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Posts by nimblecanyon

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What do you guys think of my little hatchback? in Miscellaneous ·
Kimberly Lewis86 said:I used spray foam just to make it easier to create a mold that the fiberglass would eventually bond to, and once that fiberglass dries, you just pull the foam out and you're left with nothing but the fiberglass mold, which is exactly how I handled my fender flares!!
So, using spray foam was honestly the easiest way for me to work since it’s so easy to shape!
Fiberglass is what they use to build boats, so I'm pretty confident my flares will hold up just fine...
🙂 http://www.facebook.com/BuildingARallyCar

Look, man! If you head over to Home Depot, you can pick up something called POROFEN that is actually much easier to shape than spray foam... it's brick-colored and you can just smooth it down into whatever shape you want, which gives you a solid mold to show off all those little custom projects of yours!

EDIT..besides that, if you're just doing minor fender flares, there's a specific tool for "pulling" the flares out that works way better because it follows the natural line of the wheel well perfectly...

EDIT 2: And honestly, you'll never pass a state inspection because your custom flares and wings won't meet any legal homologation standards. You'll only be able to drive that thing on backroads or private property!
Best cheap auto insurance? in Banking, Insurance & Loans ·
I suspect that only works if you’re carrying full collision coverage... otherwise, you’re pretty much looking at filing a claim against the other party's insurance provider first!
Best cheap auto insurance? in Banking, Insurance & Loans ·
granitejackal15 said:exactly☕ if some tourist who doesn't even register their car in the US gets to lecture us on how insurance money should be spent, then I can too, right?

As for jealousy, the only guy worth being jealous of is someone like Milan Popovic, and not because of his business success, but because he’s out there flirting with pop stars.😛

That German guy is sending half of his paycheck—which, honestly, is about what you'd make at a decent job here in the States—back home to his daughters, all while paying insurance premiums on two different cars back there too. So, if you ask me, he’s clearly not exactly a local patriot, and I highly doubt he has a single friend working in any of our insurance companies.

It’s honestly terrifying to think about how little is being said regarding that massive billion-dollar shortfall, especially since it puts every other insurance provider at risk of having to step up and cover those policies if things go south. Of course, the owners will likely walk away with their assets untouched because they were smart enough to move the money out just in time, while the leadership—in any functional, rule-of-law nation—would already be facing criminal charges for corporate fraud and economic malpractice.

Look, even after spending fifty years navigating both life here in the States and abroad, I’ve learned one fundamental truth: you pay for insurance specifically so you can receive a fair settlement when things go sideways. That is quite literally the entire reason these companies exist—to ensure that if you accidentally cause damage, you aren't left footing the bill out of your own pocket. In a country governed by actual rule of law, if an insurance provider refuses to cover a legitimate claim, then the policyholder ends up paying the victim directly from their own savings. That is a completely different animal altogether, but I suppose the core point of that just isn't registering with you.
Best cheap auto insurance? in Banking, Insurance & Loans ·
coppersailor14 said:So, here’s the thing: if I happen to have EH coverage and someone with regular American insurance shoots me up, am I going to run into any legal headaches just because I'm under the EH umbrella? And conversely, if I end up being the one pulling the trigger on someone who's carrying standard American insurance, will I be the one left holding the bag? (Though, let's face it, the unlucky guy is usually the one in trouble anyway).
Now, if there's actually zero risk involved in either scenario, then it seems like a total no-brainer to just go with Os, which is about a hundred bucks cheaper.

Also, does anyone actually know if Unica insurance is any good?

You really hit the nail on the head, coppersailor14, 🙂

If you're with UnitedHealth Group and the person at fault is with State Farm, you shouldn't face any hurdles because you'll just be filing your claim directly through State Farm...

However, you might run into complications if UnitedHealth Group tries to collect from State Farm first before paying out your claim... because from what I can gather, they might run into "liquidity" issues and start dragging their feet, or even try to pin some level of "contributory negligence" on you just to hold onto a chunk of the money... personally, I wouldn't even sit in the same diner as those crooks, let alone try to do business with them!

Is saving 100$67 really worth supporting and maintaining Grgić's yacht and essentially funding his lifestyle?

That whole group could vanish from the market entirely if they stop signing new policies altogether....
Best cheap auto insurance? in Banking, Insurance & Loans ·
Noah Cook said:It seems to be a unique phenomenon here in America—that there are enough people foolish enough to choose these providers just to save a tiny amount of money, only to find themselves fighting with these bottom-feeders for three months straight later on. They were actually caught in one of the biggest scams in history, where they used fictitious policies without any consequences. Not to mention, they were the ones who pushed for those initial 50% policy bans, only to turn around and create a monopoly on them later.
So much of what happens in this country falls into the "believe it or not" category.
Whenever you head to a municipal court, you see subpoenas everywhere, and about 90% of the time, it’s the same crews from Euroherc, Adriatic, or Hok.

I don't really see what the municipal court has to do with this, because when we're talking about damage payouts under auto liability, we're firmly in the realm of Real Estate-style legal relationships that fall under the jurisdiction of the District Court.

An insurance company can't just show up at a misdemeanor hearing and refuse to pay me, the actual victim, right? That doesn't make any sense to me.

What I can actually do as the injured party is take them to court to demand fair compensation based on the very policy they are supposed to be covering.

Once it's established who is actually at fault for the damage, they don't really have a choice—they either have to pay out the claim or cover the repair costs themselves. And honestly, they should just be grateful I'm not demanding they pay for a rental car while mine is in the shop, which is pretty standard practice here in the States.

They can only offer discounts if certain specific conditions or contract clauses are met, like if you choose to use one of their preferred repair shops instead of picking your own.

I suppose I should be thankful that I pay for legal protection insurance, so if I ever end up in a dispute, the court fees and attorney costs won't break me... though, if they did decide to pay me back everything with interest, I wouldn't mind at all, even if the folks over in Lourdes might have something to say about it.
Best cheap auto insurance? in Banking, Insurance & Loans ·
Noah Cook said:Exactly. You'd never want to deal with a random budget carrier or a company like Fannie Mae when things go south.

Patrick Moore3 said:I'd rather shell out a few extra bucks... if you're gonna screw someone over, at least don't do it twice!

I honestly can't wrap my head around how an insurance company with "services" like these could even survive in this market.

If this were happening in the European Union, the competition would have wiped them off the map ages ago.

Is there really that many people willing to back up thieves like this just to save a little pocket change?

In a more organized system, the industry regulators would have shut them down themselves by now.
Help! What's going on with Reddit? in Forum Help! ·
boldstag45 said:Look, I’m not here to act like some kind of tech support guru, but honestly, if you can't handle basic page redirects, maybe staying off the internet altogether isn't a bad idea.
So, just go into Mozilla Firefox—click Tools—then Options—Advanced—General—and check the box that says "warn me when websites try to redirect." Just hit okay, close the window, and reopen it, and you should be set.

Don't forget to say thanks later.

Thanks, but I actually turned that warning on in FF ages ago, and the site still redirected me without a second thought!

Well, now I'm convinced I've been hacked... I usually have the direct URL saved for my regular subforums, but this popped up out of nowhere after a colleague mentioned he was seeing the same thing.
Help! What's going on with Reddit? in Forum Help! ·
Every single time I try to load up Reddit, I get redirected straight to some DraftKings page... so I wanted to ask here without upsetting the admins, because if I just click the direct link to the automotive sub-forum, everything works perfectly fine. It’s only when I try to hit the homepage that the site flashes the main index for a split second before instantly bouncing me over to

http://www.bet-at-home.com/default.a..._5&affid=41432

I can't help but wonder if the servers at Reddit have been hacked or something?

Sorry again for bringing this up, but I honestly just can't seem to access the main Reddit landing page!
Traffic violation procedures in Criminal and Misdemeanor Law ·
I honestly feel like the fine is fair enough to teach you a lesson, because at the end of the day, a helmet isn't there to be an inconvenience—it’s there to protect your brain!

And if you had actually knocked someone over or caused an accident, you would have ended up paying way more than this, since without registration or insurance, you’d be stuck footing the entire bill yourself.