Chase Student Starter Pack

Hey, does anyone actually know what day of the month my American Express bill hits my account? Like, when does it actually pull the money?

It’ll be between the 9th and the 11th, depending on whether it's a business day or a weekend.

Is anyone actually using those $333 interest rates they're offering at JPMorgan Chase on checking accounts? Just curious—how much are you guys seeing hit your balance in monthly interest?

Back when my balance was negative, I noticed an overdraft interest charge at the end of the month that hovered around $2-$1.75 per month since my account wasn't completely empty.
In any case, if the account stays consistently $333 in the red, the charge shouldn't exceed $2.25 monthly (0.078*1000/12).

Hey there! I was wondering—is it actually possible to sign up for this index plus student package without also getting an American Express card? Also, I’m curious if I could withdraw some cash right at the start, before the physical card even arrives in the mail... say, $33 out of those 1000 they're offering?

Joshua Jones17 said:Hey there! I was wondering—is it actually possible to sign up for this index plus student package without also getting an American Express card? Also, I’m curious if I could withdraw some cash right at the start, before the physical card even arrives in the mail... say, $33 out of those 1000 they're offering?

That won't work, though you aren't forced to use the card if you don't want to.
I'm pretty sure you'll just have to wait until the card shows up before you can

Does anyone know the actual expiration date on that student package? I'm wondering if it's based on a specific age limit or if it lasts until graduation. They haven't asked me for any proof of enrollment yet—do they just wait until my ID expires before checking if I'm still in school?

Quick question or two! 😬

1. What am I supposed to put in the "call number" field on my banking app? Up until now, I’ve just been typing in the date, but it keeps telling me I’m doing it wrong...

2. Is there a reason why I can't see my actual transaction history on my phone? All I can see is the total balance and some other random details that aren't really helpful... 😢
I can't tell if this is some new update or if it's just my new phone acting up, though I really don't think it should be the phone's fault, right?

So, you just head over to your Accounts section and tap on whichever one you’re looking for—say, your checking account—and then hit that menu button. Depending on whether you're using an Android device or something else, that might be a physical button on your phone or just a little icon somewhere on the screen—I'm not entirely sure how they handle things on iPhones, to be honest—but once you tap it, a menu will pop up, and from there, you can simply select "Transaction History."

Andrew Wells2 said:Quick question or two! 😬

1. What am I supposed to put in the "call number" field on my banking app? Up until now, I’ve just been typing in the date, but it keeps telling me I’m doing it wrong...

2. Is there a reason why I can't see my actual transaction history on my phone? All I can see is the total balance and some other random details that aren't really helpful... 😢
I can't tell if this is some new update or if it's just my new phone acting up, though I really don't think it should be the phone's fault, right?

You need to copy it directly from the invoice.
The date is exclusively for when you're sending money to an individual; for everything else, you absolutely must include the correct model and reference number, otherwise, you're just asking for a massive headache because the payment won't be credited to the right account.

quietcyclist32 said:Does anyone know the actual expiration date on that student package? I'm wondering if it's based on a specific age limit or if it lasts until graduation. They haven't asked me for any proof of enrollment yet—do they just wait until my ID expires before checking if I'm still in school?

You can keep using everything until you hit 27. Once you submit that initial verification while you're still in school, they don't come knocking for more paperwork.
Basically, you get a few extra years of perks even after you toss the cap at graduation. 🙂

You’re acting like some kind of Starcraft pro, aren't you? 😁

Gerald Hill7 said:So, you just head over to your Accounts section and tap on whichever one you’re looking for—say, your checking account—and then hit that menu button. Depending on whether you're using an Android device or something else, that might be a physical button on your phone or just a little icon somewhere on the screen—I'm not entirely sure how they handle things on iPhones, to be honest—but once you tap it, a menu will pop up, and from there, you can simply select "Transaction History."

Thanks! I was honestly so confused because everything used to be perfectly organized on my old phone—my balance, all my transactions, everything... but I guess it's all good now!

Casey Bennett said:You need to copy it directly from the invoice.
The date is exclusively for when you're sending money to an individual; for everything else, you absolutely must include the correct model and reference number, otherwise, you're just asking for a massive headache because the payment won't be credited to the right account.

Well, I was trying to send money to an individual—actually, I was just transferring funds to myself between two different accounts—and it wouldn't let me enter a date at all! I haven't tried it again since, but it's so weird... I've never had any issues before...🤷

My apologies if this has already been asked—I’ve scrolled through the threads but somehow missed it... so, here is my question: can you actually use that American Express card for online purchases, or is it strictly limited to using the terminal at a physical storefront?

I’ve managed to pull off online payments before. Give it a shot, but don't hold your breath—it's definitely not a guarantee that it'll work every single time.
Since this only applies here in the States, you might just want to stick to taking payments from American customers.

Lisa Rodriguez84 said:I’ve managed to pull off online payments before. Give it a shot, but don't hold your breath—it's definitely not a guarantee that it'll work every single time.
Since this only applies here in the States, you might just want to stick to taking payments from American customers.

I really appreciate the insight. 🙂

Yeah, I’ve also heard that you can only use it for payments within American online stores.

Gerald Hill7 said:Yeah, I’ve also heard that you can only use it for payments within American online stores.

So, that means using Skrill or PayPal is out of the question... unless the company is actually domestic.🙂

You can only use it on American web shops, so you won't be able to use PayPal or any other payment services.

I have one more question 😁 regarding this "Verified by Visa" thing—it keeps declining my online payments because it’s demanding some sort of verification step. What am I actually supposed to enter there? Do I need to register for something specific or what exactly is going on?