Insurance Agent Licensing Exam at H&M

Is it actually true that they've scrapped oral exams entirely and it's strictly written tests now??

edit
Oh, never mind, I see he's gone :-))

crimsonranger11 said:Is it actually true that they've scrapped oral exams entirely and it's strictly written tests now??

edit
Oh, never mind, I see he's gone :-))

So, are you feeling ready for the written part..? 😉

I’ve been sitting here reading and reading, trying my best to actually retain any of this. It’s been four years since I walked across that graduation stage, so my brain isn't exactly in peak studying shape anymore. It’s not as easy as it used to be, I'll admit that.

Does anyone happen to know how the exam is actually structured?

Is it just standard multiple choice where you pick an answer?
a)...
b)...
c)...
d)...

Or is it formatted differently?

crimsonranger11 said:I’ve been sitting here reading and reading, trying my best to actually retain any of this. It’s been four years since I walked across that graduation stage, so my brain isn't exactly in peak studying shape anymore. It’s not as easy as it used to be, I'll admit that.

Does anyone happen to know how the exam is actually structured?

Is it just standard multiple choice where you pick an answer?
a)...
b)...
c)...
d)...

Or is it formatted differently?

Exactly like that. The only catch is that out of those A, B, C, and D choices, at least two will look almost identical. You need serious focus. An hour is more than enough time if you don't lose your head. The first time I took one, I rushed through it and failed because of sheer stupidity. Once you bubble in an answer, there is no going back. Don't let that happen to you.😉

crimsonranger11 said:I’ve been sitting here reading and reading, trying my best to actually retain any of this. It’s been four years since I walked across that graduation stage, so my brain isn't exactly in peak studying shape anymore. It’s not as easy as it used to be, I'll admit that.

Does anyone happen to know how the exam is actually structured?

Is it just standard multiple choice where you pick an answer?
a)...
b)...
c)...
d)...

Or is it formatted differently?

From what I remember, it was just circling the correct answer, though some of the questions felt pretty ambiguous back then...
And let's be real, most of us aren't exactly fresh out of college; we've all been out in the workforce for a while now, so our study habits are probably a little rusty.😉

When you sit down for the exam, here’s how you handle it: during your first pass, just go through and put a tiny little dot next to the letter you think is right. Don't get bogged down. Don't linger on a single question for more than a few seconds. Just move fast and hit every single one until you reach the end.
Once you've finished that first sweep, go back to page one. This time, actually read everything. Really dig into the context. I always try to visualize a real-world scenario—like a little story unfolding for each question—to make sense of it. Only commit to an answer once you are absolutely certain.

In those final 10 to 15 minutes, look at whatever you left blank and just circle the dots you made during that first quick pass. That’s your best bet.

Also, don't be shy about asking the proctor for help. They can be a huge asset if you know how to use them...

Good luck.

Richard Wright said:When you sit down for the exam, here’s how you handle it: during your first pass, just go through and put a tiny little dot next to the letter you think is right. Don't get bogged down. Don't linger on a single question for more than a few seconds. Just move fast and hit every single one until you reach the end.
Once you've finished that first sweep, go back to page one. This time, actually read everything. Really dig into the context. I always try to visualize a real-world scenario—like a little story unfolding for each question—to make sense of it. Only commit to an answer once you are absolutely certain.

In those final 10 to 15 minutes, look at whatever you left blank and just circle the dots you made during that first quick pass. That’s your best bet.

Also, don't be shy about asking the proctor for help. They can be a huge asset if you know how to use them...

Good luck.

Do the proctors still help out with the answers at all? 🙂
And would you say the exam was pretty brutal for someone who isn't exactly an expert in this field? 😕

Lawrence Castillo97 said:Do the proctors still help out with the answers at all? 🙂
And would you say the exam was pretty brutal for someone who isn't exactly an expert in this field? 😕

Even those answers some colleagues got from the assistants turned out to be wrong when they went looking for them later, so just trust your own instincts...

Hey everyone, I could really use some advice here
I just barely scraped by on my exam with a 24 out of 40.
Honestly, though, who cares? I'm just glad that ordeal is finally over with.

In all seriousness, this test is brutal. But if you actually sit down and grind for, say, three weeks straight, you can master it.

The questions are incredibly ambiguous—kind of like what someone else mentioned earlier—and the answers feel almost identical, often bearing little resemblance to the actual study guide.
For instance, when asking about subrogation, the textbook defines it one way,
but their official answer essentially takes that same definition, flips it upside down, and rearranges the word order.

That’s pretty much how all their "correct" answers work.

crimsonranger11 said:Hey everyone, I could really use some advice here
I just barely scraped by on my exam with a 24 out of 40.
Honestly, though, who cares? I'm just glad that ordeal is finally over with.

In all seriousness, this test is brutal. But if you actually sit down and grind for, say, three weeks straight, you can master it.

The questions are incredibly ambiguous—kind of like what someone else mentioned earlier—and the answers feel almost identical, often bearing little resemblance to the actual study guide.
For instance, when asking about subrogation, the textbook defines it one way,
but their official answer essentially takes that same definition, flips it upside down, and rearranges the word order.

That’s pretty much how all their "correct" answers work.

Well, it's finally done... 🙏 I managed a 26/40, and I sincerely hope I never have to look at this material ever again in my life! 😁

Does anyone happen to have some study guides or practice questions they could email my way? I’d truly appreciate the help...

So, my girlfriend actually went ahead and crushed her FINRA exam over at MetLife. They even covered the whole training course and the exam fees for her, which was huge. Then she just rolled up, opened her own boutique, and honestly? Nobody even gave her a second look or questioned anything. She’s just out there doing her thing. 😁

Does anyone have any insight on the question format? Apparently, there won't be an oral exam anymore, but I hear they aren't multiple choice either.
Anyone happen to have some questions?

And honestly, it looks like there isn't a single kind soul in sight 😢

Hey there! It seems like everyone’s hunting for those study guides to pass the insurance agent exams, but I’m actually looking for the ones for the insurance broker exam. If anyone happens to have them lying around, I’d be super grateful!?

Does anyone happen to have a copy of the script?
I am more than willing to cover the tab for a round of beers, lunch, or dinner—whatever it takes to make it happen! 😍 😁

It looks like nobody’s chiming in yet

There really are some good souls out there 🙂

electricgull61 said:There really are some good souls out there 🙂

Did you get those study guides?
If you wouldn't mind, could you please forward them to my email?

Gerald Palmer66 said:Did you get those study guides?
If you wouldn't mind, could you please forward them to my email?

What's your email address?