Looks like the first wave of businesses has officially started taking payments through Stripe: Professional Bodybuilding and Fitness Academy Gladiator Harry's Pie local diner
Kevin Morris12 said:I just went ahead and tested adding a Google Money Mastercard (an American credit card) to my account, and everything worked perfectly—it added without a hitch and even topped up on Western Union seamlessly... I guess if they're operating within the EEA, there shouldn't be any issues... 🤣
Pretty sure the Venmo app advertises support for the EU, Russia, and Kazakhstan.
It really depends on which platform you're looking at, but the standard perks usually include better exchange rates, zero fees for ATM withdrawals anywhere, and way more control over your card—like being able to freeze it instantly if you misplace it. You also get things like virtual cards, cards issued from different regions (handy for bypassing geo-blocks on certain services), and cheaper or even free wire transfers... The list goes on and on...
Yeah, that’s a classic headache. Just shoot an email over to support at global-account@westernunion.com and you'll probably have to manually upload the photos...
It’s pretty wild how the exchange rates in the Chase Total Checking app are actually decent, whereas if you use the old service, they absolutely rip you off—we're talking a spread of over 1%... Plus, on that outdated platform, if you aren't swapping currencies, they hit you with a flat fee up to $100 and then jump to 1% after that. With the new setup, it stays a flat fee regardless...
Yeah, the transfer from Chime to Western Union actually went through, but now I'm totally stuck and can't reverse it 😠 I reached out to support, but they won't get back to me until tomorrow morning, so I figured I'd just ask around here instead. The Okta prompt popped up, so I saw the SMS verification clearly enough. From what I can tell, the top-up feature is strictly for USD; everything else is just greyed out...
You run into any issues with those Paysend virtual cards lately? I tried running a quick $1 test transfer via a payment link over to my PayPal, but it got shot down immediately. Apparently, it failed some address verification check—told me I needed to input a valid country and zip code...
Kevin Morris12 said:Once you’re up, they’ll send over a link for the Chase Bank app if you're using iOS, or the PayPal app if you're on Android. I’ve noticed some people are actually jumping the gun and registering before it’s officially their turn, and honestly, it seems to be working just fine—so if you're looking to get an account, why not give it a shot? The account itself doesn't cost a dime and covers several major currencies (though there isn't a local currency option available). You also get a free virtual card—which is a bit weird because the binlist identifies it as a Brazilian prepaid credit card, wtf?—plus the option to order a physical card for $5.99. Transfers to any other card follow the standard PayPal pricing at $1.50, while bank transfers are listed as "coming soon!" but are currently free. Topping up your balance is free, too, though you will need a valid ID to complete the registration process.
So, I just finished registering and started the identity verification process. Sent over my ID photos and a selfie video, and now it’s telling me the check could take up to three hours. Is that actually for real, or does it usually move faster? Also, I see the top-up limit is capped at $500 per year, but apparently, that goes up once you're verified. Anyone know how high that limit actually gets?
Kevin Morris12 said:Once you’re up, they’ll send over a link for the Chase Bank app if you're using iOS, or the PayPal app if you're on Android. I’ve noticed some people are actually jumping the gun and registering before it’s officially their turn, and honestly, it seems to be working just fine—so if you're looking to get an account, why not give it a shot? The account itself doesn't cost a dime and covers several major currencies (though there isn't a local currency option available). You also get a free virtual card—which is a bit weird because the binlist identifies it as a Brazilian prepaid credit card, wtf?—plus the option to order a physical card for $5.99. Transfers to any other card follow the standard PayPal pricing at $1.50, while bank transfers are listed as "coming soon!" but are currently free. Topping up your balance is free, too, though you will need a valid ID to complete the registration process.
RevP cards ran into this exact same mess (if they haven't already). It’s why some people were getting prompted for a Brazilian tax ID when trying to check out on Amazon...
The issue with them is they automatically pick the currency based on where your card was issued. If you're sending money in a different currency than what's on your card, they just hit you with their own crappy exchange rates. It’d be a lot better if you could actually force a specific currency instead...
Steven Evans97 said:So, I’ve been doing a little digging. I actually reached out to PayPal to see if I can nail down their exact commission rates. Now, I'm also looking at what Wells Fargo or Chase have to offer—you know, those "smart" accounts where you can just hit an ATM and pull cash without even needing a card. They were a bit vague about the specific fees, though, so I think I'll have to swing by a branch in person to get the real scoop. Both seem like solid paths to take. Thanks for the help!
It's 1% to send, then they hit you with 4% if you want the cash in hand.
