Posts by Brenda Gray5

Thanks for all the help. My order should be arriving next week.

I'm looking for some advice—is this build actually worth grabbing, or should I take this same budget and put together something better myself?
https://www.links.us/en/pc-gaming-desktop-rtx-4060-ti-intel-i5-13400f-16gb-ddr5-1tb-ssd

Here’s my question: am I actually required to pay for trash collection and local utility fees on a house that isn't even finished yet? It’s basically just bare walls right now—nobody lives there, nothing is happening on the property, and I haven't even been issued a trash bin. Yet, I keep getting these bills every single month. Is there any way to get these charges waived until the house is actually livable?

since you have some kind of free program to recommend

I tried using Nero Burning ROM, but it doesn't support the format at all.

I’d love to set up a home theater, but honestly, I care about the audio just as much as the picture quality.😁 Since my PC is basically a dinosaur and struggles to run everything smoothly, I usually just stick to burning things onto DVDs.

I've got all the right tools, but whenever I hit burn in Nero Burning ROM, it just tells me the file is too large.
Maybe it’s because I’m stuck using an old version of Nero Burning ROM that can't handle this specific format. Should I try to convert the file, download a newer version of Nero, or just switch to something else entirely?

I've got some concert recordings I want to move over to DVD, so I'm looking for advice on which software to use and what the best workflow is. Thanks in advance! I already tried using Nero Burning ROM, but it won't work because the file is too big at 7GB.

Give Handbrake a shot instead.

Go into your settings where you live, or check out Quick HR. Honestly, I think you might need to register a business too.

You've got to cover the monthly payments, and if you're looking at a $1,000 mortgage on a $100,000 property, it’s easy. It becomes a non-issue if I can rent out the whole house for $1,500 a month—then the house basically pays its own way.

If you're looking at sleek shoes with thin soles, go with a 1.8mm Vibram. For high heels, plastic is always the way to go—it just comes down to how much quality you want to pay for. Also, where is this guy hanging out? Maybe I'll run into him, Brenda Gray5.

Look, I pay my taxes and stay current on everything, but whenever I walk into a bank and tell them I run my own small business—like a local cobbler shop—they practically laugh in my face. It’s why they give me such a hard time about my creditworthiness.

But honestly, if you’re looking at a $100,000 loan, you’d need to be pulling in maybe $70,000 or $80,000 a year. If you actually had that kind of income, you wouldn't even need to worry about a mortgage

Alright, I'm not going to yell, I just want someone to post something if they actually know what's going on here.

I have a few questions and could really use some help:
Which bank should I go to for a mortgage or a home construction loan? I'm looking to pull about $110,000.
The goal is to finish building my house by the end of the year. Right now, only the foundation and first floor are done. I’d also love to have some extra cash left over on the side without the bank breathing down my neck about where it went—maybe if I opt for a residential loan instead?
But here's the real catch: my credit score isn't where it needs to be. My dad offered to let me use his house as collateral, which is worth roughly $275,000.
Does anyone have advice or know a way to make a setup like that work?

Also, I remember someone mentioning a few months back that mortgage rates might drop this spring. Does anyone have any insight on that?