Posts by ironcyclist58

That gap tells me they’re running different MCCs. Since everything goes through fine on Wise Revolut but gets rejected by keks Pay, my educated guess is that keks Pay is flagging a "riskier" MCC... probably something tied to money transfers or some other quasi-cash code.

Educated guess (based on how Curve and Revolut auto-assign categories, you can pretty much nail down the MCC).

He mentioned he used Oreo. It shows up as a "money transfer" MCC, but most of our cards just ignore it (except for maybe a Denny's card).

This is what it says on the site:

The Visa Prepaid Card is a contactless debit card that works for both online shopping and in-store swipes at any terminal that takes Visa cards. The Visa card also gives you easy access to ATM cash withdrawals wherever you happen to be. Each Visa card can be linked to a specific currency account within your digital wallet, letting you pull directly from that balance when you pay.

So that basically means you can just link the card to a USD balance and spend it directly...

electricbadger89 said:What are you guys planning to do with the funds on your Visa Prepaid Card?

Sent from my VOG-L29 via Reddit

I mean, I should be able to just spend the dollars directly without dealing with any conversions, right?...

Yeah, I'm actually curious to know exactly which one that shared one is.

Can anyone tell me what the exact routing number and account info is for a wire transfer in USD to my Visa?

It was already mentioned, just check the Revolut thread.

It was working perfectly fine just an hour and a half ago...

Stripe started shoving ads right into the app. Honestly, I think they've officially hit rock bottom...

PayPal $5 bonus:
N96YBB3N

Score a free Chime card and $5.75 some extra cash:
https://chime.com/referral/darko0de!d02021

Look, I'm telling you, a bank should always be able to hand over something in writing if you actually ask for it.

I'm not entirely sure what you mean by a "paper trail." If you're talking about transaction history or account statements, I assume you can just pull those up in the app, export them as a PDF or an Excel sheet, and print them out yourself if you really need to. Either way, your bank should be able to provide official printed statements upon request... though they'll probably hit you with a fee for the privilege.

Yeah, over here they can play those shady games and just claim an APR of 8%. In the UK, they clearly aren't allowed to pull that crap, so they actually bother to advertise a 1600% APR properly.

Haha, I was just looking at this... over in the UK, Ally is running ads with an EKS of 1600%. Seriously, you almost can't pass up an offer like that.

They finally added Remitly to Apple Pay.

Jerry Wilson5 said:Hey,

thanks for the feedback, we'll chat about these suggestions internally. Not making any promises, obviously, but both points seem totally valid to me. I'm leaning toward adding them as optional settings you can toggle on if you want, like:
- “always prompt to select a card when sending” and
- “always confirm destination account for incoming funds”

I noticed that when you're requesting money, you can pick which account it goes into. I don't really use the request feature much, but if the funds from that request land in the chosen account regardless of any changes made to the primary account in the meantime, that might be a partial fix for my issue...

Keith Morales said:Is there any way to kill off 3D Secure for every single parking payment? It’s a total killer for convenience. I'm using my Zabin maestro card

Just use a card that doesn't require 3D Secure, like Curve.

Just a heads-up, if you try using non-EEA cards to top up on Chime, they’re going to hit you with a fee (though they should give you a warning first).