Smart bitch said:You just deal with it however you can. If you can't manage, you don't get the surgery. You end up waiting six months, maybe even longer, because there are simply no openings. But if you show up with cash in hand? Suddenly, an appointment magically appears.
Bocca—don't give me that. They get paid for their jobs. They really do. But the healthcare system here is a disaster. If you have the money, you're set; if you don't, you're on your own. Who cares?
Would you rather just die?
We're all stuck waiting in any system... though maybe things are better in Europe.
I had two complicated spinal surgeries by the time I was 30.
The last one was last year. Since I don't have private insurance, I was lucky enough to have a specialist who operates at both private clinics and public hospitals... he put me at the top of his priority list. He doesn't practice anymore now.
In a city like Adelaide with 1.75 million people, there isn't a single private doctor working in the public hospital system... I've personally seen waits of 18 months, and some people are waiting four years for knee surgery. Is this what we call Western countries?
If you have private insurance, you basically get taken care of quickly in a private facility. It’s not about bribes; it’s more about co-pays, since doctors often charge more than what insurance covers.
Around here, a doctor's visit is covered by Medicare, but you pay a supplement if the doctor charges extra... and everyone charges extra. For example, for a 10-minute visit, Medicare pays the doctor $30, and then they ask the patient for an additional $10 for seniors or $25 for workers.
A well-known neurology specialist might get $85 from Medicare per visit, leaving you to shell out $80 on top of that as a retiree.
Private insurance covers the hospital stay... but for a family starting at age 30, it could cost anywhere from $1,800 to $2,500.
I had coverage for 28 years before I stopped. If I were to sign up again, I'd be hit with a 2% penalty for every year of age.
Since my wife is 68 and I'm 64, I'd be paying a 2% penalty for 36 years (66 minus 30).
That’s 72% of $1,800, which is a $1,296 penalty, bringing the total to $3,096... and even then, I'd still have to pay the base $250 per visit plus whatever extra the doctor wants for a surgery.
So much for Democracy and capitalism.
Stay healthy, everyone.
😉