Posts by ironcyclist58

It’s been over 8 months now.

I'm $20 used PayPal to move my money...

Business cards—you know, those ones companies hand out so employees can cover work expenses. I don't think being a business card should automatically mean it’s strictly commercial, but there really ought to be some clear labeling on them. By the way, Chime hits you with a fee when you top up commercial cards. It's all because issuers are legally allowed to charge higher fees on those than they do for your personal stuff...

Which card are we talking about, and whose Google BIN is it? What’s the IBAN look like? Also, what kind of currencies can you actually hold...

From what I can tell, topping up your EU credit or debit cards doesn't cost a thing (that 2% fee only hits the EU commercial accounts and anything from outside the EU).

Funny how they’re basically just reselling someone else's service...

TW is switching from a German to a Belgian IBAN for Euro transactions. The real kicker is that the Belgian one actually supports direct debits now.

If you actually went through with the install, give me the lowdown...

It’s pretty wild how they have absolutely nothing on their site. No terms of service, no pricing, no nothing... just a total void.

I’ve been digging through some Federal Reserve stats here and something caught my eye. For the first few months, the numbers for depositing cash onto cards from other domestic banks were all zero—which makes sense—but there was a tiny handful of transactions hitting foreign cards instead. It looks like some merchant in the States is actually allowing cash deposits directly onto a foreign card (maybe some fintech setup?). Does anyone have any idea which kind of outlet would allow this, or what kind of foreign card we're looking at?
EDIT: Just realized I missed something. In the later months, the numbers for domestic banks finally jumped above zero, whereas they were zero at the start. Meanwhile, those foreign card numbers were active early on and then dropped to zero later. These data points are incredibly weird...

Where are you located?

And you better make sure the bank account you're using actually matches your name, otherwise they’ll just bounce the whole thing...

Nah, like I said, that account doesn't take international wires, just domestic ones.

Yeah, it's a JP Morgan Chase account. It only works for local transfers, so don't expect any Visa support here...

The updates keep rolling in for me since I'm on the beta version, and honestly, it’s smooth sailing... no issues at all. It doesn't even bother me for a password, just asks for a fingerprint.

I mean, you can always just fill out the orders manually via email if you want...

Yeah, the post office.

Here's a code for a $5 bonus on PayPal:
N96YBB3N

Maybe give it a shot using EcoPayz through Curve—assuming you can even get EcoPayz added to the app. Word on the street is that Curve has been messing around with MCCs lately; apparently, the MCC shows up differently when you go through them versus going direct. A few people were complaining about it on Reddit, but honestly, that might actually work in your favor...

Yeah, honestly, it all comes down to which specific card you're using. But the bottom line is the different MCCs involved. Some cards might be cool with both, some won't touch either, and others will let one slide while blocking the other...