Posts by ironcyclist58

It’s not like you’re getting 60 bucks in the US, it’s more like $83, which is why the return is kind of underwhelming.

If you sign up at apple using my referral code, you'll snag a $10 bonus.
The code is: AAFLXY

Come hang out with the 15 million people already using this app. Hit my link below to sign up and grab some disposable virtual cards—perfect for keeping your main account safe when you're shopping online: https://revolut.com/referral/darko0de!NOV1AR

I'm heading $42.

It’s got some limited functionality before you actually get verified. I'm not entirely sure what the exact walls are... maybe you can't trigger payouts or send funds to other users until everything is cleared.

https://chime.com/referral/darko0de!NOV1AR

I'm giving back $33
...

When you go to send money, you’d expect to see the recipient's actual info pop up. But since you can actually use some of these features before an account even gets fully verified, there's a real chance the data you're seeing is just total fiction.

If it’s gonna run me $10, I might as well just go with the Chase co-branded card.

Didn't realize they actually issued physical Visa cards. I'm just rocking a Mastercard...

If you're talking about a virtual Visa, then it's a no-go. You've gotta have a physical Mastercard...

Which services were you missing?
The thing with the currency exchange went through today, check the update on the App Store.

Lisa Perez50 said:I’m just as confused by this exchange service as everyone else. Seriously, what’s the point? If I swap my dollars for euros, what am I supposed to do with them if I don't have an IBAN or a debit card? (Unless you count that Supersport card, but I doubt you can just walk into a store and swipe that for groceries.)

Since they added location selection under the Services tab, I'm guessing they're planning to roll out services in other countries that require foreign currency—though I tried picking a few different places and nothing showed up yet.

Lisa Perez50 said:I’m just as confused by this exchange service as everyone else. Seriously, what’s the point? If I swap my dollars for euros, what am I supposed to do with them if I don't have an IBAN or a debit card? (Unless you count that Supersport card, but I doubt you can just walk into a store and swipe that for groceries.)

Actually, that SuperSport card works just like any other VISA card.

Cash App just rolled out their exchange feature. Honestly? At first glance, the rates are absolutely brutal.

Around here in the States, we take SEPA transfers without any extra fees, provided the sender is based within the EEA.

Those $62 for setting up an account number where anyone can send you money, regardless of whether you have a Bank account or not.
Money can hit your balance through other routes too—like currency conversions from different denominations, topping up via card, or getting a transfer from another Bank account user (kind of like how those other fintech apps work, though I'm not entirely sure what's actually on the table for business users)

It works fine on personal accounts, though I'm not too sure about business ones—plus, you wouldn't even deal with conversions because it just stays in USD. You can hold a balance without needing a specific account number...

If you actually want to see those dollars hit your pocket, you’re gonna need to set up a USD bank account first.

You can't really dodge it when you have no clue which way the wind is blowing...

So, looks like it probably went through a middleman this time...

They might be running some extra background checks...

Only payments from your own account are accepted; we can't process transfers from third parties.