How can I grow $40,000 in a single year?

darkpanther24 said:🙂

I find myself feeling neither particularly thrilled nor especially disappointed by the fact that you’re pulling in $50,000 a year from the stock market, nor am I moved by the news that Justin Palmer45 managed to rake in a 130% return in just over a year. To be perfectly honest, I don't think I would feel any more joyful or any more sorrowful if you both were to lose every last cent tomorrow.
To be perfectly honest, I find myself completely indifferent to your various successes—or failures, for that matter. It’s all quite academic to me; frankly, I don't stand to gain a cent from any of it, nor do I lose a dime.
How far can one go before they start feeling a sense of envy toward everyone turning a profit in the capital markets? It seems like there are just so many people riding the wave in this current bull market we’re seeing across the country.
Nobody had any reason to go after Justin Palmer45 until he dropped that absolutely scathing post of his. Self-congratulation and excessive self-admiration—it’s a tiresome spectacle, isn't it? That was precisely when the backlash started to intensify.
Look, nobody here is breathing down your neck or forcing your hand, not even you: whether you decide to enlighten us by sharing your story is entirely up to you. At the end of the day, this is a free country.

And you’re back at it again, making the same accusations despite clearly failing to actually read the previous posts. We have already thoroughly addressed this point, yet you persist in circling the same drain. It seems quite evident that you are struggling with both self-awareness and sound judgment. Honestly, how can you possibly call it self-promotion when you’re just posting something on a forum where you don't even know who is reading? You’re chasing ghosts, especially when considering who is actually lurking behind these pseudonyms—it's all just a bit much.
You’re clearly digging yourself into a hole here... honestly, I’m done engaging with you because this kind of back-and-forth is simply beneath me.
I’m sticking to my guns regarding my decision to go all-in on ERU—though, if I’m being honest, that very same move has been dragging me into the red lately.😳

idvi said:
Alright, listen up my dear "experts"—I picked up some ERNT stock $310 (back at the end of 2004) and now it’s sitting at $717... and honestly, look at you guys calling me the naive one.
Just to rub it in a little bit—let's say we went from 930 to 2150, which is roughly a 130% jump. So, $40,000 X 130% = $52,000 profit. I'm laying this out right here just so you can see how much nonsense you were spouting when I first asked my question.
😎 😎 👍 I just couldn't help myself. Oh man, I'm definitely going down in history (looking at you, moderator)! 🤣

I'm quoting you again just to highlight what kind of "high level" thinker you really are. Everything you ask for advice on, you label as "advicefrom experts," calling them naive (since clearly you aren't) and claiming they're just talking trash.
On top of that, you mentioned having all these obligations and promised to share your experience once you had more free time. From where I'm sitting, looks like you've got plenty of time since you're always posting. You probably writing your memoirs or something (like Warren Buffett).
And hey, we actually agree on one thing: continuing this argument is a total waste of breath. This is my last post on this thread you started, mostly because I don't want to bother you—after all, I'm "below your level" and apparently "struggling with sound judgment."

LardLover said:You’re probably busy drafting your memoirs (much like Warren Buffett).

🤣 🤣 🤣 🤣

idvi said:
Listen up, you "experts." I picked up some ERNT stock $310 back at the end of 2004. Fast forward to now, it's sitting at $717... and honestly, look at you guys calling me naive. You're the ones who couldn't see straight.
Just to rub it in a little—the math is simple: 930 to 2150 is roughly a 130% jump. So, my 40,000 USD turned into an extra 52,000 USD. Why am I even typing this? To show you how much nonsense you were spewing when I first asked about this.
😎 😎 👍 I just couldn't stay quiet. Oh boy, here comes the ban hammer from the moderator... 🤣

Back in 2004, I put 37,500 USD into a property. Then I dumped another 10,000 USD into renovations. Today, that project is worth 205,000 USD, and it’s pulling in 15,000 USD in annual income on its own.
Stocks 👎

Ona007 said:Back in 2004, I put $37,500 into a property... then threw in another $10,000 for some renovations. Fast forward to now, and my little project is worth about $205,000, and it’s bringing in $15,000 in annual income.
Stocks 👎

Congrats on the smart move, really—but honestly? You could be doing even better than that:

Right now, you're looking at $15,000 a year, which works out to roughly a 31.5% annual return on your initial investment. That's actually pretty solid—I remember when I first started looking at real estate, I thought anything over 10% was a home run.

But if we look at the current value, since the place is worth $205k, that $15k income is only about a 7% yield (and that's before you factor in things like maintenance or property taxes, right?). Personally, I might consider selling. If the asset is truly worth $205k, tying it all up in one spot for a 7% return feels a bit inefficient—especially when you can find much better ways to grow that money through the market without all the headaches and risks of managing property.

Ona007 said:Back in 2004, I put $37,500 into a property... then tossed in another $10,000 for renovations. Now, my project is worth $205,000 and pulls in about $15,000 in annual income..
Stocks 👎

Anyway, did I ever tell you guys how I took down a grizzly bear with my bare hands?

dustyscout53 said:Anyway, did I ever tell you guys about the time I took down a grizzly bear with my bare hands?

was her name Sylvia? 🤣

walter said:Anyway, did I ever tell you guys how I took down a grizzly bear with my bare hands?

I honestly don't find those jokes about people from the South funny at all.
You can't pay your rent with good vibes alone.😁

If I can jump in here,

How much do you think I could actually pull in by managing a $400,000 portfolio over two years at our local banks?

frozenharbor7 said:If I could just jump in here,

How much interest could I realistically pull in by putting $400,000 into a two-year CD at our local banks?

The truth is, you don't really "make money" on a CD—it’s more about preserving what you have than building wealth. 🙂

? What kind of interest rate are we looking at for $400,000 over 24 months... and I’m being dead serious here.

frozenharbor7 said:What kind of interest rate are we looking at for a $400,000 loan over 24 months... and I am being dead serious here.

It’s funny—you almost want someone to just crawl through all the major bank websites for you and hand over a neat little summary showing where the rates are highest and exactly what they are. 😁 Master Yoda 😉 style. But honestly, if you try to navigate those banking portals yourself (check out this list of US financial institutions for reference ), you’ll probably run into that vague "subject to negotiation" fine print most of the time. Still, it's worth the click just to see which tier of rates you're dealing with compared to the last one. 😎

Alright, Kenneth Myers10. It's a deal.

There’s just a bunch of empty filler here so some random doctor doesn't lose their mind... In your opinion, how much could we realistically push it? Like, maybe 6 percent? Or 7... or even 12?

Go grab some gold or silver bullion!👍

frozenharbor7 said:There’s just a bunch of empty filler here so no doctor can ever get a handle on things. In your opinion, what would be a realistic percentage—maybe 6 percent? Or maybe 7... or even 12?

If you're asking me specifically...

I honestly don't know. I've never really dealt with sums of money large enough to fall under that "negotiable" category—you know, the kind where you sit down and hash out a custom deal—so I stopped messing around with CDs a long time ago and moved everything over to mutual funds.😎

Mutual funds just aren't my thing...

Look, I'll just tell you which stocks to buy and take a flat fee for the consultation... I've been trading since '98.

Kyle Nelson2 said:Look, I'll just tell you exactly which stocks to buy and charge you a flat consultation fee... I've been trading since '98.

Alright then. Let's say we split the profits—80% goes to me, 20% stays with you. But how exactly are we splitting the potential losses?

Kyle Nelson2 said:I'll just tell you which stocks to buy and charge you a flat fee for the advice... I've been trading since '98.

Unless you're a registered investment advisor, you just committed a felony that carries a prison sentence of up to three years. 🙂