Intel Visa

I have it, thanks. Just one more quick question for you 😁
Is it the card number? You mean that long string of digits on the front? And when I'm checking out online, do I also need to enter that other number over on the right—the one that stands out a bit differently? (there's a little bird icon right underneath it)

Yeah, that long three-digit number on the back (the CVV).

Quick question for the group—if my card says it expires 10/24, does that mean it's good until the very start of October, or am I covered through the end of the month?

It’ll be done by the end of October; everyone's card is looking the same way. 🙂

Man, I tried using my Intel card to pay for something online just now, but the transaction totally flopped on me. 🤷

Whose card is this? Which banks are we talking about?

darkmaker94 said:Whose card is this? Which banks are we talking about?

So, if a buddy of mine wants to wire some cash into my account...
what info does he actually need? Just the card number and my full name? 🙂

EDIT:

I've got an Intel debit card from Chase...
is there a way I can check my balance or see my transaction history online?

He'll just need your account number along with your full name.
You can check your balance—all your deposits, withdrawals, and everything else—online if you're set up with Chase mobile banking.

darkmaker94 said:He'll just need your account number along with your full name.
You can check your balance—all your deposits, withdrawals, and everything else—online if you're set up with Chase mobile banking.

Got it, I don't have that set up yet. 😁
How would I go about getting access?
I'm guessing I'll probably need to swing by a local branch and ask them to set it up in person.
And then once they give me the security token, I just play around with the interface from there?
Am I totally off base here, or am I on the right track? 😂

bluecrane18 said:Got it, I don't have that set up yet. 😁
How would I go about getting access?
I'm guessing I'll probably need to swing by a local branch and ask them to set it up in person.
And then once they give me the security token, I just play around with the interface from there?
Am I totally off base here, or am I on the right track? 😂

👍

JP Morgan Chase Online Banking - for individuals and small businesses

Hey there! 🙂

I have a few questions and I’m honestly hoping someone here can help me out. 🙂

So, to start things off... I currently have three different Visa cards.

1. A Microsoft BUSINESS card from JP Morgan Chase—I opened this specifically for some student services. The lady at the teller window mentioned something about not depositing money into it because of certain taxes or something, but I didn't really catch her drift. My question is: can I actually use this card to register for online shopping, and am I allowed to receive transfers on it? I don't mean business funds, just stuff like if my mom wants to send me some cash without it triggering any weird tax issues or anything like that.

2. A Microsoft foreign currency/USD card from Bank of America—I got this when I signed up for a student package. I'm a bit confused about what "foreign currency" actually implies here. Can I deposit money into this one and use it for online purchases? There are those three numbers on the back, but the lady at the bank told me I might run into trouble because it's tied to USD, so I wouldn't be able to pay with other currencies. I'm totally lost. 🤷

3. A Microsoft checking account card from Bank of America—again, part of that student package. The teller told me this is the one I can use to receive any kind of transfer or pay for things in stores and stuff. But does this specific card work for ONLINE SHOPPING? It has those three digits on the side and says Electron, so I'm wondering if it's actually valid for web purchases?

That covers the Visa situation. Also, along with that student package, I received a Maestro debit card. What exactly is that for, and can I use it for online shopping? I noticed it also has that external CVV code on it.

Sorry for the massive wall of questions, but I'm genuinely curious. Online shopping is super important to me, and my boyfriend actually tried to sign up for something using all my Visas just now, but they were all declined. We have no clue why, so I'd really appreciate any insight. Thanks! 😍

1. Yeah, you can.
2. You just deposit euros into the account, and then you're good to go for shopping—online included—regardless of whether you're buying stuff in dollars, pounds, or whatever.
3. That one should work online too. Otherwise, just like the other two, you can use it at stores, ATMs, and all that.

Maestro doesn't work for online purchases.

Just a heads up, you'll need some cash in the account to get set up on PayPal.

Man, thanks so much for getting back to me so quickly! 🙂

So, I've decided to keep this business account strictly for work stuff, and I'll just use these other two for all my online shopping. Thanks again! 🙂

I'm 100% sure that first one from JP Morgan Chase works online; I use it myself. I deposit money into my account all the time without any issues at all. 🙂

Those other two from Bank of America should work just fine too.

I’m really hoping they work with Bank of America too 😁

But regarding that Microsoft business, I was setting up my contract through the university services office, and they told me I absolutely had to have a checking account at JP Morgan Chase. So, I went ahead and opened one, and the lady there noted on the paperwork that it was specifically for student services. She also gave me this big warning—basically telling me not to deposit any random cash into that specific card. Apparently, if I receive more than a certain amount, I could get hit with some kind of tax liability or some other nonsense because since it's technically "business" related, I might be held responsible. Honestly, it totally spooked me; I have no clue what she was actually getting at 🙄

Which account would be the better move here, a standard checking account or a foreign currency one? What’s the actual breakdown of the differences?
And specifically... if I go with a basic checking account, what currency am I actually depositing, and how does that change if I opt for the foreign currency version?
I need a card that works smoothly with PayPal, online betting sites, and—if it's even possible—shopping internationally.

You drop dollars into your checking account, but your foreign currency account lets you hold pretty much any other currency besides USD (plus, nobody can deposit anything into it except you or someone you've officially authorized).

Hope I can ask this here without starting a whole new thread.

So, a few days ago, a friend sent me a small amount ($23) to my JPMorgan Chase account (using my Visa Electron card) so I could mail her a magazine she couldn't find locally. A couple of days later, I checked my balance at an ATM and noticed I was short by a few bucks compared to what should have been there ($22). I went to pick up the magazine (it's $17) and swiped my card, but the cashier told me the transaction was declined. We tried twice, but nothing worked—just straight declines—even though I had almost $6.75 extra in the account. I’d actually planned on giving the cash to the bus driver when I handed him the magazine. Since the card wouldn't work, I just paid cash for the magazine instead. When I went back to the same ATM to check my balance again, I saw I only had $21 😕 left.
I looked at the receipt and it says "MBNET ATM," even though there was a big, bright JPMorgan Chase sign right above the machine, so naturally, I assumed it was theirs. Now I'm stuck on two things. Is it actually possible for an ATM to charge me a few cents just to check my balance 😕? Because I haven't withdrawn any cash from it at all. And second, why couldn't I pay for a $17 magazine when I had 66 in the account?
Anyone have any idea what's going on...

restlessowl13 said:Which account would be the better move here, a standard checking account or a foreign currency one? What’s the actual breakdown of the differences?
And specifically... if I go with a basic checking account, what currency am I actually depositing, and how does that change if I opt for the foreign currency version?
I need a card that works smoothly with PayPal, online betting sites, and—if it's even possible—shopping internationally.

If you're shopping online, going with a foreign currency account is definitely your safest bet. You're basically only working with exactly what you've put into the account—there's no risk of hitting a credit limit or accidentally going into the red like you might with a credit card. It's just the specific amount sitting there. For example, if I wanted to grab something for $50, I’d just head down to Chase, toss $60 into my foreign currency account, and call it a day.

It’s basically the exact same deal with a checking account, except you don't have to mess around with foreign currency conversions. 🙂