As far as I can tell, inflation from January 2015 to January 2021 sat at 3%. That wasn't an annual rate—that was the total cumulative amount. Compare that to those GDP figures mentioned in the previous post.
Whether A or C (or even B) ends up looking better a year from now... well, we'll find out in a year.😉
That fund got absolutely hammered back in 2008. Anyone who put money in then is still feeling the sting today.
But looking at the last five years, it’s up 4.27%, and over the last three, it’s sitting at 5.35%. It beats a basic savings account, but it can't touch international funds.
Keep in mind, this isn't a pension fund—they aren't allowed to go heavy on stocks.
Which fund was that? With a legit index fund, you only lose money if you panic sell during a dip. If you just hold, the price usually climbs back up eventually.
The last 12 months covers exactly that—from August 2021 to August 2022. Every fund makes its daily price movements for all sub-funds public, and you can see the investment structure at least quarterly. You can easily check the returns over whatever timeframe you want.
Whether you believe it or not, the fact remains: one was up 3% while the other was down 3%.
Here’s the data for Amazon IMF, since I see you're holding it.
Past 12 months: Amazon A 3.03 % Amazon B -0.96 % Amazon Capital -3.22 %
Last month: Amazon A 2.81 % Amazon B 2.36 % Amazon Capital 1.44 %
Right now, being in Vanguard is a losing game. We'll see how it plays out—one bad year doesn't matter as much as the long haul. For what it's worth, I recently moved my money from Bank of America over to JP Morgan Chase because the long-term math looked better. I also shifted into a higher-risk fund for my retirement accounts.
You can swap your IMF every year, but if you try to jump ship within three years of joining, they'll hit you with an exit fee. And don't forget, moving into a new fund usually triggers an entry fee too. Changing your category is allowed once a year without any fees.
I haven't seen anything from the Japanese users yet, but Chase just posted this 14 minutes ago: If you’re having trouble logging into the mobile app or online banking, don't panic. We're working hard to fix the issues, and you'll be able to access our digital services again shortly.
You can just save the code and pull it up later. That’s my routine every single time. That "don't leave this page" warning is basically just a nudge so people don't forget to grab their info.🙂
coastaldrifter6 said:I've got a few questions regarding this card: - How many transactions actually need to go through before they start showing up on my JPMorgan Chase app? - Is it possible to change my PIN right at an ATM? - Is it standard practice for them to set the default term to 36 months even though I specifically asked for 1? (When they told me the card was approved, they mentioned I’d have to file some sort of formal request if I wanted the single-month option—apparently, you can't just switch it immediately upon issuance.)
- Like darkmaker94 mentioned, transactions usually show up tomorrow. But as soon as it goes through, you'll see your available credit drop immediately. - I don't think JPMorgan Chase lets you change your PIN at their ATMs. - If I remember correctly, the options on the terminal are 12, 24, or 36 months. If you figure out how to switch it to 1, let me know.
Is it normal that they set the default to 36 installments even though I asked for just one? When they told me my card was approved, they mentioned I’d have to file some kind of formal request if I wanted a single payment, claiming it wasn't possible right at the moment of issuance.
I think it’s totally normal, but honestly, it doesn't really matter what you think since nobody's stopping you from just paying off your full balance next month anyway. That's how I always handle mine. 🙂
So, has anyone else tried asking for a credit limit increase on their Apple Card? I put in my request back on May 22nd and still haven't heard a single thing. 🤷
Where can you actually request a limit increase? Is it done online?
placidmaker6 said:I need them to show up once the sender hits send (usually about two weeks out). Right now, I can see them sitting in my Chase app.
I haven't seen anything on my Wells Fargo mobile site or app. Right now, I just rely on getting an email from the billing company so I know what's hitting my account and when.
Thomas Sanchez30 said:It doesn't look like it—which is frustrating, because even though this thing is relatively new, having come out back in July 2018, I've barely had it for a few months. I just assumed it would be a standard feature by now. Is there a way to verify this for certain?
Xiaomi Mi A2 Lite - GSMArena
edit: Nope, definitely doesn't have it. Just a total bummer. I ran an NFC Check app and confirmed it. Honestly, why isn't this included in every single smartphone when the tech has been around for, what, five years already? At this rate, I won't be able to pay with my phone until next decade when I finally upgrade.🕺
They don't. They're too busy pinching pennies on the $0.25 it costs to manufacture the chip.😵