So, I was slightly overdrawn for the last three months, and they hit me with about $3 in interest. I managed to clear the negative balance just a few days before the quarter ended. Since they charge interest on a quarterly basis, I figured they'd pull it from my account now, but honestly, nothing has happened yet. As far as the app shows, the interest amount is just sitting at $0.
When did you guys actually see the interest charge hit your accounts?
Has anyone recently tried getting a limit bump on their Walmart revolving card, and if so, how much did they actually give you guys? Also, does anyone know which email address I should be hitting up for the request?
Wait, is it actually possible that you can't just set up new transfers using old ones on Chase Mobile or Bank of America Mobile? I’m kind of reeling here... 🤦
So I had another transaction pop up, but honestly, it’s just more of the same stuff from Monday.
I reached out to support and they were basically like, "Look, Chime doesn't even add a conversion fee," and they claimed they couldn't even see any kind of "markup" on my transaction at all.
Where can I actually go to see the transactions from my Mastercard revolving card? I’ve been checking both Zabin and the Zabin app, but for some reason, neither shows the card info or any of the spending.
Kevin Morris12 said:I honestly don't put much stock in PayPal; at this point, having an account there feels about as significant as opening a Gmail address—it doesn't really carry much weight. But Affirm is a whole different ballgame because you're dealing with actual credit, which is directly tied to your Equifax report.
Right, so the initial credit limit starts around $250, which seems to be the standard baseline they approve quite quickly. You probably won't see that limit available the very second you open the account, though; you’ll likely need to build up some transaction history first (though we can only speculate on the exact requirements). It’s a similar setup with getting access to the Chime Maestro card; that feature only "unlocks" once you've hit a certain spending threshold using your standard Chime Mastercard.
I think I remember it being about making a specific transfer or transaction worth $100, but from what I can see now, maybe just having $100 sitting in your account is enough.
analogjackal11 said:@Kevin Morris12 They offered me an overdraft too, like $250 or something. I haven't even touched that account in months, and honestly, I barely used it before that, so I guess it caught me a little off guard.
So they actually bumped my limit up to $1,250 today.