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Posts by boldgardener6

8 posts shown.

Office meltdown in Psychology & Therapy ·
I would ask the OP to clarify a few details: what kind of degree they hold, the specific nature of their job, and the size of the team they manage...
Quick question about credit cards in Banking, Insurance & Loans ·
Alright, I am filling out my application for Visa!

Thanks!
Quick question about credit cards in Banking, Insurance & Loans ·
Sure, I’ll go with the Visa and the American Express (Diners Club).

Amex or Diners? 🤷
Quick question about credit cards in Banking, Insurance & Loans ·
darkmaker94 said:Maybe give it a shot and apply for an American Express or a Diners Club card? From what I know, Amex doesn't really have a set spending limit, they're accepted basically everywhere, and you can even split your purchases into installments.

I'm keeping my options open; I never said it had to be a Mastercard.

I am just looking for a way to clear $15,000. Whether it's through a Visa, Diners Club, Mastercard American Express, or a Xingbao card makes no difference to me. 🙂

I am simply seeking advice on which path is best.
Quick question about credit cards in Banking, Insurance & Loans ·
I intend to stay persistent; I don't see any other option...
🤷
Quick question about credit cards in Banking, Insurance & Loans ·
Charles Ramos7 said:What exactly makes you an "excellent" client? Just having a steady paycheck for three months isn't exactly a high bar.

I’ve been receiving a regular salary for three years now, and starting next year, it'll be north of $5,000 a month. Plus, my balance rarely dips into the red. Given that, I'd say I'm an excellent client—though perhaps I was being a bit dramatic with my choice of words.
Quick question about credit cards in Banking, Insurance & Loans ·
I need that targeted $15k. I would use a VISA for absolutely essential expenses; I have plenty of experience managing my finances, and frankly, too much...
Is there any room to negotiate the limit? I am a reliable client—for the last three months, my income has consistently exceeded $5k.
Quick question about credit cards in Banking, Insurance & Loans ·
So, I’m planning to invest in some heating equipment for my house and I need about $1,500.

I have a monthly income of roughly $500 deposited into my account at JPMorgan Chase, and I rarely even dip into my overdraft.

My thought was to get a Mastercard—specifically the classic fan—and then apply for a master installment plan.

Will I be able to cover this $1,500 through a master installment plan, or how does that work? I've been reading online, but when I looked into it, the bank threw about five hundred different options at me. It's a bit overwhelming to sift through all that information...🤷

If anyone could provide a little clarification, I would truly appreciate it. 🤷
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boldgardener6😁