Best cheap auto insurance?

Vienna offers the best rates, though I’d personally suggest looking into State Farm or Allstate instead... definitely steer clear of Agram.

Sent from my Galaxy S7

Ronald Chavez79 said:Vienna offers the best rates, though I’d personally suggest looking into State Farm or Allstate instead... definitely steer clear of Agram.

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Why is that?

Hannah Allen5 said:I’ve honestly never heard a word about that before. Is this some kind of new thing I'm totally out of the loop on? 😁

Former Rockies resident.

Charles Ramos7 said:Why is that?

It's because they simply refuse to pay out—especially those smaller claims ranging from $1,000 up to $667... they deal with an endless mountain of disputes involving companies like Eurohertz, Adriatic, and NFIB

Honestly, things are even more pathetic when you look at the situation with Rocky Mountains/Sava Insurance
...
And yet, these guys act like they're the gold standard....
America
Generali
Allianz
Allstate
Vienna ...

Sent from my SM-G930F

Ronald Chavez79 said:It's because they simply refuse to pay out—especially those smaller claims ranging from $1,000 up to $667... they deal with an endless mountain of disputes involving companies like Eurohertz, Adriatic, and NFIB

Honestly, things are even more pathetic when you look at the situation with Rocky Mountains/Sava Insurance
...
And yet, these guys act like they're the gold standard....
America
Generali
Allianz
Allstate
Vienna ...

Sent from my SM-G930F

What's that got to do with me? 🍿

Charles Ramos7 said:What's that got to do with me? 🍿

BlackRock, just wait until the time comes...

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Ronald Chavez79 said:BlackRock, just wait until the time comes...

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Figure out what? 😵 My insurance policy doesn't have anything to do with the guy who might accidentally hit me.

Ronald Chavez79 said:It's because they simply refuse to pay out—especially those smaller claims ranging from $1,000 up to $667... they deal with an endless mountain of disputes involving companies like Eurohertz, Adriatic, and NFIB

Honestly, things are even more pathetic when you look at the situation with Rocky Mountains/Sava Insurance
...
And yet, these guys act like they're the gold standard....
America
Generali
Allianz
Allstate
Vienna ...

Sent from my SM-G930F

Not NFIB, I think you meant Sun. As far as I know, NFIB operates independently, though I've heard they follow a pretty similar business model to Izvor.

Charles Ramos7 said:Figure out what? 😵 My insurance policy doesn't have anything to do with the guy who might accidentally hit me.

You aren't wrong—which is exactly why I tell everyone else to stay away from GEICO. For goodness' sake, it's all the same thing; ninety percent of the time, you end up dealing with them anyway, and then you're just left high and dry...

Sent from my Samsung US

Ronald Chavez79 said:It's because they simply refuse to pay out—especially those smaller claims ranging from $1,000 up to $667... they deal with an endless mountain of disputes involving companies like Eurohertz, Adriatic, and NFIB

Honestly, things are even more pathetic when you look at the situation with Rocky Mountains/Sava Insurance
...
And yet, these guys act like they're the gold standard....
America
Generali
Allianz
Allstate
Vienna ...

Sent from my SM-G930F

State Farm has turned into a total joke ever since they were privatized... we actually had a huge court battle with them over collecting an installment... honestly, their rates aren't even competitive anymore, and they're constantly stuck in court fighting Americans, just like they do with that bottom-tier outfit GEICO

For example, State Farm's quote for AT&T this year was $457, while at Erg it was $280 🙏

Sam Ramos85 said:State Farm has turned into a total joke ever since they were privatized... we actually had a huge court battle with them over collecting an installment... honestly, their rates aren't even competitive anymore, and they're constantly stuck in court fighting Americans, just like they do with that bottom-tier outfit GEICO

For example, State Farm's quote for AT&T this year was $457, while at Erg it was $280 🙏

My quote from GEICO is 1400, while State Farm is asking 1900... I actually went with State Farm because their process is straightforward, and frankly, I'd much rather deal with State Farm if I get into an accident than have to wrestle with Ergo.

Make sure to grab Bonus Protect, especially if you're running a policy with basic collision coverage... that way, if you end up hitting someone, State Farm covers both sides of the damage.

If your only goal is finding the cheapest option possible, then go with Ergo—but don't kid yourselves into thinking you've solved anything by choosing them. They frequently dodge claims they should legally pay, leaving the victim to come after *you* for the money... I see it happen all the time. So, $167 the price difference might end up costing you a fortune in the long run.

Sent from my SM-G930F

I recently got hit in a parking lot—everything was textbook, even the police showed up—but FedEx refused to cover it. In the end, the guy who hit me just paid out of his own pocket. It wasn't a massive amount ($833), but man, things would have been much simpler if he were in America...

Then there was this other parking lot incident where someone in a UNIQA vehicle clipped me; they settled up for $2833 right then and there without any of the usual runaround...

Dealing with FedEx is a perpetual headache...

Sent from my SM-G930F

I’m currently paying my $320 premiums in the States, and I’ve somehow managed to land a 50 percent discount, even though I officially hit my 24th birthday this year. My current policy coverage is set to expire in about ten days, and it got me thinking—is that extra surcharge for young drivers, which usually runs around $67
, actually still applicable to someone in my position?

amberranger86 said:I’m currently paying my $320 premiums in the States, and I’ve somehow managed to land a 50 percent discount, even though I officially hit my 24th birthday this year. My current policy coverage is set to expire in about ten days, and it got me thinking—is that extra surcharge for young drivers, which usually runs around $67
, actually still applicable to someone in my position?

Why not just call them and ask? 🤔

Do you seriously have to go with Chase? 😛 I’m honestly not even sure if that extra coverage works quite like that. It seems more like they use your age as the main deciding factor, so if you're in the 18-20 bracket, you get one rate, then maybe 21-24 gets another, and 25-30 is something else entirely...

Some companies, like Geico, tend to base their rates on how many years you've actually held your driver's license.

Just a heads-up: don't trust that comparison site because their official page is full of misinformation. For instance, they claim you can get motorcycle insurance that's 30% cheaper if you go through them, which is absolute nonsense.
So, watch out for whatever junk info they try to feed you.

PriceCompare.com said:We’ve noticed we’ve been popping up on Reddit quite a bit lately, so we figured it was time to jump back in.
We’re a comparison site that updates deals daily, and you can even grab your insurance straight through the site.
Regarding auto insurance, we automatically verify user data with the Federal Insurance Office. Right now, our portal lets you compare five different auto providers and buy your policy online.
You can pay via credit card (we accept Amex and Discover), standard check, or online banking.
For most auto policies, you’ll get an e-policy instantly after paying, and the hard copies will arrive via certified mail in a day or two. A few specific policies have to be processed manually, which our customer service team handles Monday through Friday, 9 to 5.
We’re especially proud of our e-policies; they land right in your inbox and serve as valid proof of coverage—whether you're at a vehicle inspection or if you get pulled over by the police, don't let anyone tell you otherwise. Of course, all our users who choose to buy auto insurance online will also receive their paper originals and green cards.

If you have any other questions, feel free to reach out here on Reddit, check our sponsored thread, use the live chat on our website, or give us a call at 🙂

Unfortunately, there's some inaccurate and flat-out false info on the site. Take the section about motorcycle insurance, for example. It claims there's an extra 30% discount if you buy motorcycle insurance online through PriceCompare.com, but there actually isn't any extra discount because the prices are identical to what you'd get directly from the insurance companies.

Compare.com said:We’ve noticed we’ve been popping up on Reddit quite a bit lately, so we figured it was time to jump back into the conversation.
We’re a comparison site that updates deals daily, and you can even grab your insurance coverage right through our platform.
When it comes to auto insurance, we automatically verify user data with the Federal Insurance Office. Right now, you can compare five different auto providers on our site and purchase your policy online.
You can pay via credit card (including American Express and Discover), standard check, or online banking.
For most auto policies, you'll get an e-policy immediately after paying, and the hard copies will arrive via certified mail within a day or two. A few specific policies require manual processing, which our customer service team handles Monday through Friday, 9 AM to 5 PM.
We’re especially proud of our e-policies; they land straight in your inbox and serve as official proof of coverage—whether you're at a vehicle inspection or if you get pulled over by the police, don't let anyone tell you otherwise. Of course, all our users who buy auto insurance online will also receive the physical originals and their green cards.

If you have any other questions, feel free to reach out here on Reddit, check our sponsored thread, use the live chat on our website, or give us a call at 🙂

Unfortunately, there’s some inaccurate and flat-out false info on this page. Take the section about motorcycle insurance, for instance. It claims there’s an extra 30% discount if you buy motorcycle insurance online through Compare.com, but there actually isn't any extra discount because the prices are identical to what you'd get directly from the insurance companies.

CompareIt.com said:We’ve noticed we’ve been popping up on Reddit quite a bit lately, so we figured it was time to jump back into the conversation.
We’re a comparison site that updates deals daily, and you can even grab your insurance coverage directly through us online.
Regarding auto insurance, we automatically verify user data through the Federal Insurance Office. Right now, our site lets you compare five different auto insurers and purchase your policy online.
You can pay via credit card (including American Express and Discover), standard check, or online banking.
For most auto policies, you’ll get an e-policy instantly after paying, and the hard copies will arrive via certified mail within a day or two. A few specific policies require manual processing, which our customer service team handles Monday through Friday, 9 AM to 5 PM.
We’re particularly proud of our e-policies; they’re sent straight to your inbox and serve as official proof of coverage—whether you're at a vehicle inspection or if you get pulled over by the police, don't let anyone tell you otherwise. Of course, all our customers who opt for online auto insurance also receive the physical originals and their proof of insurance cards.

If you have any other questions, feel free to reach out here on Reddit, in our sponsored thread, via our site's live chat, or just give us a call 🙂

Unfortunately, CompareIt.com is full of inaccuracies and misleading claims. Just look at the section regarding motorcycle insurance, for instance. The site claims there's an extra 30% discount if you buy motorcycle insurance online through them, but there actually isn't any additional discount because the prices are identical to what you'd get directly from the insurance companies.

PriceCompare.com said:We’ve noticed we've been popping up on Reddit quite a bit lately, so we figured it was time to jump back in.
We’re a comparison site that updates deals daily, and you can even grab your insurance online.
Regarding auto insurance, we automatically verify user data through the Federal Insurance Office. Right now, our site lets you compare five different auto insurers and purchase a policy digitally.
You can pay via credit card (including American Express and Discover), standard bank transfer, or online banking.
For most auto policies, you’ll get an e-policy sent instantly after payment, and the hard copies will arrive via certified mail within a day or two. Since some policies require manual processing, our customer service team handles those Monday through Friday, 9 to 5.
We’re particularly proud of our e-policies; they hit your inbox immediately and serve as official proof of coverage—whether you're at a vehicle inspection or if you get pulled over by the police, don't let anyone tell you otherwise. Of course, everyone who buys their auto insurance online also receives the physical originals and a green card.

If you have any other questions, feel free to reach out here on Reddit, check our sponsored thread, use the live chat on our website, or give us a call at 🙂

Unfortunately, there’s some inaccurate and flat-out false info on the PriceCompare.com site. Take the motorcycle insurance section, for example. They claim there's an extra 30% discount if you buy motorcycle insurance online through them, but there actually isn't any extra discount because the prices are identical to what you'd get directly from the insurance companies.