I made an online purchase using my American Express card, but after filing a claim that was actually approved, the merchant just sent me a notification saying they’ll be refunding the money back to the original card used for payment.
This is my first time dealing with a refund like this... I guess I'm wondering if it'll show up in my account within the usual timeframe for bank transfers, maybe somewhere between 24 to 48 hours?
Nathan Perez3 said:A buddy of mine tried sending funds from his JP Morgan Chase account, and all I gave him was my routing info for the Aircasha transfer... now they’re claiming the transaction was approved and sent straight to his Aircasha wallet. I’m completely lost here; how am I supposed to actually see those funds when the guy doesn't even have an Aircasha account to begin with?
Next time, maybe just snap a photo of a payment code you generate yourself and have him pay you through a service like Western Union if he doesn't have PayPal.
I mean, how fast is the actual money transfer supposed to be? In my experience, if I use a banking app, the transfer happens instantly, but then when I check the issuer's website the next day, that’s when I actually see the bills marked as paid.
You end up getting dollars; I had a transfer coming in from the European Union, just some small change in euros, and suddenly I’m seeing dollars in my account instead.
If I transfer something like $4,000 directly into his PayPal wallet, am I going to get hit with a transaction fee? And if I do, does the full amount just sit there, ready for him to pull the whole thing onto his PayPal Mastercard?
Don't you have supplemental insurance? I'm guessing those initial 10 were just for the outpatient visit, whereas these 28 actually represent the charge for the full exam.
A solid toothbrush, high-quality toothpaste, an oral irrigator, plus staying on top of hygiene and regular checkups. That’s really all there is to it, I guess.
GOLDMAN SACHS: We want to let you know that the unarranged overdraft facility you currently use at Goldman Sachs is fully compliant with federal regulations. Should any legal changes occur, we will adjust our service terms accordingly while keeping your best interests in mind. If the law does change, we’ll make sure to notify you promptly and provide an option to repay the unarranged overdraft over a period of up to 12 months. Until any such changes take effect, you can continue using your approved unarranged overdraft under the exact same terms you agreed to. At this time, we are not offering any authorized overdraft facilities.
I don't know for certain, but I can tell you what someone else went through—on that $6,000, you’re probably going to end up paying roughly $600 in various "insurance" fees. Since it’s an unsecured loan, you won't have a co-signer, and honestly, trying to get one is a headache; they make the paperwork more complicated than anything Chase or Wells Fargo would ever ask for. I hope this helps, though I have no reason to believe the person was lying to me.
Chris Miller said:Maybe try asking your primary care doctor for a new referral for an initial consultation. They might be able to code it as a "second opinion," though I can't say for sure if that works. That way, you could schedule with a different specialist at the same facility or even pick a completely different hospital system. Also, I didn't quite catch your last question.
Of course you can. If they ask why you want a change, just tell them the truth.
We were thinking we might need to file a formal grievance and a request to switch doctors within the hospital where the treatment is currently being handled. thanks for the reply
How does one go about switching doctors? And I don't mean just swapping out a primary care physician through an insurance provider—I'm talking about an oncologist. Is it actually possible for a patient to request a different specialist if there's been a breakdown in the doctor-patient relationship? I mean, if things have become so strained that further treatment is basically impossible, can you really make that move? What’s the actual procedure for this? Do you file the request with the hospital system where the treatment is happening, or do you have to deal with Medicare?
I don't really see how the doctor acted carelessly here. As for his mother—if she’s playing by the rules (social distancing, wearing a mask, staying hygienic, etc.), then walking her dog isn't putting anyone at risk. I honestly think she's being responsible since she reached out to the physician herself; I don't believe she poses any kind of threat.
Look, nobody is going to deport you. Once you get back, all you have to do is state that you’re returning to your primary residence, show your driver's license, and that’s pretty much it.