Posts by Gregory Walker15

Pardon me for hijacking Michael Perez5's thread... but could someone finally clarify one thing for me? What is the actual difference if you sign or don't sign?

Is it possible to file an appeal in either scenario? 🤔

Thanks, everyone... I'm still waiting to hear back from Chase regarding exactly which documents they require. I don't want to make a trip there just to be told I'm missing something, as that usually happens, right? 😁

Kimberly Nguyen said:Grandmas, grandpas, uncles, aunts, neighbors, friends—whoever, let them send cash to a standard checking account... JUST DON'T use a business account (you'll deal with taxes and all that other nonsense)...
Business accounts are strictly for professional fees and side hustles.

At Chase, they have specific student accounts 🤔 for kids aged 0-18... you just head down there with a mom or dad... they sign a mountain of paperwork, and then you can withdraw cash yourself and pay for things on debit cards.

Thanks, that was exactly what I was looking for. 😉

Kimberly Nguyen said:Grandmas, grandpas, uncles, aunts, neighbors, friends—whoever, let them send cash to a standard checking account... JUST DON'T use a business account (you'll deal with taxes and all that other nonsense)...
Business accounts are strictly for professional fees and side hustles.

At Chase, they have specific student accounts 🤔 for kids aged 0-18... you just head down there with a mom or dad... they sign a mountain of paperwork, and then you can withdraw cash yourself and pay for things on debit cards.

Is it just a hassle? Since I’m turning 18 relatively soon, I figure if I’m going to open an account anyway, I might as well set up a real one from the start. Can I survive a few months of not having full control over my funds? 😬

jadesailor14 said:With Chase or Wells Fargo, you'll need to head down to a branch with one of your parents or a guardian. You'll also need to bring along proof of guardianship, like a birth certificate or legal ID.
Both you and your parent have to sign all the paperwork to get the account set up.
As for the cash, usually only the parent can withdraw it—at least that's how it worked last year, though they might have updated their policies lately!
The fees are monthly, and by the end of the year, they can really add up to more than $10 at a place like Wells Fargo.

Ngh, they really love making things complicated, don't they? 🙄 😁

It’s a valid concern, and one I've been wondering about myself... I know a standard checking account is usually for paychecks or irregular income, but if someone—like an uncle, a grandmother, or just a distant relative—transfers money to my account, is that automatically taxed? Does it count toward that threshold of roughly $3333 after which parents might lose their child tax credit?

I'm a bit lost here, but I know you all are experts on these matters... so, why not ask? 😁

Hello 👋

Is it possible for a minor to open a checking account if they are accompanied by a parent, even without a steady income?

Also, are there monthly or annual maintenance fees for these accounts?

I appreciate any help. The Chase website isn't exactly the most user-friendly out there. 🙄

I just walked past a poster, and my first thought was about the locker room guys 🙏 🙏 😁

neonhound32 said:Are you kidding me? Since when did I volunteer to be a moderator? 🙂
You’ve only just stepped into the moderator role and you're already acting arrogant. Does that power trip just come with the job description? 🤣

I'm just adding to your advice for those who ask. 😉

It has nothing to do with being a mod; I've always been arrogant. 🙏 😬

neonhound32 said:Apparently, you need at least five moderators to vote for you and give you the highest rating. Or so I've heard.
Maybe start by sucking up to them and getting close. 😉

You forgot to mention buying drinks for all the supermoderators and admins at the next forum party. 😉

Without that, you won't even get a look-in for the shortlist. ☕

Maria Campbell67 said:...Strummer's awful Streetcore, but I won't dwell on that.

Your house is going to burn down.😈

Since I’m always a bit behind on whatever everyone else is discussing here, I only just finished listening to Shake the Sheets. I have to say, it’s a truly lovely album. 😍

For some reason, it reminds me a bit of Strummer's Streetcore. 🤔

How could you possibly not be at the punk show? 🙂

Kevin Chavez3 said:Someone is trying to bait me into going to Vegas this weekend... but I really should show up and help my brother ruin young Philip's plans. 😈

It is quite difficult to discourage Philip. 🙄

Is there anything better than enjoying a drink in good company? 🙂 😁

Kevin Chavez3 said:Looking ahead to Saturday, we have a great lineup featuring The Hausers, Soup Kitchen, Bud Spencer, Praxitens, Crowd at 16-ERC, and a few others. Won't this be the best weekend Indianapolis has ever seen?

I think I’ll be heading back this Sunday. 👋

My brother says it’s looking likely, which means I’ll probably be heading out too 👋

I love Indianapolis 😍 😍

We'll have to see if my brother makes it out to Chicago; perhaps I might even join him. 😕

Mars Volta - Cicatriz ESP 🙂

The boys showed everyone who’s in charge. They stayed the course at -5 and pulled off the comeback. Who needs playing it safe when you can play for keeps? 🙏 🙏

Alilovic 🙏 🙏

Who will step in at right wing then? 😁

David is going to crush them tomorrow 👋

No playing it safe; they need to go for the win... just make sure Peter gets a little rest 🙂

Let’s just hope Peter keeps his eyes peeled.😢

Vanya said:The Danes still think America lacks depth, and they're banking on that advantage.

Maybe in years past, but now? It looks tough... unless they plan on taking out Metlicica.🙂