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Posts by Amanda Moore8

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
bluesurfer6 said:Does anyone happen to know if you can get an overdraft approved at JPMorgan Chase by default before your first paycheck actually hits, or do I need to wait a few months and then officially request it?

In my experience, they just automatically approved an overdraft for me—about 75% of my salary—after I'd been with them for six months. I suppose it probably seemed a bit odd to them that I hadn't even bothered to ask for it myself.
JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
analogjackal11 said:@analogjackal11
Just head over to “Account Overview > Transaction History,” and I guess you should be able to download the receipt from there.

@Analitichar and @contactless—thanks so much for the help. I actually had to reinstall the old version of the app just to get everything working properly. 🤦.
JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Daniel Torres said:You can actually grab a confirmation for your transaction through the JPMorgan Chase mobile app.
If you’re already on one of their specific service plans, using the app won't cost you a dime.

Thanks. What button am I supposed to hit? I’m clicking the amount like a maniac here, but nothing is happening.
JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Hi everyone! So, I recently switched over to JPMorgan Chase, and honestly, looking at their online banking interface right now... it feels like it was designed specifically for a toddler—it’s just so incredibly simplistic. Does anyone happen to know where they hide the option to generate a confirmation for a single transaction? Thanks so much!
Warren Buffett in Banking, Insurance & Loans ·
Dennis Williams40 said:Does anyone know when transfers from Wise actually hit an American business account? Also—does the bank usually tack on some random fee?
I’m assuming they do, though when I move money over from Payoneer, my bank doesn't charge me anything—the USD just shows up and that's that.
Looking at the numbers now, it seems like using Wise would be slightly more cost-effective, but I'm worried that any savings will just get eaten up by whatever service fee the bank decides to slap on me...

The bank hits you with a small fee because they process the incoming wire as a foreign currency transaction. Honestly, even after accounting for the Wise fee and that tiny bit of spread on the exchange rate, it still ends up being way more convenient for me than having direct transfers hit my checking account.
Look, don't get me wrong—I am all for shutting down those borders entirely—but I just can't wrap my head around why North Mexico is being so incredibly adamant about protecting its borders against the West. It’s a strange situation, really; Western nations won't even recognize their official name, opting instead for a rather distorted version of it—and because of that Greek veto, they haven't been able to join NATO yet.
Jessica King9 said:You claim we're smuggling people. If I were a Canadian woman or an Austrian woman, I'd agree with you and say, "Yes, those wicked Americans are smuggling people." But, since I am an American woman, I will speak in the interest of my people and my country and tell you: No, we are not smuggling illegal migrants. We are assisting refugees and upholding the Geneva Conventions. And what can a foreigner say against that? Who has officially stated that these conventions should be suspended? Who has distinguished migrants from refugees? Germans will be the ones doing that once they arrive.
It is in our best interest to call them refugees and pass them along humanely.
Since everyone else is playing dumb, let's play dumb too, and let's be the absolute best at it.
Sending people back is almost impossible. It’s like trying to run up a downward escalator constantly. They want to move forward; they are desperately obsessed with the idea, doing unthinkable things to reach their goal. You can only stop them if someone starts using force. Fences alone won't work without force. Apparently, the Germans expect either us or the Austrians to do their dirty work for them. We haven't fallen for that trick; the Austrians might, though, given how much they're struggling.
Everyone breaks the rules, including us. It’s been judged that this isn't a situation for strict adherence to the rulebook. Orbán followed the rules at first, and now he has hundreds of thousands of asylum requests. Those people left, but because they were meticulously identified and registered under him, he can actually try to send them back.
Austria looks like they intend to do exactly what you're suggesting. We'll watch the situation unfold and see how everyone fares. Personally, I think we'll handle it better.
And one more thing—we aren't helping Mexico. It suits us to have control over the numbers and the way people enter. Right now, this deal with the Mexicans works for us. When it stops working, we'll handle it differently.

The government is essentially engaging in mass human smuggling. Honestly, why don't you try doing that as an individual? You'll find yourself facing massive fines and a prison sentence pretty quickly. Look, I am also an American, and in the best interest of our nation, we should be preventing them from entering the country altogether—whether that means building a border wall or whatever else it takes—rather than paying for their transport and rolling out the red carpet like they're some kind of deities. Given how much poverty exists right here at home, we really shouldn't be sinking minimal budget funds into migrants; we certainly shouldn't be spending millions of dollars a day on them, if my math serves me correctly.

Here is just one more bit of evidence showing how "lucky" these so-called refugees are to have found safety:
Henry Cox2 said:That’s just how our gullible nation works. If everyone is supposedly a programmer or a doctor, then I don't see why they aren't living in Switzerland instead of somewhere like Syria or Iraq. They're rich in oil and apparently all highly educated.

Anyone who hasn't realized it? In the United Kingdom, which is already seeing its second or third generation of Muslims 4 out of 5 Muslim women are married under Sharia law, meaning their marriages aren't even legally recognized by British law. Or maybe it's 80%. And we're actually expected to see progressivism, liberalism, and assimilation into EU society from Syrians and Afghans?! I’d laugh if it wasn't so pathetic. 😒

Well, if they were actually that well-educated, the UAE would have hired them ages ago, rather than relying on Europeans and others.
Lisa Jackson7 said:Lobbying groups have way more pull when it comes to immigration policy in some countries than others—it’s definitely not a level playing field everywhere.
Some countries have it in spades—looking at you, Germany—while others are barely hanging on by a thread, like Canada.

Immigrants aren't conquerors—they aren't out here trying to overhaul the society they’re moving into. ☕ Maybe you just don't get that immigrants are their own damn category in any society they move to—it's just how it works. ☕

Powerful interest groups are basically using immigration as a tool to reshape America—it's all about social engineering. Their goal? To give these people a life that’s way better than anything they'd find in a refugee camp... obviously. And let's be real—once their own countries get wrecked (one way or another), plenty of today's "humanitarian" types actually had their hands dirty in making that happen.

Real behavior is all about being human—sharing this one planet we live on. It’s not about forcing people to ditch who they are just to make room for some foreign identities—as long as those identities aren't out here trying to wreck the local culture. ☕

Thanks—just trying to hold onto my own identity while respecting everyone else's.

The real issue arises when an "outsider" fails to respect the culture and identity of the country they’ve entered—especially when they expect the host nation to bend to their will—which is exactly what we're seeing right now. Borders are becoming porous, systems are buckling under the pressure, and both governments and individuals seem too intimidated to take any meaningful action. Honestly, I think this brand of political correctness imported from the USA is going to be the end of us.
Corvus27 said:Once we've provided the absolutely essential assistance they need—which is a given—we really ought to just move forward with deportations. Honestly, if we don't, we’re looking at a series of civil wars in the very near future—it's practically inevitable. 🕺

Honestly, I just don't see anyone out there with the actual capability to pull that off—it’s just not happening. In my view, they shouldn't have been allowed into the country in the first place, regardless of how much dignity or reputation we might lose because of it.
neonhound18 said:It seems pretty clear that if we want to point fingers at who's really responsible for this whole circus, we should look toward the leftists and liberals, who seem hell-bent on pushing for an unchecked influx of cultures into Europe that simply don't mesh with our own.🕺

And then there are those who thought they could play the leftist card—well, after seeing how the current administration has handled things, especially with this migration crisis, many have had to rethink their positions. At least, most of the ones I know, anyway. The real champions of this unchecked border situation are our mainstream media outlets—we all know who pulls their strings, not to mention the government censorship—along with the various NGOs (it shouldn't be a secret who's footing their bills) and a few naive souls who genuinely believe they're doing good by helping people in need. If there's any small consolation in all of this, it's the thought that one day, when migrants and their descendants eventually reshape our American traditions and Western civilization, those very same organizations and media pundits will likely be the first ones to face the consequences.
redridge35 said:FOX started off with some straight-up propaganda, claiming we need 700,000 refugees every single year just to squeeze out a tiny 0.2% bump in GDP growth.

Wait, 700,000 migrants to support the US economy? Honestly, if those numbers were true, we’d have more newcomers than actual citizens within three years—it's mathematically absurd. It really goes to show that ABC is clearly under German ownership.
George Robinson43 said:Hold on just a second. This individual owns both a house and an apartment, yet he’s asking for medical handouts while making sure to broadcast it to the press?
It's quite curious... instead of considering selling his property, he's requesting loan moratoriums and direct financial aid. It's like asking for a free pass when you already have the assets to cover the costs.

I truly wish him a full recovery, but this level of complaining feels a bit excessive. He sits on multiple properties and still claims he's short on cash.😕

I suppose that might be what you would do—or maybe me, or any regular person caught in a bind. Honestly, some people probably have legitimate reasons for acting this way. I truly wish him a speedy recovery, of course, but all this constant whining is just a little pathetic.
Noah Grant59 said:If my memory serves, Kit was actually filling in for the Headman in Congress. He took that seat once the Headman moved on to become a Governor after the local elections, so he never actually qualified for a Congressional pension.

You did a good job explaining your reasoning for starting this thread, though. Only a psychopath or someone incredibly immature would play games with a sick person like that. I hope you're the latter.

He even mentioned it himself during an interview:

Quinn:
I’ve got both an apartment and a house, plus that Congressional pension, but honestly, it all just goes straight toward my mortgage. If there aren't any big concerts happening, I'm basically broke. For a certain group, things are great, but for most people? It's a struggle.
Joseph Peterson6 said:Fair enough, though not all illnesses are created equal—just like people aren't. When someone is genuinely suffering, you can't fault them if they vent occasionally. This isn't some minor seasonal flu; we're talking about a stroke.

What really gets under my skin is him complaining about not having enough money for his medical bills. If he were just venting about being sick, I’d actually feel for him. But this? This makes me feel like we should all just open a Chase account and start a GoFundMe for him. I rest my case.
Joseph Peterson6 said:The man is sick; he has every right to vent. Let's see how you handle things when your luck runs out—unless, of course, you plan on staying young forever. 😉

My father was seriously ill for four years—really rough times—but we didn't spend our days complaining. We just bit the bullet, paid for every single medication out of our own pockets, and kept our struggles quiet, even from our closest friends and extended family.
Joseph Peterson6 said:The tone in this thread feels less like debate and more like a coordinated attempt to mock someone who is genuinely ill. That strikes me as a bit twisted. It seems like he spent too much time singing patriotic anthems and not enough time actually complaining about the system.🤷

I don't think it has anything to do with patriotism or complaining for the sake of it. There are so many people his age out there facing real hardships—people freezing in the streets, digging through trash, or living on Social Security checks that don't even cover the basics—yet he's the one being told he doesn't have the right to vent.
Best online payment cards? in Banking, Insurance & Loans ·
Raymond Brown10 said:Does anyone have any advice? I'm currently in the middle of building a website to sell some e-books—it's coming along, but I've hit a bit of a snag with the payment setup. I need to get some payment banners live on the site, but apparently, I can't use PayPal because it only lets you send money, not actually receive it here (which... yeah, super smart, right?). I heard somewhere that Moneybookers works pretty well with Bank of America, so I gave them a call, but they had absolutely no clue what Moneybookers even was—honestly, for a major bank, they seemed a little out of the loop there. If anyone has a clever suggestion on how I should handle this, please let me know. Thanks in advance!

I'm not entirely sure if this is the specific answer you're hunting for, but I also offer my services online and I handle all my payments through Moneybookers. It was a fairly straightforward process—I just opened an account with Moneybookers, provided my credit card details, and waited for the verification to clear. Once that was settled, every single payment lands perfectly into my foreign currency account at Bank of America.
Taylor Swift is basically the new Thompson! in Close to Politics ·
Morgan Booth6 said:First off, let's stick to talking about America. As far as goes, we just don't have any top-tier singer-songwriters here. Not yet, anyway. I won't get into the soldiers-turned-artists thing because that's not really the point, though man, we could talk about that for hours. And finally...

P.S.
It's pretty obvious you're just listening to Gib on shuffle, because if you weren't, there's no way you would've posted such a massive load of nonsense in the thread title!

What I love about Gib is how he truly pours himself into every single song—I honestly get the feeling he's lived through every single line he writes. Sure, he can be a bit overly dramatic at times, but who cares? I love listening to him and just enjoying the vibe. "Mirakul" was definitely the absolute peak of his career.

On a similar note, I also enjoy listening to Marijan Ban, even though the man can't actually sing, but... well, to each their own.

I wouldn't dare compare Johnny Cash to Severina. They both just know how to market themselves perfectly. He realized that people here respond to faith and patriotism, and he makes a killing off that—it's enough to give you a headache—while she figured out that she can sell a whole lot of nothing just by showing off her physique, and make a fortune doing it.
Overdrafts and negative balances: What's allowed? in Banking, Insurance & Loans ·
Robert Hernandez11 said:Okay, both matter, but your attitude toward money is way more important if your income is above whatever threshold allows for a "decent life" (which is totally subjective, I guess...🤷)

Your story is the perfect example of how people should be thinking.
Even though so many people claim they "have nothing left to save," they’d be pretty shocked if they actually wrote down their expenses... 🤷

I partially agree with you there. A "decent life" is such a relative, stretchy concept—everyone has their own set of priorities. For me, living decently means being able to cover all my bills, handle my mortgage, travel a bit, eat high-quality food, catch a concert here and there, buy books, or pick up a new gadget occasionally. However—and this is the kicker—can I actually afford all of that every single month? Not quite, so I have to make sacrifices. We all have to prioritize. I know it’s a different ballgame when you’re pulling in a salary $3.25 of $5,000. But it is absolutely doable; you just need some discipline. I started by keeping a close eye on my phone bill—I played around with a few different plans over at Verizon and now I rarely go over $50. That alone has saved me $17 every month. When you multiply that by twelve, you're looking at $200. BTW, when I shop using credit cards, I don't really get that psychological feeling of having spent actual cash 😁—which is why I ended up in the red for a while. Now, I make sure to withdraw $100 from the ATM every week, and that serves as my weekly pocket money for groceries, coffee, and stuff like that.