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I can't believe "Nikom" anymore...

Started by Kevin Rivera61 · · 👁 4 views · 31 replies

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Participants Kevin Rivera61James Diaz59Carol Palmer66jadetinker85Andrew Sullivan8Keith LewisCarl Castillo69silverwalker27Jack Gomez19fadedskipper39Chloe Booth72Bradley Gonzalez4David Gomez3Linda Bishop4Lisa Hernandez3Joshua Adams41Arthur Kim74wearyviper25Dennis Martin2
Kevin Rivera61 Kevin Rivera61 NewcomerOP
7 messages
joined Dec 2010
#1 ·
Back in mid-August, an old colleague added me on Facebook. She actually tracked me down

We’ve known each other for about 17 years, though we hadn't really been in touch for the last decade
- We hadn't seen each other, and she had found a boyfriend—once they got serious, they lived together

Basically, they were renting, moving from one place to another quite often, and that boyfriend is her husband now... he isn't in the States at the moment, but he should be coming back sometime soon

She’s living in the same city as me now...
She was staying just a few streets away, so she invited me over twice to see her place. We caught up on everything, and then she asked if I could lend her some money because she was in a real bind with her rent and had nowhere else to turn. I went ahead and helped her out with $133, and she managed to cover the rest. She didn't want to get kicked out since she had nowhere to go, especially with all her unpaid bills... she was almost "out on the street" by September

She has three little kids to look after, and I know things haven't been easy for her, so I stepped up because of our history. About two months ago, she finally found a new apartment because their debts had piled up so high she couldn't keep up with the bills and was forced to move out

After that, she started looking for a new place, and by total coincidence, she stumbled upon an ad for an apartment in my neighborhood—in my actual building, on the same floor where I live! I thought, "That's great, we'll be neighbors," but then she was short on cash again to pay the deposit $133—so once again, I helped her out. Even though those $133 would have been useful for me, helping her was the priority because otherwise, she’d be stuck on the street with her kids
Her husband couldn't send any money from abroad at the time either, who knows why...

A little while later, she asked me for $33 so the kids would have something to eat. Okay, so I lent her those $33 too, even though I didn't really have extra for myself; I just made ends meet somehow

I asked her if she could translate a text from English to American for me, but she won't respond. Plus, since my optical mouse stopped working, I asked if I could borrow hers for a couple of hours, or if she wouldn't lend it, if I could just use her computer to handle some stuff online—but she doesn't want to hear it
The thing is, I pass by her door every single day, and our windows face each other. Every time I walk past her door, I can't help but think about what kind of colleague and neighbor she is

For the last 14 days, she's been exclusively "Off" on FC, but I can tell she's online because she occasionally leaves messages for people... she just won't react to me, even when I send her a private message on FC

P.S. As for the money I lent her, her husband is supposed to pay me back once he returns to the US. Hopefully, I'll see it eventually, but for now... we'll see. I'm not helping her anymore, and we aren't even in contact. I just want things to be right—for her to act properly toward me and appreciate the person who stepped up to help

I'd love to hear your thoughts or if anyone has advice... how do you get someone like this to come back down to earth and actually value the people who help them? Or if anyone has gone through something similar, please share your story
James Diaz59 James Diaz59 Newcomer
2 messages
joined Dec 2010
#2 ·
Look, honestly... I don't think you should trust your own judgment right now, but feel free to believe that coworker if you want. 😁

Want me to translate that for you? She’s cunning and knows how to play the game—meanwhile, you're just being a naive sucker who got played perfectly. She keeps trying to tell you exactly what's going on, but you're too dense to see through it.

And now you're actually asking for help on her behalf... hoping SHE understands???!!! 😲 😂🤣

Whatever, man. Just hit us up once you get your money back! 🥳 🤣

PS. The whole thing smells fishy to me—honestly, this "foreign country" might just be some small town in Ohio. 😁 (Please, just don't reply telling me that a small town in Ohio isn't abroad! 🙂)
Carol Palmer66 Carol Palmer66 Member
13 messages
joined Nov 2010
#3 ·
Kevin Rivera61 said:Back in mid-August, an old colleague added me on Facebook. She actually tracked me down

We’ve known each other for about 17 years, though we hadn't really been in touch for the last decade
- We hadn't seen each other, and she had found a boyfriend—once they got serious, they lived together

Basically, they were renting, moving from one place to another quite often, and that boyfriend is her husband now... he isn't in the States at the moment, but he should be coming back sometime soon

She’s living in the same city as me now...
She was staying just a few streets away, so she invited me over twice to see her place. We caught up on everything, and then she asked if I could lend her some money because she was in a real bind with her rent and had nowhere else to turn. I went ahead and helped her out with $133, and she managed to cover the rest. She didn't want to get kicked out since she had nowhere to go, especially with all her unpaid bills... she was almost "out on the street" by September

She has three little kids to look after, and I know things haven't been easy for her, so I stepped up because of our history. About two months ago, she finally found a new apartment because their debts had piled up so high she couldn't keep up with the bills and was forced to move out

After that, she started looking for a new place, and by total coincidence, she stumbled upon an ad for an apartment in my neighborhood—in my actual building, on the same floor where I live! I thought, "That's great, we'll be neighbors," but then she was short on cash again to pay the deposit $133—so once again, I helped her out. Even though those $133 would have been useful for me, helping her was the priority because otherwise, she’d be stuck on the street with her kids
Her husband couldn't send any money from abroad at the time either, who knows why...

A little while later, she asked me for $33 so the kids would have something to eat. Okay, so I lent her those $33 too, even though I didn't really have extra for myself; I just made ends meet somehow

I asked her if she could translate a text from English to American for me, but she won't respond. Plus, since my optical mouse stopped working, I asked if I could borrow hers for a couple of hours, or if she wouldn't lend it, if I could just use her computer to handle some stuff online—but she doesn't want to hear it
The thing is, I pass by her door every single day, and our windows face each other. Every time I walk past her door, I can't help but think about what kind of colleague and neighbor she is

For the last 14 days, she's been exclusively "Off" on FC, but I can tell she's online because she occasionally leaves messages for people... she just won't react to me, even when I send her a private message on FC

P.S. As for the money I lent her, her husband is supposed to pay me back once he returns to the US. Hopefully, I'll see it eventually, but for now... we'll see. I'm not helping her anymore, and we aren't even in contact. I just want things to be right—for her to act properly toward me and appreciate the person who stepped up to help

I'd love to hear your thoughts or if anyone has advice... how do you get someone like this to come back down to earth and actually value the people who help them? Or if anyone has gone through something similar, please share your story

James Diaz59 made a good point. Her husband just wasn't in a position to send her any money. Honestly, what else could he do?🤣Maybe a small town in Ohio might actually be worth considering. Sorry.
jadetinker85 jadetinker85 Regular
446 messages
joined Jan 2024
#4 ·
Everything comes out in the wash eventually.
Andrew Sullivan8 Andrew Sullivan8 Newcomer
8 messages
joined Jun 2005
#5 ·
Why all the hostility toward him? He was just trying to help, and he picked up a few things along the way...

Anyway, my advice is to never lend money to friends. In most cases, it’s the quickest way to kill a friendship.
James Diaz59 James Diaz59 Newcomer
2 messages
joined Dec 2010
#6 ·
Andrew Sullivan8 said:Why all the hostility toward him? He was just trying to help, and he picked up a few things along the way...

Anyway, my advice is to never lend money to friends. In most cases, it’s the quickest way to kill a friendship.

Who jumped him? Did someone hit him with a high kick or what? 😕

Learned a lesson? I highly doubt that’s in the cards for him. 🙄

Friends? If you barely know someone—not like, ten years deep—and they only reach out when they need a loan, that's not a friend. 😕 Now... that's a new one on me. ☕
Keith Lewis Keith Lewis Newcomer
8 messages
joined Jul 2010
#7 ·
A while back, I lent a buddy of mine $200 some cash for a piece of tech equipment. He promised me he’d have it back within a month, tops. Needless to say, six years later, he finally paid me back half of what he owed—and that only happened at the end of last year. ☕
I don't think he's a bad person, per se, but man, he is incredibly flaky, lazy, and just generally careless.
You really have to steer clear of people like that. But honestly, I’ve been a "nice guy" since kindergarten, so here we are...
Carl Castillo69 Carl Castillo69 Member
39 messages
joined May 2010
#8 ·
So you finally realized the whole "trust nobody" thing?

Now you know how it works for next time!
silverwalker27 silverwalker27 Member
26 messages
joined Apr 2013
#9 ·
You all are truly something else. He genuinely wanted to lend a hand—to help someone out—and it ends up being a complete and utter disaster. And that con artist? She’s clever and cunning. Though, if she were truly that smart, she wouldn't have ended up living like white trash, hovering on the edge of panhandling where her entire existence depends on a few bucks. James Diaz59, you need to get a grip. Don't insult good-natured people like him🙂

Lending money to a friend is fine—I don't see the issue there. If they don't pay you back, well, that's that. At least they'll never be able to borrow a dime from you again, even if they had to sell a kidney to a baby. It's done. Look at the bright side—you "tested" a "friend" with something relatively minor. They could have betrayed you on something much more significant. Now you know where you stand. Forget that thousand dollars. Those people will just avoid and screw you over now anyway. Let them go. Move on.

Your intentions were good, but the execution was poor. First off, you were overextending yourself. You didn't even have enough for your own needs, yet you were giving to someone who isn't immediate family—or someone you *consider* family. You can only help within the limits of your own resources; there's no shame in not donating five pints of blood. Second, regarding trust—you can't go through life acting like a sucker and handing out your trust to practically strangers. Life will just kick you for it. When you meet someone new, the trust level should be at 0%. You have absolutely no reason to believe anything; you shouldn't rely on any promises made by strangers. God forbid your livelihood ever depends on a stranger's word. The title doesn't hold water—you can only trust those who have actually proven themselves worthy of it.

// And third, this is off-topic but unavoidable: damn Facebook! That garbage has diluted the term "friend" so effectively that it makes me sick.

That's all I have to say about what was written. Now, let's talk about what wasn't written.

OP, why don't you tell us why you were hovering around her so much? "My computer died," huh? You dropped a thousand bucks on someone else's wife, but you don't have fifty bucks for a new mouse? Besides, who even lends a mouse? Is this a bad translation? Google Translate? Are you stalking her on Facebook? Man, what were your actual intentions? Were you trying to buy her, and now you're selling us this "heavenly benevolence" as your primary motive?
Kevin Rivera61 Kevin Rivera61 NewcomerOP
7 messages
joined Dec 2010
#10 ·
James Diaz59 said:Look, honestly... I don't think you should trust your own judgment right now, but feel free to believe that coworker if you want. 😁

Want me to translate that for you? She’s cunning and knows how to play the game—meanwhile, you're just being a naive sucker who got played perfectly. She keeps trying to tell you exactly what's going on, but you're too dense to see through it.

And now you're actually asking for help on her behalf... hoping SHE understands???!!! 😲 😂🤣

Whatever, man. Just hit us up once you get your money back! 🥳 🤣

PS. The whole thing smells fishy to me—honestly, this "foreign country" might just be some small town in Ohio. 😁 (Please, just don't reply telling me that a small town in Ohio isn't abroad! 🙂)


Her husband isn't even living in some "wealthy" country; things are actually worse for him than they are for us. She went to stay with him, but told him that life there was way below their standard of living, so she just came back to the States.

It's my own fault for being too nice. I'm not the only one, but people like us always end up getting burned.
Kevin Rivera61 Kevin Rivera61 NewcomerOP
7 messages
joined Dec 2010
#11 ·
silverwalker27 said:You all are truly something else. He genuinely wanted to lend a hand—to help someone out—and it ends up being a complete and utter disaster. And that con artist? She’s clever and cunning. Though, if she were truly that smart, she wouldn't have ended up living like white trash, hovering on the edge of panhandling where her entire existence depends on a few bucks. James Diaz59, you need to get a grip. Don't insult good-natured people like him🙂

Lending money to a friend is fine—I don't see the issue there. If they don't pay you back, well, that's that. At least they'll never be able to borrow a dime from you again, even if they had to sell a kidney to a baby. It's done. Look at the bright side—you "tested" a "friend" with something relatively minor. They could have betrayed you on something much more significant. Now you know where you stand. Forget that thousand dollars. Those people will just avoid and screw you over now anyway. Let them go. Move on.

Your intentions were good, but the execution was poor. First off, you were overextending yourself. You didn't even have enough for your own needs, yet you were giving to someone who isn't immediate family—or someone you *consider* family. You can only help within the limits of your own resources; there's no shame in not donating five pints of blood. Second, regarding trust—you can't go through life acting like a sucker and handing out your trust to practically strangers. Life will just kick you for it. When you meet someone new, the trust level should be at 0%. You have absolutely no reason to believe anything; you shouldn't rely on any promises made by strangers. God forbid your livelihood ever depends on a stranger's word. The title doesn't hold water—you can only trust those who have actually proven themselves worthy of it.

// And third, this is off-topic but unavoidable: damn Facebook! That garbage has diluted the term "friend" so effectively that it makes me sick.

That's all I have to say about what was written. Now, let's talk about what wasn't written.

OP, why don't you tell us why you were hovering around her so much? "My computer died," huh? You dropped a thousand bucks on someone else's wife, but you don't have fifty bucks for a new mouse? Besides, who even lends a mouse? Is this a bad translation? Google Translate? Are you stalking her on Facebook? Man, what were your actual intentions? Were you trying to buy her, and now you're selling us this "heavenly benevolence" as your primary motive?


I reacted the same way a guy would if he jumped into a car wreck to save some girls. He doesn't stop to wonder if the water is warm or cold, even though he could get hurt himself—like getting a sudden cramp in his leg or something.
That's how I saved her; so she wouldn't end up on the streets with kids.

When I lent money once, the joke was that she didn't want to lend me a mouse, when all I needed was a tiny favor.

I have three friends I can truly rely on because they've proven it; I've lent them money and they paid me back on time or whenever I needed it. They've lent me money too... look, we know each other. I've known one guy for 17 years, and I've known another for 5, and everything is fine with them. If I lend him money and he doesn't pay it back by the date, he'll give me more than what I originally lent him.

I had a text that needed precise translating, but I handled that... I was just asking for a small favor, considering how I helped her.
Keith Lewis Keith Lewis Newcomer
8 messages
joined Jul 2010
#12 ·
I used to be such an idealist back in the day. I’d actually hand out $6.75 to Gypsies on the street, but that all changed after I caught a few of those so-called "beggars" pulling fast ones on people. 🤣 Just remember that one guy pretending to be broke while driving a Mercedes-Benz. Since then, I steer clear of them entirely. The only exception is if I see someone truly struggling, like a guy with no legs over on Fifth Avenue. Only then might I make an exception.
Jack Gomez19 Jack Gomez19 Member
14 messages
joined May 2009
#13 ·
You were acting with good intentions, but it seems like your perspective has shifted since then; honestly, I wouldn't be surprised if you aren't the only one who owes money.

I had a neighbor in my apartment building come knocking on my door to tell me someone had stolen $333 out of her wallet. I told her I could lend her $67, but she just brushed it off, saying she didn't need it.

Then, a few days later, she actually called me asking to borrow $33 until the next day. Luckily, I didn't have to make up an excuse; I simply didn't have that much cash on hand at the moment.
fadedskipper39 fadedskipper39 Newcomer
1 message
joined Dec 2010
#14 ·
Kevin Rivera61 said:Back in mid-August, an old colleague added me on Facebook. She actually tracked me down

We’ve known each other for about 17 years, though we hadn't really been in touch for the last decade
- We hadn't seen each other, and she had found a boyfriend—once they got serious, they lived together

Basically, they were renting, moving from one place to another quite often, and that boyfriend is her husband now... he isn't in the States at the moment, but he should be coming back sometime soon

She’s living in the same city as me now...
She was staying just a few streets away, so she invited me over twice to see her place. We caught up on everything, and then she asked if I could lend her some money because she was in a real bind with her rent and had nowhere else to turn. I went ahead and helped her out with $133, and she managed to cover the rest. She didn't want to get kicked out since she had nowhere to go, especially with all her unpaid bills... she was almost "out on the street" by September

She has three little kids to look after, and I know things haven't been easy for her, so I stepped up because of our history. About two months ago, she finally found a new apartment because their debts had piled up so high she couldn't keep up with the bills and was forced to move out

After that, she started looking for a new place, and by total coincidence, she stumbled upon an ad for an apartment in my neighborhood—in my actual building, on the same floor where I live! I thought, "That's great, we'll be neighbors," but then she was short on cash again to pay the deposit $133—so once again, I helped her out. Even though those $133 would have been useful for me, helping her was the priority because otherwise, she’d be stuck on the street with her kids
Her husband couldn't send any money from abroad at the time either, who knows why...

A little while later, she asked me for $33 so the kids would have something to eat. Okay, so I lent her those $33 too, even though I didn't really have extra for myself; I just made ends meet somehow

I asked her if she could translate a text from English to American for me, but she won't respond. Plus, since my optical mouse stopped working, I asked if I could borrow hers for a couple of hours, or if she wouldn't lend it, if I could just use her computer to handle some stuff online—but she doesn't want to hear it
The thing is, I pass by her door every single day, and our windows face each other. Every time I walk past her door, I can't help but think about what kind of colleague and neighbor she is

For the last 14 days, she's been exclusively "Off" on FC, but I can tell she's online because she occasionally leaves messages for people... she just won't react to me, even when I send her a private message on FC

P.S. As for the money I lent her, her husband is supposed to pay me back once he returns to the US. Hopefully, I'll see it eventually, but for now... we'll see. I'm not helping her anymore, and we aren't even in contact. I just want things to be right—for her to act properly toward me and appreciate the person who stepped up to help

I'd love to hear your thoughts or if anyone has advice... how do you get someone like this to come back down to earth and actually value the people who help them? Or if anyone has gone through something similar, please share your story

You don't "know" someone for 17 years if you've been out of the loop for ten. That's a massive gap.
You didn't read her, and she didn't read you. You're just finally catching on now.
Chloe Booth72 Chloe Booth72 Member
14 messages
joined Dec 2010
#15 ·
Trusting people? Yes—but it depends on the topic and the context.
I generally start by trusting people (meaning I go in at nearly 100%, though that trust tends to plummet toward zero the second I have a reason to doubt), but when an acquaintance (like in the OP's example) asks to borrow money, my trust hits rock bottom immediately. 😁

Here’s why. It isn't even about the cash; screw a few hundred bucks if someone is truly in a bind. The real issue is: why did they ask *me*?
If an acquaintance (someone I haven't even seen in ten years) reaches out asking for money, it means they’ve run out of options. They’ve likely already tapped out their family and all their close friends, so now they’re moving down the list to casual acquaintances. 😠
Bradley Gonzalez4 Bradley Gonzalez4 Member
14 messages
joined Dec 2009
#16 ·
Andrew Sullivan8;30306644 said:Why such an attack on the guy? He was just trying to do the right thing—and he actually picked up a lesson along the way.

Generally speaking, you shouldn't lend money to friends, because more often than not, that’s exactly how a friendship ends up being destroyed.[/QUOTE]

I don't quite see how lending money ruins a friendship if you're dealing with someone you actually trust—someone you know is going to pay you back every cent. 🤷

Otherwise, what are you supposed to do? Just sit there and watch a friend struggle through a crisis or go hungry? 🤷
silverwalker27 silverwalker27 Member
26 messages
joined Apr 2013
#17 ·
Kevin Rivera61, please—never, ever claim you're perfect. It sounds tacky—and honestly, it’s likely just untrue.

So you're 17? I might be overstepping here—but I have to ask: would you actually go for that MILF?
David Gomez3 David Gomez3 Newcomer
9 messages
joined Dec 2010
#18 ·
There’s an old saying that if you hand someone twenty bucks and never have to see their face again, you actually got a pretty good deal. 🤔 😬

Look, $333 it isn't exactly pocket change 😢 and honestly, I think you got played. It’s frustrating, I know. Maybe try asking her point-blank what the actual issue is; if she can't give you a straight answer or some tangible results, then you already know where you stand. Personally, I’m not even losing sleep over the cash itself—it’s more about the principle. It’s situations like this that force people who genuinely want to help to just close their doors and stop trying altogether. 😢
jadetinker85 jadetinker85 Regular
446 messages
joined Jan 2024
#19 ·
Keith Lewis said:A while back, I lent a buddy of mine $200 some cash for a piece of tech equipment. He promised me he’d have it back within a month, tops. Needless to say, six years later, he finally paid me back half of what he owed—and that only happened at the end of last year. ☕
I don't think he's a bad person, per se, but man, he is incredibly flaky, lazy, and just generally careless.
You really have to steer clear of people like that. But honestly, I’ve been a "nice guy" since kindergarten, so here we are...

Why didn't you reach out to his parents and demand the money back?
Linda Bishop4 Linda Bishop4 Member
16 messages
joined Nov 2010
#20 ·
A few years back, I lent some cash to a guy from my college days—someone I’d grab coffee with between lectures at the student union $267. We weren't exactly close friends, but he was in a bind, so I stepped in. Within a week, he landed a job, and once his first paycheck cleared, he went out and bought a brand new MP3 player for $667 just to show me 🙂 as a gesture. He never breathed a word about the debt he owed me again.
It didn't convince me that people are inherently trustworthy, but now I make it a rule to test people with small amounts first. Most fail the test. A rare few actually follow through.

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