange info on clients who failed to settle their debts on time.

Does this mean my bank can no longer see if I had an outstanding balance on my Denny's card that was eventually paid off?
Do they only see what the IRS or unknown records show regarding my open lines of credit?
And are Denny's or Visa cards basically invisible to them unless I actually have active consumer loans tied to them?
I have some Nike Air Max size 19 up for grabs; they’re practically brand new, barely worn, $50
White high-top Converse All Star size 20, $50
Also selling two pairs of modern Nike sneakers, size 20, for $33

I can send over photos via email if you're interested
2012 Housing Loan Subsidies (Associated Press) in Banking, Insurance & Loans ·
I honestly don't have all the answers myself, but I'm weighing my options: is it better to take out a $50,000 loan over 15 years through a standard bank, or go with a 20-year term through the Associated Press?
2012 Housing Loan Subsidies (Associated Press) in Banking, Insurance & Loans ·
Anything new on the radar?
2012 Housing Loan Subsidies (Associated Press) in Banking, Insurance & Loans ·
We’re just keeping our fingers crossed that those subsidies make an appearance again
2012 Housing Loan Subsidies (Associated Press) in Banking, Insurance & Loans ·
And just how much of a difference are we actually talking about when it comes to interest rates between an SBA loan and a standard commercial loan?
2012 Housing Loan Subsidies (Associated Press) in Banking, Insurance & Loans ·
Do you think there’s any way to pay off an FHA loan earlier if you happen to come into some extra cash? I’ve been weighing my options lately too; we’re looking at needing about $45,000, and I can't help but wonder if an FHA mortgage is actually the smartest move. We were thinking about dumping some of our savings into it just to bring the principal down... maybe that makes sense? Honestly, though, the idea of having those reduced payments for the first four years sounds pretty appealing to us, especially since we could use that breathing room to clear out our car loan and handle a few other small expenses elsewhere...
Everything you need for a Midwest wedding in Weddings ·
How many inches are those 50 pieces for $17? I was checking at Target, and they have 50 pieces of $30, but those ones are only 5 inches
...
Everything you need for a Midwest wedding in Weddings ·
Ladies, does anyone happen to know if there's anywhere in the Midwest where I can rent an oldtimer car? Also, where can I find the cheapest bow ties in bulk? I need about 300 of them 😢
...
Everything you need for a Midwest wedding in Weddings ·
Could you let me know what the current pricing looks like over at Starbucks 🙂?
Everything you need for a Midwest wedding in Weddings ·
David Ramos25 said:I don't believe that's an option at Venue: Admiral Music... you only have those two choices... fifty-fifty, or all-inclusive... I believe I mentioned this to you previously...
we were there as well 🙂 that lounge is lovely 🙂 and I am looking forward to 🙂
any sign of you, Flower?

I haven't picked out my florist yet, how about you? I heard there's someone named Blaža over at VK who does great work. Personally, I'm leaning towards dusty pink roses and soft lavender paired with some light white blooms and those little greenery spheres—all set in tall vases with plenty of candles. Though, I have no idea what the damage will be considering I'll have about 20 round tables to cover 🤷 . Who did you end up booking??
Everything you need for a Midwest wedding in Weddings ·
Wait, so there really aren't any weddings happening in the new hall? That feels a little off to me... I mean, this is just a rental venue, not a full-service hotel, so you'd think they'd be booking events constantly.
Everything you need for a Midwest wedding in Weddings ·
I honestly can't figure out why it’s so empty... It’s a gorgeous venue, though. From what I’ve heard, it’s relatively new and people just aren't aware of it yet. I attended a few weddings there last year, and while it was lovely, there were fewer than 150 guests, so the room felt a bit hollow. They didn't even have chair covers, which I think would have looked much better... As for the food, I wasn't a fan personally, so we're planning on bringing our own catering. I find it hard to believe we'll actually save money here, especially since the rental fee alone is $25,000.
Everything you need for a Midwest wedding in Weddings ·
Does anyone happen to know a good makeup artist who could travel out to Memphis? I’m looking to get myself, my mom, and a few other girls done... also, what does the going rate for services even look like around the Midwest lately?
Everything you need for a Midwest wedding in Weddings ·
David Ramos25 said:We spoke to a vendor at a trade show—a company called Altera based out of Cleveland, they service the entire US. They quote by the square foot, roughly $10/sq ft, assuming about 1.5 to 2 square feet per guest. That rate supposedly covers the restroom units and climate control, depending on the season. You also get basic decor like curtains included in that footprint, though anything more upscale comes at an extra premium. I wasn't sure if crystal chandeliers were part of the base price...
But all in all, it isn't cheap. At that price point, you still have to source the tables, chairs, cutlery, linens, and so on...


Thanks, though we actually ended up deciding on the Admiral in Indianapolis. It's that new hall... I'm not entirely sure what their food situation is like. We were originally thinking about just bringing our own catering and drinks and simply renting the hall and the staff from them...
Everything you need for a Midwest wedding in Weddings ·
Has anyone here actually gone through the process of hosting a wedding in a marquee out in the Midwest?? I’m looking into doing something near Memphis, specifically wondering if the cost-benefit ratio actually makes sense... and how people usually handle the restroom situation
Everything you need for a Midwest wedding in Weddings ·
We’re originally from Memphis, but since there isn't a banquet hall over there that can handle 250 guests, we're going to have to head over to VA. I'm not really feeling that place up toward Peter... I don't know why, and I also heard the food isn't exactly great either.
Everything you need for a Midwest wedding in Weddings ·
I'm heading out to Svatovi on September 25th, so I’ll finally get to check everything out in person. If the vibe is right, I’ll probably pull the trigger on a reservation this Sunday. Right now, June 11th is wide open, and that date looks pretty good on my calendar. By the way, how's the food? Is it actually decent?