Posts by hollowmason64

steelpuma15 said:It wasn't a property levy; they just seized my income. Recently, I was called in for some kind of "consultation" where the folks at the IRS were trying to convince me I had to settle the entire debt within eight days—even though they'd already garnished my paycheck and I’d actually started paying it off. They threatened that if I didn't, they'd move to seize assets, requiring me to provide an itemized list of everything I own (or something like that). I told them that was impossible because I was only working part-time back then and simply didn't have the cash, to which she basically replied that she didn't care and suggested I just take out a loan to cover it.

As for restructuring the debt... that's a whole different story. It's complicated when you have an accountant who knows the ropes, and their advice to everyone is pretty much: don't skimp on the professionals.😉

Sen from my TPC-7151 using Tapatalk

A consultation? 😕
I haven't heard of that one... those jokers at the government agencies will come up with anything to squeeze you, 🤣
Given how much you owe and the fact that you're already paying it down, I don't see any legal basis for them to go after your personal property—especially since some bureaucrat from the bottom of the food chain told you they would. It sounds like that lady at the IRS was just talking big. 😁
Besides, they can't touch it anyway if the property belongs to your parents; you can argue it's their asset, and there's not much they can do about that.
That said, for your own peace of mind, maybe look into clearing the debt with a small bank loan—it might actually end up being cheaper than what they're doing.
Also, try sending a formal written request to the IRS headquarters. Ask if there's any possibility of waiving the interest if you pay off the principal in one lump sum... you know, like someone giving you a break.

And regardless of how bad some accountants are (and trust me, they exist), how is your accountant responsible for this situation?

steelpuma15 said:Hi,

Just one question here.
Is it actually possible for a debt of about 20 $0.00 in business taxes to result in a seizure of something owned by my parents, like their house or just stuff from the home? I don't have anything in my own name, though I am properly registered with them. Basically, I don't own a single thing, and I’m not even an owner of anything in that house. My wages are already being hit by an enforcement office order, and I'm losing $333 every month.

Thanks,

They can't seize anything that isn't legally yours. How did this even get to this point? Have they started an enforcement action against physical property yet?
And honestly, why didn't you work out a repayment plan with the IRS last year to reschedule the debt?

urbantiger53 said:two different seizures for $15,000 each plus all that interest... we're talking about a seizure proposal dating back to 2006... it hasn't even hit the IRS yet. Now he's about to get an apartment, and I was wondering if companies like AT&T can actually seize real estate? I read somewhere that telecom companies aren't allowed to do that...???????

First off, you should check if any of those debts have actually expired under the statute of limitations, assuming they haven't been merged into a single legal case.
Second—a seizure is a seizure. It doesn't really matter who the creditor is; they can all collect the money just the same. The only thing that changes is how long they have to act before the debt expires.
They don't necessarily have to force a sale or take your apartment away right away. They can simply place a lien on the property. If that happens, you'll be stuck with those debts hanging over your head indefinitely until they're paid off.

urbantiger53 said:I was wondering if having an outstanding debt of about 70 bucks with AT&T $0.00...might affect my ability to get some
new lines in the city where you live?

Look, I’ve gotta say it—how on earth did you end up with a $70 bill from AT&T? 🤣

granitetinker8 said:The worst part is that the child support money from the city is supposed to hit that account right around when the kid is six or seven months old. How am I even supposed to find out if it actually went through?

There are several ways to go about it... for instance, you could just check in with the enforcement office.

Peter Peterson71 said:Here’s the situation.
State Farm is coming after me for an old debt. I had credit insurance through them back when I had an auto loan.
The bank settled everything by seizing and selling the car. As far as I was concerned, the whole chapter was closed somewhere back in 2004 or 2005. Or so I thought...

The reality is the car was sold for about a third of its actual market value, and they covered the remaining balance by triggering that credit insurance—something I was never even notified about.

So, because of that tiny gap they filled with insurance, plus all sorts of extra fees, a debt that started at a few thousand dollars has ballooned to nearly $15k. Now, CroSig is demanding that money from me. I tried to contact them directly, but they just redirected me to some legal vulture acting as a notary.

There is a legally binding judgment from 2010. Personally, I never received it or even saw it until a few days ago, so I never had the chance to appeal.

Based on that enforcement order, my former employer was ordered back in 2012 to garnish my wages. Since I hadn't worked for them for months by then, they just sent a letter stating I was no longer on their payroll. They let me know I had some kind of garnishment hitting, but I just assumed it was some clerical error or a total joke.

My current employer just received the exact same court order, including all the outdated info from my previous job. They didn't even bother to update the document. From what I can see in the scanned PDF, the whole thing is riddled with wrong addresses, incorrect dates, and other nonsense.
My boss told me they have to follow the order, which means I'm looking at a paycheck that's $2,000 short every single month until I can somehow get a stay of execution on this garnishment.

Right now, my options look like this:
Faking a pay cut so there's nothing left for them to seize.
Quitting and switching to freelance/contract work.
Quitting and working under the table.
Faking a divorce and paying "alimony" to an ex-wife.
A complete mess and a shaky seat.

Is there any other way out of this nightmare?

My advice would be to head down to the courthouse and request a full copy of the case file. You really need to scrutinize the timeline. Try to focus specifically on the gap between when the enforcement office collected your debt and when they actually triggered the seizure process—there's a chance the statute of limitations might have already kicked in during that window.

The idea of dealing with wage garnishment through some kind of "under the table" arrangement or off-the-books work only works if you don't have anything in your own name. If you do have assets, they can just slap a lien on them.
There are ways to dodge certain things, but you have to be incredibly careful; you don't want to end up digging yourself into an even deeper hole.

If the court actually tossed the ruling, then we’re looking at nothing but bankruptcy proceedings and frozen assets. There really isn't any other way out—unless, of course, they managed to get an extension on the deadline 😁

Aaron Lee15 said:How am I supposed to have the IRS perform a seizure against a company if they’re currently in pre-bankruptcy proceedings—especially now that a different court has tossed that whole pre-bankruptcy process out? It’s a construction firm.

Not gonna happen.
The whole point of the pre-trial phase is that you don't have to deal with any frozen accounts or sudden seizures during that window. You basically just get to stand in line with everyone else who's owed money and wait your turn.

Angela Sanders3 said:Hey everyone,

I have a problem, and honestly, I'm too embarrassed to ask anyone in real life. I’m a student who thought I was being smart two years ago by getting a phone contract, but then things got tight and I missed some payments. Basically, I went from November last year until February without paying, which triggered a notice saying they’d cancel my service (contract ends in June), terminate the agreement, and start debt collection. I have a checking account where I’m expecting a small paycheck from my campus job, and now I’m spiraling wondering if my account is already frozen or when it might happen. Will they grab the $200 as soon as it hits? I'm lost. The agency handling the collections is Prima Solvent—does that mean it gets automatically deducted? Or if I know exactly when the deposit lands, could I move it out before the IRS gets involved? fin :P

Honestly, you might want to start chipping away at what you owe by paying off those older bills directly to AT&T first. That way, once an enforcement office sends over a seizure notice, you can file a formal objection showing you've already made progress on settling the debt—and who knows, maybe you'll have the whole thing cleared by then.

rustymaker5 said:Hopefully... I'm heading in next week to finally deal with all this mess, so we'll see how it plays out, thanks.

Honestly, just scan the death certificate and send it over. Just let them know the gentleman passed away and leave it at that. Nothing else needed.

rustymaker5 said:I have a bit of a situation here and I’m hoping someone might be able to shed some light on it... My late husband was the owner and the sole employee of his own small business, which was run right out of our home. After we went through the probate process, I didn't actually transfer any of the company shares into my name, so on paper, the business is still officially under my husband's name—even though it isn't actually operating anymore. Someone at the Commercial Court told me that since there are no outstanding debts, I should just wait for the company to be dissolved by operation of law after three years... but now, out of nowhere, I've received a notice regarding a garnishment order. This is for something related to a lawsuit the company lost about nine months after my husband passed away. So, my big question is, can they actually come after me personally as an individual? I mean, technically I haven't officially taken over the firm, so am I liable just because I inherited the estate?
Thanks in advance.

If you didn't officially take over the inheritance, then they shouldn't be able to touch you for those debts.🙂

Of course it’s possible, it just won't 🙄

That’s basically what I was getting at a couple of pages back—every action needs a reaction.
If someone who isn't paying gets hit with those massive, predatory fees and extra costs—even if it’s just because they’re genuinely struggling to make ends meet—then the people on the other side who are playing games should also face some kind of "penalty." There ought to be a way to hold them accountable, too.

John Clark6 said:I just wanted to jump back in here—and I really want to expand on what Susan Thompson15 was mentioning—just to clarify things for everyone. To a regular person, it might seem like a total no-brainer, right? Like, why not just build a system where payments are instantly visible and the court's accounting department can see them in real-time? Well, sure, you *could* do that... BUT—and this is a massive but—it costs an absolute fortune. I can tell you from my own experience working in a major US city that whenever I suggest digitizing a process or trying to speed things up through better IT integration, I immediately hit a brick wall—and that wall is usually labeled "budget." Believe me, when it comes to tech services here in America, companies charge a premium for those kinds of upgrades. And it isn't just a one-time fee, either; you’re looking at constant, ongoing costs for maintenance and support. So, yeah... it's expensive! It really is. 🙂

Look, I get that the price tag is steep. But let’s be real—there are countless bureaucrats sitting in offices all over this country who probably justify their entire existence just by nitpicking these kinds of payments. If we actually held those people accountable and trimmed the fat, we'd have more than enough left over to cover the cost of upgrading everything to a modern digital system.

Susan Thompson15 said:Plus, there's the issue of them asking for a case number. Every single court across the US uses the exact same numbering format, and all payments nationwide go into one massive central account... which then gets split up by every department within every courthouse (civil, small claims, probate...). Since you're just entering a raw number without specifying the type of case, and because payment processors—like the post office or various banks—often skip the memo line entirely, it's a total mess.

It’s just too complicated. It’s much easier to simply require them to provide proof of payment.

Just like you were saying, every single number carries its own specific data, right? So, does it actually make sense from a scientific standpoint to include the article too, just so we know exactly which court we're talking about? 🤷

It’s all pretty complicated when you get into the weeds, so honestly, it’s just easier to mandate that they provide proof of payment upfront.

Easier for whom, exactly?
To the idiot who screws someone over—and let’s be honest, you can't exactly claim that kind of stuff never happens—and turns an innocent person's life into a living hell. You all admit it takes an incredible amount of time and patience just to get a wrongful garnishment lifted. Even if you're the most blameless person on the planet, once you fall into the gears of the system, God help you.
The whole system is basically designed to look out for those lazy slackers anyway. If it didn't work that way, people would actually start figuring out who was sitting there handling the payment processing back then—you know, pinpointing exactly who failed to log an entry and whose specific mistake triggered that entire collection process in the first place.
But then again, that would also mean someone actually has to face the consequences for their own laziness and the inconvenience they cause. And let’s be honest—that’s exactly what no part of our system is willing to allow. They know all too well that if things actually started working that way, it might just end up biting them in the rear.

John Clark6 said:Look, you're exactly right, but!! See, when you submit something to the court—like a motion or a lawsuit, for instance—you'll be summoned to pay a filing fee within three days. Even if you've already sent the money, if you haven't provided the actual proof of payment, the court will still issue a ruling against you regarding that fee (kind of like a collection action for an unpaid fee, plus an extra $33 charge), simply because that is what the law dictates. It doesn't matter if they can see the money sitting there or not; you're essentially stuck because you didn't submit the proof, and that's just how the law works. I suppose with standard contract relations and things like that, you might not need to submit proof since the payment is considered complete once the funds hit the account. But I'd draw a parallel to the courts here, especially since this is also a misdemeanor court.

I think you missed the point of the question. What the person is asking (and honestly, what I’m wondering too) is why, in this age of total digitization where everything is trackable—provided you know which database to check or what document to read—people still have to physically lug a paper receipt around just to prove they settled their debt.😕🙄

Does a court have its own accounting department? Of course it does.
In those court administrations (not counting the judges or clerks), they have as many accountants as there are cacti in the Mojave—and they’re about as useful, too.🙄
And now you're going to try and tell me that the "great skill" required here is just opening yesterday's deposits and marking debts as paid? Seriously, how incredibly incompetent or narrow-minded do you have to be to claim that's a legitimate hurdle?
The main thing is that every single union starts screaming the second anyone suggests trimming down the administrative bloat.☕

Kimberly Stewart97 said:Hey there,

I’ve run into a massive headache and I’m looking for some advice from anyone who knows the ropes.
Back in June 2011, I caught a speeding ticket that came out to $2 $0.00. Since I was a college student at the time, I appealed it, and they managed to drop the fine down to $233. They also gave me the option to split it into two installments plus $50 in court fees, all due by November 2011. I paid every single cent on time and even handed over the physical proof of payment.

Fast forward to today, March 11, 2014. I walk into my bank intending to deposit some cash into my foreign currency account, and I get hit with a total shocker. The teller hands me back my cards and tells me that every single one of my accounts has been frozen. I head straight to the IRS, where they inform me that I supposedly have an outstanding balance of $133 for that 2011 infraction, plus about $50 in IRS processing fees. Naturally, since I know for a fact I settled this, I take it to the Supreme Court, only to be met with absolute mockery. They’re basically trying to gaslight me, insisting there's no way they missed a payment slip and that I simply didn't pay it. When I asked why I never received a single warning letter or notice of enforcement during these last three years, they had the audacity to tell me they don't send those out—that it's my own responsibility to track my debts. On top of that, they claimed I'm supposed to keep all my receipts for three years and insisted they've "never" had a case where someone actually proved they paid twice and got a refund. It's unbelievable.

I get home, and within twenty seconds, I find the original proof of payment sitting right there. I am absolutely livid. I want my accounts unfrozen immediately, I want them to settle those $50 costs with the IRS themselves, and I want to be compensated for the damages, considering I can't even conduct basic daily financial business right now.

Can anyone offer some legal guidance on what my options are? Honestly, if I had enough money in my account, I feel like they would have just snatched it without a word of explanation. Do I have grounds to sue for damages and demand they cover their own costs since this is clearly a failure on their end? Also, is there a way to hold the specific official responsible for this gross negligence and misconduct?
Sorry for the long-winded rant, but I need to move fast on this. I really want to get this sorted tomorrow so my next paycheck isn't swallowed up by this mess.
Thanks in advance for any help. 🙂

If you truly settled everything on time and have all those receipts in hand, then go ahead and file a report against every single person who handled your foreclosure paperwork. It's like they didn't even bother to double-check anything, which was their job... and then you can deal with these smart-alecks who were mocking you. My blood pressure honestly rises just reading stuff like this—we pay taxes to support these people so they can do their jobs, yet instead of actually working, they’re just being rude and arrogant.
Ultimately, try to track down a lawyer who might be interested in filing a small lawsuit for damages against the culprits.
But seriously, it’s about time that people started facing real consequences in this country. 🙄

Laura Ramirez7 said:I’ve been lurking in this thread for a few months now, and I have to say—it’s actually pretty gripping, almost like reading a crime novel 😍 (as someone else already pointed out).

Everything regarding how to dodge a citation and what to do when you get those threatening letters from the FCC is laid out perfectly.

But here’s what’s missing—there is zero info on whether anyone has actually gone before a judge and what that experience was like. Did you hire an attorney, or did you just stay quiet and play dumb—say, by denying you even own a receiver? Does an FCC inspector actually show up to court? And if they do, are they flying solo or bringing their own legal counsel?

Honestly, having that kind of intel would be incredibly helpful for people trying to fight back against this bloated, obnoxious FCC bureaucracy.😍😍

I’ve been to court myself and ended up getting hit with the fine (honestly, if you read my posts often enough, you would have seen me mention that), but I really don't feel like rehashing the whole story again.
There isn't an inspector at the hearing—what would they even be doing there? 😕
All you'll see are the Kennedy lackeys.

John Clark6 said:Honestly, I feel like you guys are really overthinking this... you’re making such a huge deal out of $27, when you actually have such a fantastic lineup! I mean, seriously—having a new police academy premiere every single month? Where else can you find that kind of consistency? It's genuinely impressive...

Obijest ☕

Just pay off the debt and let them deal with their own damn service fees... those people are nothing but scammers. 😁

Taylor Roberts3 said:I'm not gonna lie, I have a TV, but it's just an old relic sitting there without a receiver or an antenna. Basically, I can't even watch anything. The TV is strictly there for my PlayStation.
I've been getting these bills for a while now, but since I never officially registered the set and the collector never bothered to show up at my door, I just ignored them.
Well, a few days ago, some law firm sent me a notice of violation. It’s apparently $160 debt from the PBS fee (dating all the way back to early 2013) plus about $167 extra fees for the collection process, lawyers, and whatever other bullshit they tacked on.
So now I'm wondering, what happens next? Does this actually go to court if I don't pay, or is there someone I can complain to? If they actually garnish my paycheck, someone is going to be very unhappy...

The only way they’re hitting your paycheck is if you spend all your energy arguing on forums instead of actually handling the situation...
Just tell them you don't even own a TV and you have no clue where they got your information. That's really it. 🤷

John Clark6 said:Wait, what are you even talking about? I mean, honestly—you can just look at when the notary received your specific enforcement order and compare that to when you actually sent the payment via your bank transfer... if you add 2 and 2, you'll know pretty clearly whether you were on time or not! As for avoiding the debate, maybe you could just file a motion with the court stating you're withdrawing your appeal so they don't need to schedule a hearing—and, of course, make sure to attach the receipt showing you've cleared the balance.

Don't they have to log every single request into their official ledger by serial number?
Who is even responsible for auditing the notary's work and making sure all those entries are actually kept up to date?

Samuel Miller said:Oh man, I’m going to end up being the only one left out here because I missed this thread earlier! 🙂🙂
the situation is as follows. We had some gentlemen from PBS drop by today, and to make a long story short—after a few intimidating threats—my boyfriend ended up signing their paperwork. I know, it's a total mess, but it's already done. They really didn't give him much choice in the matter...
Since he doesn't actually own the apartment (it's actually his brother's place) and he's officially registered at a completely different address back home where his parents already pay for a subscription... is there any way we can avoid paying this? They told him they'd be sending a bill for $80, if not several more (and apparently with a student discount, though he isn't technically a student since he finished his degree, which is what they were told)🙂 I'm not sure if it matters, but they didn't even step foot inside the apartment!

I mean, why would they even bother trying to get into the unit? He already signed a statement confirming he has a TV, so it's all on the record.🤷

boldseal22 said:My bad, just realized how "brilliantly" the lawmakers handled Article 252d.
Which pretty much means the law itself is trampling all over constitutional rights to a defense. 🙂

But who exactly stripped away your right to defend yourself?
Did they call you twice to come "defend" your position, just like you mentioned? They did. And since you didn't want to show up, they just decided you weren't interested in "defending" yourself... 🤷
How many times is a court supposed to send out a summons before it counts?

At the end of the day, you've always got the option of an administrative appeal—so just go ahead and pull the trigger on that. 🤷