53 posts shown.
Betty Murphy3 said:The Finns will make him pay for it. Let him try; they'll knock every single tooth out of his head. Then winter hits, and we'll see the frantic retreat when those Finns start skiing down the slopes with machine guns.
Jerry Wood11 said:🎉 Finally, a definitive Supreme Court ruling has been handed down 🎉
Jerry Wood11 said:As far back as I can recall, the moderators have almost exclusively sided with the banks—they simply won't publish anything. Regardless, the lawsuit has been filed, and the final act is finally beginning 🍿
Patrick Carter5 said:I’ve been sitting here wondering if it makes more sense to go ahead and sue the bank right now over that currency clause, or if I should just hang tight and wait for the Supreme Court to make a final ruling on whether these contracts are actually void. I mean, is there a way to play it smart—maybe file the lawsuit for the exchange rate issue now, and then, if the Supreme Court eventually rules that the whole contract is invalid during the proceedings, just tack on the claim for nullity later on?
Peter Palmer said:I wouldn't say that bolded part is actually true. If someone is responsible for making a contract null and void, they should still be on the hook for late fees. And I mean on the total amount paid, not just some fraction.
Timothy Kim9 said:Nothingness basically means—everyone gets back exactly what they put in.
No one side has any right to claim some "special" interest rate.
That ruling isn't ever going to happen.
Kate Smith4 said:Hey there!
I’ve been on this repayment plan for over a year now, and I haven't missed a single payment. But here's the thing... if my memory serves me right, my banker at JPMorgan Chase told me that once I hit the one-year mark, they'd restore my ability to pay in installments and bump up my overdraft limit to a certain amount. Well, it’s been a few months past that one-year milestone, and nothing has changed. Has anyone else dealt with this? Should I just roll up my sleeves, head down to the branch, and demand they actually honor what they promised?
gentleangler80 said:Study history from 1918? Anti-fascists giving the country back? Give me a break. Those "anti-fascists" were just Communists who did nothing but murder huge numbers of people and steal everything they owned. Honestly, the faster all this state property gets sold off, the sooner we can get rid of state corruption and let the economy actually breathe.
So, tell me—were you actually there during the war, or are you just talking?
hiddenviper13 said:Honestly, just send them an invoice. If they actually pay up, then maybe you can consider showing up:
1. Travel expenses $50
2. Paperwork hassle $17
3. Total invasion of privacy $50
4. GRAND TOTAL=$117
🙂
briskjackal5 said:
feraljackal2 said:Honestly, it isn't really about the specific bank; if you close one, you'll just end up opening another where you'll have to deal with the exact same paperwork and questionnaires anyway.
hiddenpuma3 said:They’re constantly shoving these surveys down our throats at work.
The higher-ups hire some fancy consulting firm—probably something like McKinsey—to run market research on their business clients.
Do I even need to state the obvious here? It’s a total waste of my time, we gain absolutely nothing from it, and they completely ignore any actual feedback we give them anyway.
It’s almost like they take it personally when you tell them you don't have the bandwidth for their little questionnaires.
If you want your opinion to actually matter, pay up. ☕
Adam Fox3 said:I'm a client over at Chase. I don't actually bother visiting a physical branch; I handle everything via ATMs and online. They sent me these questions in the mail, stating I need to get them back to the bank by September 30th.
Here are the questions.
Part one asks for identification data: full name, Social Security number, date and place of birth, nationality, any dual citizenship, the country where I am a tax resident, whether I hold a US green card, my home address, and contact info.
Part two covers the purpose of my business dealings, including my employer and my annual salary.
Part three is about the nature of my banking activities.
It asks what I use the account for and how I use it, followed by a final section asking if I am considered a politically exposed person.
If I happen to have dual citizenship that isn't from the US, and I don't disclose it, is there any way Chase could somehow figure out that I have a second passport tucked away somewhere?
Laura Chavez93 said:Suppose they hand me a questionnaire and I decide to fill it out using Mamić's signature style...
marital status: why the hell are you asking me this, you lowlife spies?
email: absoluteidiots@gmail.com
am I a terrorist: I'll show you some real terrorism, you bastards...
will they shut down my accounts?
wiredlynx28 said:By becoming clients, you're essentially agreeing to all the general terms and conditions, which are subject to change.
If you find yourself at odds with any updated agreements, you have the right to terminate your relationship before those changes actually take effect.
Every bank is simply following the mandates set by federal law—there's always a legal reason behind their requirements.
If a staff member can't give you a straight answer to a specific question, don't hesitate to escalate it. Ask for the branch manager, the director, or even reach out to the legal department to ensure they address your concerns and clear up any confusion.