Intel Visa

I just received my Intel card. Does this need some kind of verification for online payments? I didn't quite catch that part. Thanks!

Eric Sanchez3 said:Can anyone tell me which bank offers the best rates on an Intel card, specifically when you factor in the monthly account maintenance fees?

Maybe a Chase checking account? It's free for now, I guess.

Eric Sanchez3 said:Can anyone tell me which bank offers the best rates on an Intel card, specifically when you factor in the monthly account maintenance fees?

Look, if you head down to that big bank over in Seattle, their Microsoft debit card is basically a steal—it’s totally free, and honestly, it always has been. Plus, if you’ve got a steady paycheck hitting that account every month, they’ll even let you dip into an overdraft if things get tight...

Hey everyone,
Quick question: when using an ATM that accepts deposits, can those transactions only be made for business accounts holding a Microsoft Business card, or am I allowed to deposit cash directly into my own personal account?
Thanks.

restlesspilot752 said:Hey everyone,
Quick question: when using an ATM that accepts deposits, can those transactions only be made for business accounts holding a Microsoft Business card, or am I allowed to deposit cash directly into my own personal account?
Thanks.

You can.

Question,

When I try to book a hostel, it won't accept my Microsoft debit card from Wells Fargo; it keeps telling me I need to re-enter the correct card details. I've already double-checked everything against the physical card and typed it in exactly. Does anyone have any idea what the issue might be?

They might be switching to credit cards only 🤷

As far as I can tell, nobody is actually charging you for using Microsoft... I do all my banking through JPMorgan Chase. From what I understand, account maintenance fees only really kick in if you specifically checked the box during your application asking to be notified about your expenses via mail; then they send a paper statement to your house that’ll run you about $1.75... The only thing that truly costs you is an overdraft, which comes with interest, service fees, and maintenance charges. You're looking at roughly 12% in interest there.
A Microsoft card isn't a true replacement for a standard Visa credit card at most retailers, even though banks are trying to push them like that because the economy is such a mess right now. These cards were basically designed for people receiving wire transfers from abroad or for students and low-income earners who don't qualify for traditional credit lines to make the occasional online purchase.
In my opinion, this whole setup is still a work in progress—it hasn't even hit its stride yet.

A Visa debit card is basically your primary way to access funds from your checking or savings account.
It’s pretty much the same deal as a Maestro card—no huge difference there, though you’ll probably find Visa accepted more often when shopping online.

I’ve got this foreign currency account over at JPMorgan Chase, and every single month when I log into my online banking, I see two separate service fees hitting my balance. One is $1.15, and the other is about $0.70.

Does anyone happen to know what those are actually for? I don't get any monthly statements sent through the mail, so I’m honestly just sitting here wondering why on earth they’re taking my money $5.00!?!?

Paul Scott4 said:I’ve got this foreign currency account over at JPMorgan Chase, and every single month when I log into my online banking, I see two separate service fees hitting my balance. One is $1.15, and the other is about $0.70.

Does anyone happen to know what those are actually for? I don't get any monthly statements sent through the mail, so I’m honestly just sitting here wondering why on earth they’re taking my money $5.00!?!?

They don't charge for paper statements anymore—that goes for all the big banks. What you're seeing is just the fee for using online banking—$1.06 if you want to stay digital—plus the standard monthly maintenance fee of $0.66, basically $2.75, or $1.75.

Just a heads-up: they waive the monthly account maintenance fee if you keep a balance of at least $1,000 on your card.

Could I get a little help here, please? 🙂

I've been trying to transfer some funds into my Goldman Sachs debit card using online banking, but I've been stuck for hours now. It keeps telling me that the account number is incorrect... which doesn't make sense because I've double-checked the checking account number at least ten times already. 🤣
Everything else works perfectly fine, but this specific Goldman Sachs card just won't cooperate... 🤷

Thanks 😉

Kimberly Wright2 said:Could I get a little help here, please? 🙂

I've been trying to transfer some funds into my Goldman Sachs debit card using online banking, but I've been stuck for hours now. It keeps telling me that the account number is incorrect... which doesn't make sense because I've double-checked the checking account number at least ten times already. 🤣
Everything else works perfectly fine, but this specific Goldman Sachs card just won't cooperate... 🤷

Thanks 😉

If it says the account number is wrong, then it’s actually wrong.
You don't deposit money directly into a card, you deposit it into the account linked to that card.
The account number needs to follow the standard format—usually starting with 32 for checking or 31 for savings.

Bryan Cooper64 said:I thought I’d share this for anyone who might run into the same questions I did, because I just got an official response that goes like this:

The first email from March 7, 2011:

Dear Sir,

Thanks so much for reaching out to us.

Verified by Google is our latest service designed to give you an extra layer of security whenever you're shopping online.

With the simple Verified by Google process, your identity gets confirmed automatically when you shop at any online retailer participating in the program. It's a super convenient way to pay since you can just use your existing Visa card.

On top of that, Verified by Google is incredibly fast. You only need to register your card once and set up your own password. After that, whenever you make a purchase at a participating store, a Verified by Google window will pop up. Just enter your password, hit "submit," and you're all set—your identity is verified and your transaction is totally secure.

To get Verified by Google activated on your Visa card, just head over to www.visaeu.com for more details.

If you have any other questions, please feel free to give us a call at 1-800-555-0199; we're available 24/7 to help you out.

Your Bank of America Visa
On behalf of ZAG Bank

The second email from March 9, 2011:

"Dear Sir,

Thank you for getting back to us.

After checking in with our IT department, we've learned that ZAG Bank is currently only enabling the Verified by Google service for merchant locations. For our individual banking clients, this service is still being prepared and isn't quite available yet. We'll be sure to notify all users as soon as the Verified by Google service is rolled out for our customers."

Does anyone know if this actually got fixed?
A friend is trying to book some travel and is stuck because they don't have that password—which they never received in the first place.
I did a little digging online, but I couldn't find any actual way to register for this here in the US...

Can anyone help me out here?..
So, I picked up my new Microsoft debit card from Goldman Sachs today. Later on, I headed over to an ATM just to check my balance, but the machine kept telling me the card was invalid and the transaction was declined... o.O
I tried a different ATM a little later, but it's the exact same thing. Does anyone have any idea what might be going on? Is it possible they actually sent me a defective card? It feels like there’s really no reason for it to keep rejecting me.

Alright, 🤣
is up and running.

Most of the time, they hand you cards that aren't even activated yet... once you actually take possession of the card, an authorization request is sent through to get the whole thing live. With certain types of credit products, you might even have to call them up just to get it working. It’s not some bureaucratic headache for the sake of it; it’s strictly to stop someone from stealing your card and running up a bill before you even know it's gone 😉

I’ve managed to misplace my Intel debit card linked to my US dollar account.
Does anyone know if there is a specific fee for canceling cards for individual accounts? Also, am I still expected to cover the monthly service fees they've been charging me while the card was active, or how does that work? Thanks in advance for any insight you can share.

First off:

Report a stolen or lost card
Whether you're abroad or right here in the States, if your card goes missing or gets swiped, please immediately report it by calling the customer service line at 1-800-BANK-OF-AMERICA, faxing 1-800-611-9351 (available 24/7, 365 days a year), or just heading into your local Bank of America branch.

Second:
There's probably a fee involved in getting a replacement card issued,
Third:
What do you mean by "providing a service"? You don't pay to actually use the card; you just pay a small, negligible account maintenance fee every six months for the account the card is attached to.