ruggedcyclist74
Active Member
193 messages
joined Feb 2009
If you decide to underpay, youβre basically just leaving an open tab on your account. Their system will flag that outstanding balance the second they run their first collection report, so thereβs really no escaping it. You can expect another stern notice in the mail, and if you keep ignoring them, they might even escalate it to a collections agency or legal action...
On the flip side, if you overpay, youβll end up with a credit on your account. The problem is, they tend to act completely indifferent toward those credits, essentially ignoring the surplus as if it doesn't existβat least until you realize what happened and have to go through the headache of requesting a refund yourself...