Posts by Edward Evans7

Bryan Gray6 said:I suppose it’s going to be a bit of a struggle for me to pull that off, given that I still have four years left on my current loan, with monthly payments of $667.
To be perfectly honest, I think getting approved for any kind of credit right now might just be an impossible task.

Bryan Gray6 said:I’m about two months behind, and I really need to secure $30,000$0.00.
So, looking at a $15,000 limit, maybe $7,000 on a credit card, and another $8,000 elsewhere.
With $30,000 in total needed, I suppose the question is whether there's actually a bank out there willing to approve that.
We’ve finally hit a steady rhythm with work, so my average monthly income should bump up to around $5,500 over the last three months.
I was thinking about reaching out to someone like SoFi or perhaps a similar loan broker.
I really want to avoid ending up in a spot where my accounts get frozen or I end up defaulting on payments, which would be a mess.

Joseph Turner36 said:Is tracking your spending or balance only possible through their mobile banking app? Or is there some kind of SMS service or transaction notification available?

If you're looking at those reward points, then for a revolving card and anything spent outside of Walmart, it ends up being like 0.4% via those reward coupons—which isn't actually terrible, I guess. It’s kind of a "better than nothing" situation, even if they are forcing you to spend them at Walmart.

I can't see him listed in my Chase app, though they went on record telling me it was absolutely possible to add him. I’ve already submitted the request twice now, but so far, nothing has come of it. It's just one more thing that doesn't work quite like it's supposed to.

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Joseph Turner36 said:If I'm dealing with a client at JPMorgan Chase, can the fees for that Walmart revolving Mastercard be paid through the mail?

Susan Baker6 said:I’ve actually got the Mozart installment plan too, but I honestly thought that was strictly for when you're swiping at a store! So you're telling me you can basically split up cash withdrawals into payments too?

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Susan Baker6 said:So, were you guys actually trying to pull out cash on the installment plan or what?

restlessbadger2 said:I’m looking for some advice here. My parents are planning on gifting me about $15,000 in cash. My plan is to deposit it directly into my savings account, but I’m feeling a bit unsure about the logistics. Should I actually bring them along to the bank with me, or is there a more standard way to handle this kind of thing?
Also, does anyone know if the IRS is going to come knocking with a tax bill once that money hits my account? 🤔

Kevin Morris12 said:Has anyone else who isn't an existing customer tried applying for one of their credit cards lately? I noticed they just rolled out a brand new application form on their website regarding those cards 🙂

Edward Evans7 said:Is it actually possible to withdraw cash in installments using my Maestro checking account—specifically via Maestro cash—if my balance is already sitting in the red? I’m talking about being overdrawn by maybe $30 or $40. I already have this service approved, and I’ve used the installment option for cash withdrawals before, so I'm wondering if it still works when the account is technically negative.

cosmicviper18 said:Hey everyone,

Which bank generally offers the lowest monthly maintenance fees, followed by the cheapest online banking?
You know that old saying—it’s not that I don't have money, I just refuse to waste it! 😁 😁 😁

Ethan Alvarez5 said:Can I use this card to pull cash from an ATM, say $1667(depending on whatever the daily limit happens to be), and then just pay it back over 36 months if I set up that installment plan right at the start?

electricbadger89 said:JPMorgan Chase is acting weird. Between them and Wells Fargo, money moves at a snail's pace. I have no clue why they’re so sluggish.

It’s not Deutsche Bank’s fault.

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Susan Baker6 said:Do you have any specific brokers you'd recommend? And did you just walk into a branch yourself or did you use a broker to get things moving?

Susan Baker6 said:Anyone got the scoop on how loan processing is moving lately? Is the wait time dragging on forever? A close friend of mine is thinking about switching over to JPMorgan Chase to grab a loan and consolidate her other debt, so I'm trying to see if it's actually worth the hassle.

Angela Watson6 said:Hey everyone! Has anyone ordered a card from PayPal lately? Like, in the last month or two? I’m wondering if yours actually showed up and how long the wait was. My first card never even arrived, so they sent a replacement, but now this one is dragging its feet too...