Domestic transfers and payments in USD

Honestly, I don't think you need to call the cops right out of the gate. If I actually bought something and it didn't show up, I'd just hit up the retailer first to see where they sent it.

Charles Ramos7 said:Honestly, I don't think you need to call the cops right out of the gate. If I actually bought something and it didn't show up, I'd just hit up the retailer first to see where they sent it.

That’s a sharp observation. Truly. 🙂
I wouldn't have even thought of that myself.

So, I’ve got a question about JP Morgan Chase.
Yesterday afternoon, I had $67 deposited into my account. I checked my balance this morning, but the money just isn't there... I figured maybe it would take 24 hours to clear, but I just went to the ATM and it still shows nothing. Honestly, I'm starting to panic a little—where did my money go?
Is it actually possible for it to take this long for them to transfer funds into my account, or am I missing something?
I have no idea what to think anymore 👎😢

I hope I didn't post this in the wrong subforum. If I did, could someone please move it? 😉

Look, just ask the sender for a copy of the receipt. That’s the only way you're going to know for sure if the money actually cleared and if they even used the right account number in the first place.

I’ve double-checked everything on my end—both my address and the sender's address are correct, and I made sure my account number was written down perfectly. The payment was actually made at a local Post Office rather than through JP Morgan Chase... maybe that's why it's taking a bit longer to clear?

It should be hitting the account by tomorrow, though I wouldn't count on getting an actual deposit slip from JP Morgan Chase

And please, for heaven's sake, fix your signature to actually follow the rules

Quick question for anyone using online banking: if I pay via an app or web portal, how long does it actually take for the payment to show up? Thanks.

If you're transferring within the same bank, it's instant—but if you're dealing with a different institution, expect a delay through the afternoon; honestly, you might be better off just waiting until tomorrow. 😉

Hey everyone... if I'm posting this in the wrong sub or something, mods please just move it. I don't really know my way around here yet. So, yesterday around 4 PM, I transferred some money via online banking from my Chase account over to my Wells Fargo checking account. Roughly how long does it usually take for those funds to actually show up in my balance?

I’m pretty sure you’ve already accounted for that on your end

I was wondering—and I know this might be a bit of a long shot—but is it actually possible to pay someone via Zelle without having to include their physical address? It’s for a private individual, so I don't really need to list where they live... I just have their full name and their account number handy.

If you're paying via Zelle or Venmo, you're good to go! I just slap my full name in there, and for the location, I just put something like New York, New York... as long as the field isn't empty, it works fine!

EDIT: Please delete this

Hey there!

Quick question... I have a USD account open at Chase, and I was wondering if someone here in the States can transfer money directly into it, or do they need power of attorney like they do for foreign currency accounts? Thanks!!! :-)

Man, I wish someone would just pay my bills in dollars... (that's what a checking account is, right?)

Jeffrey Walker3 said:Man, I wish someone would just pay my bills in dollars... (that's what a checking account is, right?)

I assume it's a checking account, but I'm a little confused because Chase shows several options—like a debit card linked account, a standard checking account, and a savings account—so I'm not totally sure which one we're talking about. I have a foreign currency account with a linked USD account, and I can't tell if someone can actually deposit money into it or not. I know you can't deposit directly into a foreign currency account. Maybe I'll just ask someone to try a transfer and see what happens!

Thanks! :-)

Noah Ramirez72 said:I assume it's a checking account, but I'm a little confused because Chase shows several options—like a debit card linked account, a standard checking account, and a savings account—so I'm not totally sure which one we're talking about. I have a foreign currency account with a linked USD account, and I can't tell if someone can actually deposit money into it or not. I know you can't deposit directly into a foreign currency account. Maybe I'll just ask someone to try a transfer and see what happens!

Thanks! :-)

There's checking, savings, and foreign currency accounts—and a foreign currency account can't be linked to a domestic one like that.
At Chase, all accounts except checking are linked to a Visa Electron; checking uses a Maestro card.
If the account number starts with 32, it's checking; 31 means savings; 87 or 90 indicates a specialized savings account.🙂

EDIT: That last part only applies to Chase.

Patrick Collins4 said:There's checking, savings, and foreign currency accounts—and a foreign currency account can't be linked to a domestic one like that.
At Chase, all accounts except checking are linked to a Visa Electron; checking uses a Maestro card.
If the account number starts with 32, it's checking; 31 means savings; 87 or 90 indicates a specialized savings account.🙂

EDIT: That last part only applies to Chase.

Thanks, I was actually wondering how to tell which account is which! Mine starts with 87, so I guess it's a savings account. Can people still deposit money into it?

Noah Ramirez72 said:Thanks, I was actually wondering how to tell which account is which! Mine starts with 87, so I guess it's a savings account. Can people still deposit money into it?

Sure, if they want to... 🙂

What happens if you get the name wrong but the account number is correct?