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Chase Mastercard Standard card

Started by casualfox9 · · 👁 13 views · 149 replies

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Participants casualfox9Jerry Wright6John Thomas2Andrew Smith16Kenneth Myers10Kimberly Nguyencoppermarlin5Amy Lopez5Mark Sullivan62Steven Reedruggedhound0ironsurfer10restlessgull82Scott Johnson45Thomas Gonzalez32Ashley Reed2Christian Hernandez11Adam Fox3dustyangler80Andrew Martin13Richard Wrightdarkmaker94Patrick Edwards2coastalwalker74 …
rapidskipper12 rapidskipper12 Active Member
209 messages
joined Jan 2019
#61 ·
That’s never happened to me... What are you even doing with those cards? Washing them? 😉
Lawrence Cruz Lawrence Cruz Active Member
118 messages
joined Jun 2010
#62 ·
I'm telling you, I've had mine for over 15 years now—and even with my kids constantly messing around with my old gear, they haven't managed to break it yet.
rustypanther39 rustypanther39 Member
48 messages
joined Sep 2010
#63 ·
He probably just kept his cards tucked in his pocket, and the heat from his body caused those little strips to peel right off🤷😁. Honestly, there’s no other way it could have happened.
Ryan Carter52 Ryan Carter52 Active Member
123 messages
joined Jan 2015
#64 ·
I don't think you guys quite get it, those cards are honestly total garbage; I have this one debit card from my foreign currency account that I've never even carried in my wallet because I probably only need it once a month, so it just sits there in a folder with my banking documents, and yet all the lettering has already rubbed off even though I haven't even had it for two months.
I guess someone else on this thread mentioned in a PDF how quickly the print wears away, and maybe the signature strip does the same thing too.
Sandra Williams70 Sandra Williams70 Member
45 messages
joined Jun 2010
#65 ·
rustypanther39 said:He probably just kept his cards tucked in his pocket, and the heat from his body caused those little strips to peel right off🤷😁. Honestly, there’s no other way it could have happened.

He didn't know where to sign—didn't want to look like an idiot—so he started lying. Now he’s stuck because he can't figure out his way out of it. Typical American mentality. 🙄
rustypanther39 rustypanther39 Member
48 messages
joined Sep 2010
#66 ·
Sandra Williams70 said:He didn't know where to sign—didn't want to look like an idiot—so he started lying. Now he’s stuck because he can't figure out his way out of it. Typical American mentality. 🙄

🤷🙄

I was just checking out my Chase cards, and honestly, they all have such long expiration dates. The magnetic strips look brand new, too. The only thing is that the raised white lettering on my Visa Mastercard has worn down just a tiny bit.
Ryan Carter52 Ryan Carter52 Active Member
123 messages
joined Jan 2015
#67 ·
Sandra Williams70 said:He didn't know where to sign—didn't want to look like an idiot—so he started lying. Now he’s stuck because he can't figure out his way out of it. Typical American mentality. 🙄

Congrats on passing! 🙏🙏 🙏My parents always tried to teach me that lying isn't really the best way to go about things 🙂, and I think you might have actually shown that mindset with this post! goodness me.

P.S. Just so you know, I haven't bothered signing my debit cards for years since it doesn't seem to matter anyway, because I don't think anyone asks for a signature on a receipt unless it's a credit card.

@rustypanther39, the lettering on my Bank of America cards has completely rubbed off, and from Chase I only have a Maestro debit card left where the letters are still okay, though the card itself is starting to peel apart at the edges, so I'm pretty lucky it expires soon.
vividranger8 vividranger8 Active Member
96 messages
joined Aug 2011
#68 ·
Ryan Carter52 said:Yeah, I mean, it’s just that on all my cards, that strip keeps peeling off into a hundred tiny little pieces, which is really what I was getting at.

Ugh, yeah, there's honestly just nothing you can do about that. 🙂
Kenneth Evans2 Kenneth Evans2 Newcomer
2 messages
joined Aug 2011
#69 ·
My Visa Mastercard from JPMorgan Chase hits my account on the 15th of every month. I usually make sure there's enough cash sitting in there—or at least enough cushion in my overdraft—to cover the full amount.

I was planning on squaring things up tomorrow, but then it hit me—tomorrow is a holiday, so the banks will be closed. Those ATMs that take deposits won't even process anything until Tuesday. To make matters worse, I don't know anyone with access to Chase Online who could just transfer me that $300-$133.

So, how should I handle this?

Am I going to end up hitting an unauthorized overdraft? Or does the bank have some other way of handling these little timing hiccups?

My plan is to head straight to the branch first thing Tuesday morning to deposit the funds...

Any potential headaches I should be looking out for?

Thanks...
rapidskipper12 rapidskipper12 Active Member
209 messages
joined Jan 2019
#70 ·
That's just wrong. JPMorgan Chase ATMs credit your account immediately, regardless of whether it's a Sunday or some random holiday... Just hit up an ATM tomorrow and deposit it...
Kenneth Evans2 Kenneth Evans2 Newcomer
2 messages
joined Aug 2011
#71 ·
Alright... thanks...

So, I was looking through their brochure here:

and honestly, the info on page five left me a bit scratching my head.

Does anyone have a clue what time the Visa Mastercard transactions usually hit for settlement? I get the feeling it always happens in the afternoon—or is it more of a "whenever it feels like it" kind of situation?
Steven Reed Steven Reed Regular
354 messages
joined Dec 2014
#72 ·
Those ATMs where you have to use an envelope—the ones that don't credit your account until the next business day (honestly, I haven't seen one of those in ages)—are different from the standard deposit machines where you just slide the cash in without an envelope; those credit your account instantly. Even if a Visa Mastercard transaction hits your balance before you actually make the deposit (say, it posts at 6 PM and you drop the cash off at 7 PM), there won't be any fallout—no interest penalties or anything like that—simply because the posting date remains the same 😉
wiredlynx28 wiredlynx28 Active Member
151 messages
joined Mar 2014
#73 ·
Does anyone know if Chase cards have received a new design, maybe something more European-looking? Like the ones you see at UniCredit in Italy or elsewhere in Europe
Steven Reed Steven Reed Regular
354 messages
joined Dec 2014
#74 ·
Yeah, they switched—the Visa Mastercard is white now.
Taylor Jackson Taylor Jackson Newcomer
3 messages
joined Sep 2011
#75 ·
Would anyone be kind enough to inform me how much time typically elapses while waiting for a Visa Mastercard to arrive from JPMorgan Chase once the application for issuance has been formally submitted?
Matthew Morgan61 Matthew Morgan61 Newcomer
3 messages
joined Sep 2011
#76 ·
Taylor Jackson said:Would anyone be kind enough to inform me how much time typically elapses while waiting for a Visa Mastercard to arrive from JPMorgan Chase once the application for issuance has been formally submitted?

I put in for a Gold card last Tuesday, I think. Got a call from my bank yesterday saying everything cleared. Now I'm just sitting around waiting for something to show up in the mail—a PIN, a notification, whatever.
Taylor Jackson Taylor Jackson Newcomer
3 messages
joined Sep 2011
#77 ·
Matthew Morgan61 said:I put in for a Gold card last Tuesday, I think. Got a call from my bank yesterday saying everything cleared. Now I'm just sitting around waiting for something to show up in the mail—a PIN, a notification, whatever.

My Go Card arrived quite promptly, having been delivered directly to my home via mail, yet I find myself still awaiting the arrival of my standard Chase Mastercard, despite having filed the request for it simultaneously back on August 29th.
Henry Rogers4 Henry Rogers4 Newcomer
3 messages
joined Sep 2011
#78 ·
Can I use my Chase Mastercard to pay via PayPal??
Patrick Peterson49 Patrick Peterson49 Active Member
76 messages
joined Sep 2011
#79 ·
sure can
rustypanther39 rustypanther39 Member
48 messages
joined Sep 2010
#80 ·
Does anyone happen to know what the daily cash withdrawal limit is for a CHASE MASTERCARD debit card at an ATM?

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