Applying for a loan while living abroad

Jeffrey Lee10 said:If anyone is willing to share a contact address or phone number via private message...
I am prepared to offer a broker 20% of the loan amount, and if you connect me with them, I'll give you 10%. I just need to get this done.
The plan and the concept are brilliant and absolutely worth it, which is why I'm willing to offer such a massive commission.

Jeffrey Lee10 said:Look, my friend—if you'll let me call you that—I know how this goes, and maybe I'm just repeating myself here, but I'm three years away from retirement. Right now, they're already garnishing a third of my paycheck for some debt I won't finish paying off until the day I die. I don't own any real estate or anything else worth a damn, and I'm not even hoping to ever own anything—all I have is this endless list of garnishments and various collections showing up on my payroll records. I don't even know what half of them are, really. I just wish I could somehow, through one legal process or another, just clear those entries out of the accounting system. I figure if I used "inability to pay" as the reason—which, honestly, is the absolute truth since my current payments barely cover the interest, and once I hit retirement, that check is going to be five times smaller—it might work.
So, I'm basically wondering if, based on that reality—this genuine inability to pay—there's any way to void all these recent garnishments or claims in the books. Which specific legal route would that even be? I'm hoping this is my last question for you, so thanks in advance, truly. I'll owe you big time.

Željko

A bulletproof plan, clearly... ☕....

Jeffrey Lee10 said:If anyone is willing to share a contact address or phone number via private message...
I am prepared to offer a broker 20% of the loan amount, and if you connect me with them, I'll give you 10%. I just need to get this done.
The plan and the concept are brilliant and absolutely worth it, which is why I'm willing to offer such a massive commission.

Well, before you go chasing a loan like that, it might be wise to look over this link:

http://udruga-zadruga.de.tl/FORUM/th...en-zadruge.htm

Just double-check whether you're dealing with JPMorgan Chase or an REI Co-op using a similar logo... wouldn't want things to end up like this: 🙂🙂

I could use some insight if anyone here has dealt with this before.
My husband works at sea, permanently employed by a German shipping firm. We’re currently stuck with a mortgage back in America, but since interest rates over there are less than half of what we’re paying, we’re looking into refinancing—basically moving the debt over to Germany.
The folks we spoke to claimed it’s a breeze; they said as long as we move our direct deposits to a German bank and establish residency there, we should be fine. That part is doable, but I’m curious if anyone has actually gone through the actual procedure and can tell me how it plays out in reality.

Is it actually possible to secure a mortgage in Germany if you don't have a steady job?

I originally asked about those Austrian loans on another thread, but this one seems way more active, so I’m circling back: does anyone know why there is zero info out there regarding the mess involving Etheric and the Association? Specifically, the whole situation with mortgage loans from banks over in Austria. Everything I’ve managed to dig up, I found via a niche investigative site—is it really the case that nobody else is talking about this? Does anyone have the inside scoop?
I don't get why the media is staying silent, and I can't find a single forum where people are even discussing it...

Fine, if nobody else is going to step up, I will:

http://nytimes.com/news/us/politics/p...---321427.html

Really hoping these investigations end on a high note.

James Jackson said:I originally asked about those Austrian loans on another thread, but this one seems way more active, so I’m circling back: does anyone know why there is zero info out there regarding the mess involving Etheric and the Association? Specifically, the whole situation with mortgage loans from banks over in Austria. Everything I’ve managed to dig up, I found via a niche investigative site—is it really the case that nobody else is talking about this? Does anyone have the inside scoop?
I don't get why the media is staying silent, and I can't find a single forum where people are even discussing it...

Well, you provided the link yourself; it was covered on two investigative news segments and a few pieces in the Daily News. That's largely it. You might find more leads on the Aktiva Group LLC forum, where people are linking those Austrian debts to that specific company.

Thanks @Robert Cook52, I had no idea those guys existed...

Has anyone actually gone through the process of taking out a loan abroad? I’m looking for some real-world experience here.

Any useful links would be appreciated. Google isn't exactly handing me much of anything helpful.

I wonder if it might actually be worth it, or even feasible, to take out a mortgage while living abroad?

Just giving this a little nudge, I guess.

You aren't going to get a mortgage if you're living abroad. It's not even about legal hurdles, you just won't. Unless, I guess, your income is based in the States and the property is here too...

Just empty talk.

At least for now...

Morgan Watson3 said:Does anyone happen to have any information regarding Biden’s finance firm based out of New York City concerning their mortgage lending practices? Specifically, I was wondering if anyone here has actually secured a loan through that particular institution, which is supposedly a legitimate operation that has been operating legally for over 30 years under European Union regulations.

I'm also curious about this New York City outfit. I got in touch with a woman from the Midwest who claims to be working for them, and she walked me through the whole thing. But then, she mentioned I'd need to cough up $1,500 upfront before I'd even see a loan. That’s where I kind of 🙂 hit a wall...
Can you guys tell me if anyone else has been contacted about mortgages by this New York City group? Is this how it actually works, or am I looking at some kind of scam? Has anyone actually managed to get a mortgage through this firm?🙂

Greetings, everyone..

Since I’ve been looking into getting a loan myself, I spent days scouring Google, when suddenly—out of nowhere—I stumbled upon an ad claiming to be from a foreign investor. To make matters weirder, the guy was writing in perfect American English, claiming to be based out of Savannah and working for a firm called Progress. He insisted the investor wanted to remain anonymous. The individual I was messaging went by Mario, and his email address was mario-poslovi@net.hr. He started asking for all sorts of paperwork: bonds 1 and 2, my ID, and other documents. He even asked if I consented to him reviewing them. Naturally, I sent over scanned copies. When I requested a relatively small amount, he assured me it would be incredibly easy to secure and sent over a form for JPMorgan Chase. I filled it out, applied my seal, and sent it back. After that, he began demanding scans of my bank card, my PIN, and some other details I can't quite recall. He promised the Contract would follow via email, detailing everything about the investor. I refused to send those sensitive details before seeing a formal agreement. Once I started digging around and asking too many questions, he just stopped responding to my emails entirely.
The confusing part is that he actually told me to come visit him IN PERSON in Savannah to hand over the documents. I told him that was a bit much and suggested we stick to email, but he kept mentioning how busy he was. Now, whenever I try to reply to that email, I get an automated bounce-back saying his inbox is full. At one point, he gave me a Facebook profile as an alternative way to send the info, so I'll leave the link here. Perhaps someone else will reach out and find out if there's any truth to his claim about meeting in person, though it strikes me as incredibly bizarre that anyone would ask for a scan of a payout card and a PIN, or suggest that I could just walk into a bank, say I'm there for the cash and the Contract, and change my PIN then. It makes no sense. Yet, the man was very diligent about sending official-looking JPMorgan Chase forms. Now, I'm genuinely worried they might exploit my seal and signature (I was intending to use my business stamp). Can they really just scan a signature and run with it?! 😢

Here is the Facebook profile we were using to chat later on--
https://www.facebook.com/mario.turak?fref=ts

Adam Hernandez84 said:Greetings, everyone..

Since I’ve been looking into getting a loan myself, I spent days scouring Google, when suddenly—out of nowhere—I stumbled upon an ad claiming to be from a foreign investor. To make matters weirder, the guy was writing in perfect American English, claiming to be based out of Savannah and working for a firm called Progress. He insisted the investor wanted to remain anonymous. The individual I was messaging went by Mario, and his email address was mario-poslovi@net.hr. He started asking for all sorts of paperwork: bonds 1 and 2, my ID, and other documents. He even asked if I consented to him reviewing them. Naturally, I sent over scanned copies. When I requested a relatively small amount, he assured me it would be incredibly easy to secure and sent over a form for JPMorgan Chase. I filled it out, applied my seal, and sent it back. After that, he began demanding scans of my bank card, my PIN, and some other details I can't quite recall. He promised the Contract would follow via email, detailing everything about the investor. I refused to send those sensitive details before seeing a formal agreement. Once I started digging around and asking too many questions, he just stopped responding to my emails entirely.
The confusing part is that he actually told me to come visit him IN PERSON in Savannah to hand over the documents. I told him that was a bit much and suggested we stick to email, but he kept mentioning how busy he was. Now, whenever I try to reply to that email, I get an automated bounce-back saying his inbox is full. At one point, he gave me a Facebook profile as an alternative way to send the info, so I'll leave the link here. Perhaps someone else will reach out and find out if there's any truth to his claim about meeting in person, though it strikes me as incredibly bizarre that anyone would ask for a scan of a payout card and a PIN, or suggest that I could just walk into a bank, say I'm there for the cash and the Contract, and change my PIN then. It makes no sense. Yet, the man was very diligent about sending official-looking JPMorgan Chase forms. Now, I'm genuinely worried they might exploit my seal and signature (I was intending to use my business stamp). Can they really just scan a signature and run with it?! 😢

Here is the Facebook profile we were using to chat later on--
https://www.facebook.com/mario.turak?fref=ts

Maybe you should take that straight to the Department of Homeland Security for attempted fraud.

As a certified loan broker, I've never heard of anything like this procedure. 👎

Adam Hernandez84 said:Greetings, everyone..

Since I’ve been looking into getting a loan myself, I spent days scouring Google, when suddenly—out of nowhere—I stumbled upon an ad claiming to be from a foreign investor. To make matters weirder, the guy was writing in perfect American English, claiming to be based out of Savannah and working for a firm called Progress. He insisted the investor wanted to remain anonymous. The individual I was messaging went by Mario, and his email address was mario-poslovi@net.hr. He started asking for all sorts of paperwork: bonds 1 and 2, my ID, and other documents. He even asked if I consented to him reviewing them. Naturally, I sent over scanned copies. When I requested a relatively small amount, he assured me it would be incredibly easy to secure and sent over a form for JPMorgan Chase. I filled it out, applied my seal, and sent it back. After that, he began demanding scans of my bank card, my PIN, and some other details I can't quite recall. He promised the Contract would follow via email, detailing everything about the investor. I refused to send those sensitive details before seeing a formal agreement. Once I started digging around and asking too many questions, he just stopped responding to my emails entirely.
The confusing part is that he actually told me to come visit him IN PERSON in Savannah to hand over the documents. I told him that was a bit much and suggested we stick to email, but he kept mentioning how busy he was. Now, whenever I try to reply to that email, I get an automated bounce-back saying his inbox is full. At one point, he gave me a Facebook profile as an alternative way to send the info, so I'll leave the link here. Perhaps someone else will reach out and find out if there's any truth to his claim about meeting in person, though it strikes me as incredibly bizarre that anyone would ask for a scan of a payout card and a PIN, or suggest that I could just walk into a bank, say I'm there for the cash and the Contract, and change my PIN then. It makes no sense. Yet, the man was very diligent about sending official-looking JPMorgan Chase forms. Now, I'm genuinely worried they might exploit my seal and signature (I was intending to use my business stamp). Can they really just scan a signature and run with it?! 😢

Here is the Facebook profile we were using to chat later on--
https://www.facebook.com/mario.turak?fref=ts

You actually gave him your current PIN?! Why?! I really hope you've changed it already..

To be clear, I didn't give him my PIN, nor did I scan my card. He just stopped responding entirely, so after a few days, I sent a message asking what on earth he was doing with my credit 🙂. His excuse? He claimed he was there, but we hadn't reached out. Now, I'm essentially badgering him to provide a phone number so I can actually call him. We’ve been having these very polite, very tedious exchanges on Facebook regarding the loan. And now, suddenly, he’s bringing up some insurance from $267 🙂 and whatnot. I am genuinely curious to see where this circus goes next...🙂 At this point, I find the whole ordeal quite entertaining 🙂.

Anyway, I submitted an inquiry directly through here http://www.reliancecapital.co.in/contactus.html and their response was that I am eligible for the following;
LOAN TERMS AND REPAYMENT SCHEDULE:
==============================
Loan Balance: $100,000.00
Loan Interest Rate: 2.00%
Loan Term: 30 years
Monthly Loan Payment: $369.62
Number of Payments: 360
Cumulative Payments: $133,062.94
Total Interest Paid: $33,062.94

Note: The monthly loan payment was calculated at 359 payments of $369.62 plus a final payment of $369.36.

Naturally, they insist you need to pay 200 dollars upfront just to be "safe" since you're a novice. But, to be fair, they do have a functional website. A little due diligence goes a long way.

Then there is that microfinance entity 🙂 ...soooo 🙂 it's just endless typing. Some private investor claims to be from France. Then he tells you he needs to pass you off to his manager in Italy. Next thing you know, this guy contacts you claiming to be a public notary, Nicola Pietro Zappatore. Of course, you're expected to send 365 dollars via Western Union. He even shared all sorts of documentation—IDs, passports, the works. He even acted quite wounded 🙂 because I don't seem to trust him.
In a moment of sheer sarcasm, I wrote back and asked if he wouldn't mind simply LENDING me those 365 dollars, promising to pay him back once the loan is approved. 🙂

This is a blatant scam, plain and simple. Get away from it immediately.

I have a quick question—has anyone here dealt with any US-based companies that offer loans or lines of credit?
Since I need about $1000 pretty urgently, I stumbled upon some guy online using a Hopkinson chain, and he’s asking for a $50 processing fee upfront. I’m honestly not sure about this... I guess I'd much rather borrow from someone right here in the States than deal with some random person overseas 🙂, but things are just so urgent that I don't know what to do.

What do you guys think? Is it worth sending over those 50 bucks?

thanks! 🙂

hey, send me 50 bucks too 🙏