Posts by Jeffrey Chase442

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I switched doctors about two months ago, but my profile on the insurance portal still shows my old doctor... I actually called the nurse at my former clinic and she told me I need to swing by and pick up my physical file, but then this nurse at the new office tells me that’s some Stone Age nonsense because everything is digital now, and once the old doctor gets the green light from Medicare to release the electronic records, they have to let them go. But what if this nurse doesn't even know how to release my data? Because honestly, it feels like she hasn't a clue since she keeps insisting she has nothing to "release" and that I just need to come grab my paper files 😁... man, people are just completely clueless. I even emailed the administration at the health center and I'm just sitting here waiting for a reply... does anyone actually know the real protocol here, because I'm getting two totally different stories depending on who I talk to? Thanks

Sarah Miller682, no offense intended, but dealing with people like you is basically my daily struggle... when we're talking about private property, there should be some basic level of respect for that. I actually went out and put up a "Private Parking Only" sign myself because apparently, just knowing someone paid top dollar for every single square inch of that spot isn't enough... I shouldn't have to remind people that this space belongs to someone else.
And on top of all that, now these idiots don't even bother parking in the spot itself, they just block my entire driveway so I can't even get my car out... it's a complete disaster.
For God's sake, just stay out of what isn't yours... and then you guys have the nerve to act all offended when a homeowner finally stands their ground, it's just typical American entitlement...

She could just call up his company if she knows where he works and ask around, maybe someone there will spill the beans, or even head down to the local police station and identify herself as his ex-wife... I mean, if they have a kid together, they’d probably hand over those details without blinking an eye. Or maybe the person who tipped her off knows more than they're letting on? There's always a way to get what you need, you just have to be smart about it and try knocking on a few different doors...

Donna White50 said:That’s how it starts—one minute you're working out, and the next it turns into an obsession and this weird fight against aging... and let me tell you, an obsession will drain your bank account and your time faster than anything else...
Taking care of yourself is great, but if being skinny becomes the only way you feel sexy, or if you won't even step out to the local CVS without a full face of makeup and a specific outfit... then honestly, forget it

It doesn't have to be an obsession, I mean, you can clearly see she knows she might have overdone it a bit, but isn't it better to be slightly preoccupied with looking good and actually putting in the effort than to just completely let yourself go and spiral into depression and frustration...
Another thing is that feeling good about yourself is basically a prerequisite for good sex too, because when you actually like what you see in the mirror and aren't ashamed of your body—that's what actually builds up your confidence.

I'm not saying being obsessed is "right," but in her case, I really think it's just pure euphoria from what she's achieved, and eventually, she'll find a balance that works for her priorities...
As long as she takes care of herself without neglecting her family or her actual responsibilities...

Robin Foster7 said:To be brief, I’m a woman in my 30s, a mom of two, and happily married.

So, after having two kids, I kind of let myself go—you know, the extra weight, the constant childcare, all that stuff. But about six months ago, I finally got back to my old self. I started working out again, eating healthy, and even treated myself to some new clothes that fit perfectly.

The thing is, I think I’ve become a bit obsessed with how I look. I spend way too much time thinking about it. My mind just wanders toward what I should wear, what layers to put on, or which new moisturizer I should pick up. Lately, it feels like that's all I think about. Instead of getting lost in a good book or focusing on something for work, I’m just scrolling through fashion trends and looking at skincare products.

It doesn't really feel like "me," so I guess I'm wondering what's going on? I've become somewhat vain, I find myself checking the mirror constantly, and... I don't know, I actually enjoy the attention when people look my way.

Look, you worked hard to get your body back after having kids, and there's absolutely nothing wrong with enjoying the results. If it feels a little overboard right now, it might just be a phase, especially since you're clearly self-aware enough to realize you're overdoing it, so don't stress about losing your way for a second 😁.
We all have those vain moments, so it's totally normal, and there's no shame in smiling at yourself when you catch a glimpse in the mirror. Plus, I bet your husband is thrilled to have a wife who takes such good care of herself 😉

I honestly can't say for sure, because I'm looking at two identical deposits on my end and then this last one that's way smaller than the others... just waiting for Kimberly Reyes to hop on here and clear things up if she actually knows what's going on 🤷

You’re still stuck working over in America while I’ve already moved on to England😁...so that’s why I’m sitting here wondering what the hell is going on

Kimberly Reyes said:How much change are we talking about?

$6.00 there were two payments made, and I think that last one finally cleared $0.04 🤷

Quick question if anyone actually knows what's going on, because I've had these tiny little deposits showing up in my mandatory retirement fund lately, which makes zero sense since I'm not even working in the US right now... I'm actually over in England, and when I was working there for that month and a half, they just docked my pay for pension contributions like it was required by law here... Is there any way these could be payments from an English employer, even though they didn't even take my Social Security number or anything, just my name, last name, and my address in the UK?

Christian Wells3 said:Hey, hope this PDF works okay.

If not, feel free to move it.

My question is: How can I be a good person without getting walked all over? People have taken advantage of my kindness and naivety way too many times.

The last time it happened was just a few months ago.

I was living in a small rental apartment. There was this older janitor in the building (he had some special needs). He was a great guy, seriously, he always helped me out, wasn't making much money, and lived in this run-down little shack. Anyway, I suddenly had a death in the family and ended up moving into a much bigger place. Since the old place was furnished, I told my former landlord he could give my stuff (TV, fridge, bed) to the janitor.

A few days ago, I called my old landlord because a coworker needed a place to crash for a couple of nights. Not only did he charge her an insane amount ( $333 for just 3 days, when I used to pay $200 plus utilities), but he actually sold all my stuff and didn't give a single thing to the janitor...

There have been plenty of other times where I've been used and ripped off.

What I want to know is, how do you carry yourself in life so things like this don't happen? I'm the type of person who would give someone the shirt off my back to help them through a hard time, but I almost always end up getting played.

Sent from my Huawei P30 using Reddit

You can't fight your own nature, you know? You can't force yourself to be a piece of work if you aren't one, you either are or you aren't. Being a decent, honest person is such a rare breed these days that the scum in this world just sniff it out and exploit it.
I know it's going to cost you a lot in the long run, and you're probably going to get let down a hundred times as you realize just how low people can sink. Maybe the only thing you can try is to create some distance and stop trusting people so easily (I can't even manage that because I'm such a chatterbox 😁), so instead of being dishonest, just don't trust them and don't broadcast your intentions...

It's tough, though. I'm so disillusioned with people, especially with the mindset we have here in the States, which is why I'm planning on moving down to the South. I'm not saying everyone there is perfect, but I believe they're fundamentally different than what we deal with here.
I'd tell you from the bottom of my heart not to change because good people are hard to find, but you can't just flip a switch on your own personality and character anyway.
So yeah, that's not really advice, especially coming from someone who has pretty much checked out of society... 😬
Good luck, truly, and just try to stay pure-hearted...

If they start charging 😁, then no thanks... that would absolutely wreck me because I spend way too much time digging through all these threads

Henry Barnes said:I was talking about scrolling through the threads... you know, just digging through my own stuff and checking out what other people on Reddit are posting.

I seriously can't believe they banned her... like, why even? I asked something about this recently but now I can't even find the thread. I could get it if she was banned for running multiple accounts, but since there's actually an option to view your own history... it just seems so stupid...

Lawrence Wright80 said:That has nothing to do with capital gains tax. What you are describing was a first-time homebuyer exemption, and that has been repealed; we just deal with the IRS now.

Capital gains is the profit margin—the difference between what you paid and what you sold it for. If you flip a house within three years, you owe capital gains tax on that profit.

Transfer taxes are paid at the moment of purchase.

Correct, but none of this concerns how you deposit or withdraw funds from a bank.🙂

Your only priority should be finding a major US bank that allows fee-free transfers to the country where you intend to relocate.

Alternatively, move everything into a digital banking account.

i know there isn't one, I was just asking because I was worried I might get slapped with some random tax bill...
The part in bold is my actual priority, and honestly, I think the smartest move is to just head down to my Chase branch—or maybe check out Wells Fargo too—to see who actually offers what I need. I have to be super careful about avoiding exchange rate markups or hidden transaction fees... I'm looking for a GBP currency account where I can withdraw cash without being penalized. From what I've been reading, Bank of America seems like the best bet...

I'm low-key panicking because I'm trying to get this whole mess sorted before January 1st, 2021... because of Brexit...

Lawrence Wright80 said:There is also an income tax applied if you flip a property sold within three years of purchase.

But that has absolutely nothing to do with depositing funds into an account or withdrawing them in another country.

I mean, I could definitely walk away with some decent cash if I played my cards right... Honestly, it might be smarter to just sit tight and wait out that three-year window until everything is officially in my name before I even think about selling. Thanks for the heads-up, I actually had no idea about that part, and honestly, waiting an extra year isn't exactly breaking the bank for me...

Sam Wright21 said:I find myself agreeing with the sentiment that they lack any legitimate justification for taxing the money used to purchase a home, let alone the savings one has painstakingly set aside for such a purpose. In any logical fiscal system, taxes should be levied on income; what you manage to retain after those obligations are met should rightfully belong to you, not the government.

But they’re only looking at the exit strategy and how much profit they can squeeze out of it, just like Google said... honestly, they won't let you see a single cent of profit without taking a massive bite out of your margin first... 🙄

You’re totally right about that, and while I was typing this out, I actually hopped on a call with my bank just to be safe... they told me there shouldn't be any issues with my foreign currency account, but they did suggest I swing by the IRS to double-check the tax situation. Honestly, I don't think there's even anything to pay since the developer already handled the property taxes when the condo was bought, but hey, better safe than sorry, I guess... 😁

Yeah, look, the paper trail is all there... I’ve got nothing to hide, but what I’m actually wondering about is whether I can pull that cash out in another country without hitting any major roadblocks. I’m a total amateur here and this might sound like a stupid question, but I’ve only just started seriously thinking about moving abroad, so I'm just trying to weigh my options...

I’ve got a question for you guys... I’m looking at selling my place sometime soon and I was thinking about just parking all that cash in a foreign currency account so I can grab it when I get to England. I’ve been reading through some threads here suggesting it might be smarter to move the money in smaller chunks rather than all at once, so I'm wondering if there's any crazy commission or hidden fees involved if I play it that way... I know the "proper" thing to do is just walk into a bank branch and ask them directly, but I figured I'd see if anyone here has dealt with this before and could point me in the right direction...

Does anyone actually know how to upload an audio clip from WhatsApp onto this forum...

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