Does anyone know how I can avoid this next time? It seems like nobody else here has run into this issue. I should mention that this was my first time transferring funds around midnight; I usually handle everything in the morning, though I'm not sure if the timing actually matters...
ironcyclist58 said:So, looks like it probably went through a middleman this time...
Thanks. Any advice on how to prevent this? It’s never happened before; I’ve been using Wise since March and never ran into fees. Has anyone else dealt with this, and is there a way to avoid it?
So, I went to withdraw some cash today. I was expecting $240, but there was a $19 Bank of America fee listed on the paperwork. Can someone make sense of this? This has never happened to me before. Looking back at my old statements from Chase, the bank fee was always listed as $0.00. What's going on now...
Linda Morgan said:Hey everyone, quick question. I got a transfer hit my account around 11 PM last night and moved the funds over immediately. Usually, Wise has everything cleared by the morning, but I haven't received an email notification today. It just says "Your money's being processed"... any chance there's just a delay in the system?
Not trying to be a nuisance, but I'm confused about why this money is still stuck in processing. Normally, once I move it to my account, I get a confirmation within thirty minutes saying "We pay out your USD now." Could there be an issue? The option to cancel the transaction is still showing up on my end...
Hey everyone, quick question. I got a transfer hit my account around 11 PM last night and moved the funds over immediately. Usually, Wise has everything cleared by the morning, but I haven't received an email notification today. It just says "Your money's being processed"... any chance there's just a delay in the system?
The funds hit my Wise account yesterday and they’re already cleared in my bank today. Thanks again to everyone who helped out, especially Daniel Torres for all the detailed breakdowns...
Just wanted to let you know the funds from Wise finally hit my account. Now I’m just waiting on my paycheck next week before I move everything back over to my main account. I sent the company my account details along with the usual info—city, address, the whole bit. Hopefully, everything processes without a hitch. Thanks to everyone here for the help, especially Daniel Torres... I actually found out the transfer went through when I got an email notification from Chase (you can see the wire transfer reference attached below)
Daniel Torres said:... plus you might as well grab this so you don't have to keep driving all the way down to Chase every five minutes https://play.google.com/store/apps/d...=me.ckb.mobile basically for iPhone/iOS: https://apps.apple.com/us/app/ckb-go/id1222621041
I used to use that app back in the day. It was great—they’d always ping me when my paycheck hit, and I could track all my transactions right there. I'd just head into Chase whenever I needed them to activate it for me.
Daniel Torres said:👍 It’s not officially done yet. Just hang tight until Chase finishes processing the transfer. That should hit sometime next week—probably Tuesday or Wednesday if everything goes smooth. But hey, you'll definitely have it by Friday. Usually takes about 2 to 5 business days.
Yeah, I'll wait until Wednesday then and head down to the bank. I'll let you know if everything cleared. 🙂
Daniel Torres said:So basically, they should have the cash hitting your account within about 7 hours. 🙂 It means everything went through fine on your end, now you’re just sitting tight while they reroute the payment to your balance, and then boom, you're done.
Great. If it wasn't for you guys, I would've given up ages ago. Thanks for walking me through every little detail and being so patient, especially you, Daniel Torres 🙂
I submitted it, and now it says "your money's being processed / We'll pay it out in the next 7 hours." Does this mean the transaction actually went through successfully? I followed those instructions to enter my last name, middle name, then first name. It also says "May 5 you receive your USD" So, the funds should hit my bank account on May 5th...
I'm trying to move this $10 (which I converted to euros) over to my account. This is what it says: You send. 8.21 EUR Total fees (included) 3.83 EUR Amount we'll send 4.38 You get 4.38 EUR Is it actually realistic that they're taking nearly half my money just in fees? So, I added another $10 just to see if the fee would change. On a total of 16.43 EUR, the total fees (included) are still exactly the same—3.83 EUR...
Just one thing... will I get a notification from Wise confirming the transaction went through and hit my Citibank account, or am I stuck waiting until I physically walk into a branch to find out?
Daniel Torres said:So, I guess Swift is totally fine then if he just recognized it by typing in the routing number himself.
I tried calling their customer service line, but I just kept getting bounced from one number to another without anyone ever picking up. Just a quick, stupid question regarding the paperwork—should I follow the exact order listed in the document? Meaning, last name, middle initial, then first name? And do I need a period after the initial? Alisa Jankovic
Thanks, Daniel Torres. I'll follow the instructions in the document exactly as they're laid out. As for that Swift code, I didn't manually enter it—it just auto-populated once I filled in my details. This whole process feels unnecessarily complicated, so I really appreciate the help...
Incoming Payment Instruction Field -Beneficiary Costner : First, you provide the routing number: Name and address: I listed my last name followed by my father's initial and then my first name, like this Janković M. Alisa I included the address too, even though they didn't explicitly ask for it...