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Posts by casualsailor55

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Overdrafts and negative balances: What's allowed? in Banking, Insurance & Loans ·
vividraven79 said:Is anyone actually pushing you to go into debt?
All this is going to end up just shrinking people's credit limits, which is really just asking for more trouble down the road.

Most people don't think rationally at all! They just charge everything to credit, pile up debt, and convince themselves they'll pay it back one day—but they won't. They'll just end up broke, becoming a massive burden on the taxpayers. Honestly? I think what the Federal Reserve is doing here is actually a brilliant move.

And let's be real, it isn't true that nobody is "forcing" you into debt. This society we live in? It pushes you! Everyone is constantly judging who's wearing what, what kind of car you're driving, where you're vacationing, and so on. Most people simply can't keep up with that lifestyle, so they resort to borrowing money just to stay relevant.
Jack Cook7 said:I've been shouting from the rooftops for years that Boris Vujčić is a bigger pest than Slavko Linić.

Let’s take a quick look at when this whole mess with silent overdrafts started. Originally, the laws regarding allowed overdrafts were set back in 2013. Then, "somebody" had this brilliant, creative idea in 2017 to just straight-up rob citizens in broad daylight.

Research results: two products merged into one, consumer protection isn't up to par

Authorized overdrafts were pretty much the industry standard until 2018, but the massive wave of approving those silent overdrafts really kicked off after the Truth in Lending Act was passed at the end of 2017.The research findings showed that in today's market, two different products have basically morphed into one, but under conditions that offer zero real protection to consumers—all while charging a way higher price.

Since 2019, there’s been a massive spike in monthly maintenance fees for checking accounts. This is directly tied to the fact that the interest rate caps in the Consumer Credit Act don't apply to these silent overdrafts.

So, basically, Boris Vujčić drops this Decision in 2017 that creates a total disaster, and then four years later, he runs an "investigation" to see what (totally unexpected!) effects his own Decision caused. Like, come on—he HAD to know what would happen!

The great investigator Vujčić. A total pest, him and Rohatinski. I honestly thought things couldn't get worse than when Marko Škreb was busy wrecking the entire banking system, but then we got hit with that early 2000s nightmare with the seasonal exchange rate swings and the whole foreign currency crisis...

If you add it all up, the damage the Federal Reserve has done to the American economy and everyday people amounts to tens of billions in pure profit for the banks. And now, this same pest Vujčić is pushing for the Euro transition, because of course he is. You seriously think he’s acting out of the goodness of his heart?

He certainly didn't hurt the American economy, since he increased the purchasing power of citizens 😉 besides, can't one type of policy be good for one period and another for a different one? Ugh, Powell is handling everything just fine, clearly.
The Godfather (2021) in Movies ·
goldenhound32 said:Exactly! He’s not some mobster, he’s just a highly successful businessman.

Oh, really? Not a mobster, even though he’s out there bribing the police? And let's not forget the bodies—he took out the boss and then actually tried to claim responsibility for the people his drivers ran over. But hey, watch out, he’s a "businessman," right?
Is this any wonder why our country is stuck in such a mess with this kind of mindset?🤦
The Godfather (2021) in Movies ·
goldenhound32 said:Where on earth did you get that wild idea, comparing these two films? Seriously, where does that even come from?

It’s almost like I’m drawing a direct line between *Nightcrawler* and *About Schmidt*, isn't it? I mean, can you blame me? After all, both stories unfold right here in the heart of America! Why wouldn't I make that connection?

My apologies! I promise, I won't do it again! Really! ☕
The Godfather (2021) in Movies ·
It was an okay enough movie, I guess, but I can't help but feel it’s a bit flawed because of how the narration is handled. It still feels miles away from the grit you see in a street-level Millionaire, doesn't it? It just lacks that tension—those raw, high-stakes scenes that made the original Millionaire so gripping.
Bad Boys in Fans ·
Hey there,
I was just wondering, does anyone know if there’s an actual photo, a video clip, or maybe even a news article out there that mentions that specific message for the late Din Pokrovac: "Dino, if you sell out Nika, you're gonna end up in a trunk"?
Die-hard Ultras / Hardcore Supporters in Fans ·
Harold Barnes85 said:So, wait—does that mean you actually need to show some ID to grab the tickets, or can you just breeze through without it? Just curious!

And they’re actually claiming on the Real Madrid site that it was all done using a driver's license... can you even believe that? Honestly, where does it end?

So, I was just reading about the new ticketing rules for the upcoming Real Madrid vs. Liverpool FC match, and wow—things are definitely changing! It looks like they’re moving to a fully personalized system. Can you believe that? Every single ticket is going to be tied directly to a specific first and last name. And get this: there’s a cap on how many you can grab at once. One person can only buy a maximum of four tickets, and they actually have to show a valid ID for every single one of them during the purchase process! It’s quite a shift from how things used to be, isn't it? The plan is that each ticket will clearly display the owner's name right on the front. Then, when you head to the stadium, security is going to be checking IDs to make sure the person holding the ticket is actually the person named on it. No more sneaking anyone else in under your name! It feels very official, almost like they're preparing for some major enforcement of the Stadium Riot Act. Quite the crackdown, don't you think? But hey, maybe it'll make things a bit more orderly!
Also, we really need to drive this point home: please, please, please make sure you sit exactly where your ticket says! We’re asking every single fan to stick to their assigned sections. Why? Because honestly, sitting in the wrong sector is actually considered a violation of the Stadium Riot Act. It's just one of those things, you know? Let's keep things smooth and follow the rules!

Same old story, isn't it? Exactly what we were dealing with just a year ago... Honestly, I am just completely fed up with this whole mess. It’s getting exhausting! 🙂
Die-hard Ultras / Hardcore Supporters in Fans ·
Hey, does anyone else remember when they last had to show their ID just to pick up a ticket at the Rose Bowl?
For this Saturday, I'm gonna need...
Die-hard Ultras / Hardcore Supporters in Fans ·
frozenskipper said:Man, I don't know why you guys insist on giving me such nonsense answers to my questions. Is everyone just lost...?
The folks from the Midwest or down in Texas would probably have much more to say about my topic since they actually live through it...

Who do you think you are, some big-shot Wall Street analyst? Seriously, just get outta here...
Die-hard Ultras / Hardcore Supporters in Fans ·
Trying to rally the troops (you know, the die-hard fans who stick by their team no matter 😉 ), but man, look at those stands! They look absolutely incredible!!!
Die-hard Ultras / Hardcore Supporters in Fans ·
Hey, does anyone know if there’s any chance we might find a stream for the game tomorrow?
Die-hard Ultras / Hardcore Supporters in Fans ·
neonmaker5 said:Liverpool FC takes on Slavia on June 6th in Prague — Hajduk.hr being!

Does anyone actually know anything about Australia? Is it just some kind of giant duck or what?
Die-hard Ultras / Hardcore Supporters in Fans ·
Taylor Hughes61 said:New York, 2007.

http://themladichi.com/kolumne/price-s-tribine/genova/

🙂

That is just wayyyyy too much! !!!!!!!!!!!!!!!!!!!!!!!
Die-hard Ultras / Hardcore Supporters in Fans ·
Brandon Wilson14, how on earth did you manage to dig that up from the old forum? (Are we talking about the Ultras' forum?) I’ve been searching all over the web and can't find a trace of it anywhere... was it just wiped clean?
Die-hard Ultras / Hardcore Supporters in Fans ·
Honestly, the energy from the crowd yesterday was just... underwhelming, really 🙄
Die-hard Ultras / Hardcore Supporters in Fans ·
1 mix, what about Cleveland?
Bad Boys - Part IV in Fans ·
http://s21.postimg.org/enj3x1yif/117...37029020_n.jpg
Does anyone know how to take a screenshot?
"About an hour before kickoff, the first wave of fans started flooding into the stands, all showing off their ID and tickets just to catch the Dynamo game."
Die-hard Ultras / Hardcore Supporters in Fans ·
Where on earth do you people get off putting the Black Knights ahead of the club itself?! Seriously? Are we just going to ignore everyone sitting in the east and west stands? It’s funny because, financially speaking, the club actually gains way more from them than from the crew up north. It makes it look like the Black Knights are the only ones who actually give a damn about Liverpool FC...
If you want to prove yourselves, go out on the streets! We're all playing it close to the vest there anyway (those in the know 😉 will understand what I mean). Who actually gives a crap about paper scraps, little flags, or flares? What else is there left to prove? The true strength of a group is measured by the quality of the atmosphere they create and, let's be real, how they hold their own in a street fight or something similar.
The Black Knights have worked incredibly hard to earn the respect of people all along the Mediterranean Coast, and honestly, I don't think it's worth just throwing all that effort down the drain...
And then there's that comment about Jerry Jones—most people would probably sing along just out of pure spite for him, which really just shows that our collective fan consciousness is basically non-existent.
Die-hard Ultras / Hardcore Supporters in Fans ·
Melissa Reyes45 said:Look, when those Legionnaires set off thirty flares, does FIFA even blink? Not a chance! When fans from Zenit or Spartak start lighting up the stands, the big bosses at FIFA act like they have a massive headache—but where are they actually going to punish them? Come on, Gazprom practically funds half their entire budget! So, folks, let’s be real: we haven't exactly been sitting on our hands, have we? Today it's just some flares, but tomorrow it'll be flags and drums everywhere. It isn't going to be that easy for them to control us...

Honestly, how many years of elementary school did you actually finish?
You guys are all nothing but total hypocrites! For everyone else, it's "protect the group outside the stadium!!!" right? First, you're all out here raising money to support the team, and now suddenly you're going to shut them down because of some flares?! If you want to be consistent for once in your lives—since you all claim to have that true Ultras mentality—then why don't you just open your own wallets and pay the fines yourselves?
Die-hard Ultras / Hardcore Supporters in Fans ·
Is anyone else planning on starting a little later tomorrow because of work or something similar? Shoot me a PM...