Applying for a loan while living abroad

hahahahaha 😁 I mean, that probably sounds way smarter than just heading over to 😁 but hey, I'm pretty desperate for some cash right now so I'm asking just about anything 😁

Hannah Fox4 said:hahahahaha 😁 I mean, that probably sounds way smarter than just heading over to 😁 but hey, I'm pretty desperate for some cash right now so I'm asking just about anything 😁

Look, don't even think about sending him money. Hopefully that's clear enough
So you can't just go to a bank?
I don't know what other way you'd find to borrow $1000, but seriously, run away from offers like that

Ugh, I just can't, I've been totally broke since I lost my job. And now I really need it because I actually landed a seasonal gig overseas! I need the cash for travel and to cover my first month before my first paycheck hits... but I guess I'll find some other way to make it work 🙂

Hannah Fox4 said:Ugh, I just can't, I've been totally broke since I lost my job. And now I really need it because I actually landed a seasonal gig overseas! I need the cash for travel and to cover my first month before my first paycheck hits... but I guess I'll find some other way to make it work 🙂

Hope you pull it off and someone ends up lending you the cash (friends, maybe?)

Chloe Wright33 said:Please, please read this carefully!!!
I was actually looking into getting an international loan just like this one.
I ended up finding some company online based in the USA.
I reached out to them, and they were insisting that I pay for the credit insurance upfront. Just to be safe—you know, being cautious—I asked them to send over their official business details.
And what does the guy do? He sends me an address, a phone number, and a tax ID... but he leaves out the actual name of the company. No name at all.
So, I went ahead and searched a US business registry to see if I could verify them using that tax ID.
After that, I asked him to please, just send me the registered name of the firm.
He finally sent a name, but it had absolutely nothing to do with the company registered under the tax ID he gave me earlier. It was a total mismatch.
As soon as I called him out on it, he just ghosted me. Completely disappeared.
That's why I'm saying, please be SO CAUTIOUS about who you send "insurance" money to. There are way too many people out there losing thousands of dollars to scams like this.
NEVER, ever send money for stuff like this through Western Union....
I'm still out here searching for a legitimate loan—but so far, no luck!!!!

Good luck, everyone

Dear lady,
May I ask for your personal email via PM?
I would gladly post mine here publicly so you could reach out, but I am not sure if that is allowed. Actually, I've decided to take the risk.
If you don't mind, please contact me at kbszeljko@gmail.com, and hopefully, the mods won't ban me from the forum.

Hi everyone,
I'm curious if anyone here has any thoughts or firsthand experience regarding taking out a mortgage in Canada (or anywhere else abroad), specifically through JPMorgan Chase.
Even if you haven't done it personally, I'd really value hearing your general perspective on securing home loans outside of the US.

Thanks in advance 🙂

Greetings, everyone!

Does anyone have experience securing an auto loan abroad (perhaps in Germany, Austria, or even Canada)? I am specifically looking into purchasing a used vehicle from one of our neighboring countries.

I was wondering if anyone here might know who actually offers loans or lines of credit to people who are already drowning in debt and dealing with frozen accounts, because apparently, I can't get a single cent without putting up my house as collateral, and honestly, that just doesn't seem like a smart move to me
I mean, I suppose there might be some banks out there willing to cut a deal for someone in a tough spot, but I have no idea where to look, so thanks in advance

Robert Gomez2 said:I was wondering if anyone here might know who actually offers loans or lines of credit to people who are already drowning in debt and dealing with frozen accounts, because apparently, I can't get a single cent without putting up my house as collateral, and honestly, that just doesn't seem like a smart move to me
I mean, I suppose there might be some banks out there willing to cut a deal for someone in a tough spot, but I have no idea where to look, so thanks in advance

Still nothing? It seems like absolutely nobody is willing to lend me a hand here.😵😵😵

You can find ads on telephone poles, sure, but then you've got the scammers
—I think there’s an option for it, but honestly, I wouldn't recommend it.

Goldman Sachs used to have something like that back in the day. By the way, you're totally off-topic here.

Robert Gomez2 said:I was wondering if anyone here might know who actually offers loans or lines of credit to people who are already drowning in debt and dealing with frozen accounts, because apparently, I can't get a single cent without putting up my house as collateral, and honestly, that just doesn't seem like a smart move to me
I mean, I suppose there might be some banks out there willing to cut a deal for someone in a tough spot, but I have no idea where to look, so thanks in advance

Excuse me, ma'am,
It’s been quite a while since you posted this, but could you tell me—did you ever actually pay that $50 fee, and did it actually work?
Feel free to send me a DM if you'd rather not discuss it publicly.
Thanks.

Jonathan Ward59 said:So, I’ve actually dealt with JPMorgan Chase before, specifically their Austrian branch
I took out a $50,000 loan from them about a year back
Local banks here wouldn't touch me—too many excuses, things like not having enough reported income, being a single parent with two kids, or some nonsense about being near the social safety net threshold
Honestly, I don't even know half the hoops they try to make you jump through, so I just turned to Austria instead
It was easy; based on the house I put up as collateral, I could have easily pulled $75,000
Instead, I went with $50,000 over a 15-year term, and my monthly payment sits at around $658, which includes life insurance
I don't have the exact numbers for the appraisal costs, and legal fees were pretty standard—most people end up hiring their own lawyer anyway
The commission was 6%
They didn't make it a massive ordeal like the banks here do, and everything was finalized in about a month and a half
All in all, I'm satisfied
though if I had tried to do this locally, my monthly payment would probably have been closer to $667 over a 25-year stretch

Dear lady,
Is there any way I could get in touch with you? I am more than willing to pay whatever fee you deem appropriate for your assistance.
Thank you.

I mean, honestly, the only thing keeping me from getting into the whole predatory lending business—you know, like just low-key squeezing small businesses for every cent they've got—is my upbringing, I guess. It’s just a hobby idea, really...

Douglas Harris64 said:Hi everyone,
I'm curious if anyone here has any thoughts or firsthand experience regarding taking out a mortgage in Canada (or anywhere else abroad), specifically through JPMorgan Chase.
Even if you haven't done it personally, I'd really value hearing your general perspective on securing home loans outside of the US.

Thanks in advance 🙂

That would be really interesting to hear about.

Jesse Alvarez3 said:Of course there was no upfront payment. I stood my ground and insisted they just deduct the amount from the loan itself. Then the guy sends me a photo of his and his wife's driver's licenses along with a picture of his family at a church ceremony, claiming he’s a man of God and asking why I don't trust him. That was it. Communication ended right there.

Oh, my dear friends,
This topic has been floating around this forum for ages, but I figured I’d revive it just in case anyone else has some fresh updates to share.
As for that whole "photo and man of God" routine? I’ve received that exact response at least fifty times now. But hey, I keep playing the game. You know, I have the time, and sending emails doesn't cost me anything but a few minutes of my life, so I keep the correspondence going.
They all promise these massive loans—personally, I’m looking for $500,000—yet they only ask for a measly hundred bucks or so in fees. Honestly, don't they realize how ridiculous they look?
In my experience, I ran into one or two who actually had the nerve to ask for ten thousand dollars. I almost fell for those, too, if I actually had that kind of cash lying around to send them. But not this time.
So far, I’ve sent out at least a hundred, maybe even a hundred and fifty inquiries to these email addresses, and the result is always the same.

Richard Mendoza5 said:I spent way too much time haggling with these types offering loans from abroad at 2-5% interest. Eventually settled on one outfit out of the UK. After endless back-and-forth and arguing over terms, I'm just sitting here waiting for the funds. They claim it takes up to five days. We'll see how that goes.

Oh, please, tell me—did you actually end up getting that loan?

Has anyone here ever taken out an auto loan in Germany?

Jonathan Ward59 said:I couldn't manage to snag a loan on my own
so I ended up going through a broker instead
and honestly, everything went through without a hitch
they don't make things difficult like they do back home here in the States
though they are definitely more cautious about the details
if anyone actually cares to know how it works, just shoot me a DM

Would it be alright if I asked for your contact info regarding those overseas loans you mentioned?

Thanks

Jeffrey Lee10 said:Would it be alright if I asked for your contact info regarding those overseas loans you mentioned?

Thanks

Yeah, I actually need some info on that too... urgent... thanks