#1 ·
Can anyone tell me where I can pick up some cash here in New York City if I'm receiving a transfer through Western Union? Like, at the main branch or just any location?
Western Union
Started by Dana Ward17 · · 👁 5 views · 183 replies
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#3 ·
Not sure how much this even fits in this Threads thread, but just a heads up:
Using Western Union or stuff like that to buy or sell a car on those big global sites? Pretty risky. Don't be that person who gets scammed and sends thousands upfront. Once that cash hits Western Union, anyone can grab it and there's basically zero way to get it back—unlike what some banks offer.
So, stay sharp. Avoid those "too good to be true" car deals, especially if the seller is emailing you from Ireland or England.
Anyone want more info? Just ask.
Using Western Union or stuff like that to buy or sell a car on those big global sites? Pretty risky. Don't be that person who gets scammed and sends thousands upfront. Once that cash hits Western Union, anyone can grab it and there's basically zero way to get it back—unlike what some banks offer.
So, stay sharp. Avoid those "too good to be true" car deals, especially if the seller is emailing you from Ireland or England.
Anyone want more info? Just ask.
#4 ·
Dana Ward17 said:Can anyone tell me where I can pick up some cash here in New York City if I'm receiving a transfer through Western Union? Like, at the main branch or just any location?
Anywhere you see their sticker, honestly. Just look for a USPS location or a bank.
#5 ·
I need to send about $15 over to a company in Germany using Western Union for some services, but I’ve honestly never used them before. Does anyone know what kind of ridiculous fee I should expect to get hit with? And more importantly, is this actually a reliable way to get money across the pond without everything going sideways?
#6 ·
Jeffrey Bishop70 said:I need to send about $15 over to a company in Germany using Western Union for some services, but I’ve honestly never used them before. Does anyone know what kind of ridiculous fee I should expect to get hit with? And more importantly, is this actually a reliable way to get money across the pond without everything going sideways?
The fee might actually end up being more than the amount you're sending. As far as reliability goes, you'll be fine.
#7 ·
Jeffrey Bishop70 said:I need to send about $15 over to a company in Germany using Western Union for some services, but I’ve honestly never used them before. Does anyone know what kind of ridiculous fee I should expect to get hit with? And more importantly, is this actually a reliable way to get money across the pond without everything going sideways?
Well, here in the States, you have much more flexibility than some other places—you aren't just limited to sending money to individuals; you can pay businesses too. If you want to know the exact damage to your wallet, just hop onto the USPS website. They have a calculator that makes it incredibly easy to figure out. I believe the minimum fee starts around $33, though it really fluctuates depending on how much cash you're moving.
#8 ·
Could someone please explain the process for making payments through this platform 😕? 🤷I would appreciate some guidance on how to handle transactions here.
#9 ·
So, here’s how the whole thing actually works: you walk into a local bank branch—let's say a Chase or a Bank of America—and ask for the specific transfer form. Once you've filled that out, you hand it over to the teller at the window. After you settle up with her in cash, she hands you a unique transaction code. You just send that code to whoever you want. Then, the recipient heads down to their own bank and tells them they're receiving funds via Western Union. The teller gives them a slip to fill out with their details and that specific code you sent. They wait about fifteen minutes or so, and then the teller hands over the cash. 😉
#10 ·
driftingbadger3 said:Could someone please explain the process for making payments through this platform 😕? 🤷I would appreciate some guidance on how to handle transactions here.
The fees are pretty steep......
Isn't there some other way to handle this?
#11 ·
Lisa Brown5 said:The fees are pretty steep......
Isn't there some other way to handle this?
Well, you can actually get a lower rate if the person you're sending money to already has an active account at that specific bank.
#12 ·
driftingbadger3 said:Could someone please explain the process for making payments through this platform 😕? 🤷I would appreciate some guidance on how to handle transactions here.
And honestly, almost every local post office offers that kind of service.
The tricky part is that you can't technically list a business as the recipient.
What you could probably do is just put down an individual's name (like an employee) at the company.
#14 ·
If you check the websites for the post office or any bank that handles Western Union, they list the commission fees right there.
#15 ·
Donna Thompson2 said:Well, you can actually get a lower rate if the person you're sending money to already has an active account at that specific bank.
That seems a bit questionable to me.
A few years back—while I was out working somewhere in the Caribbean—my cards all got stolen. My only way to get my hands on my cash from my Chase account was to have someone send it via Western Union, or try to wire it myself through online banking to a local account in that country (which I had set up since I was working there and getting paid locally).
As it turned out, that second option ended up being way more expensive than using Western Union, mostly because the local bank charged a massive fee just to process incoming international transfers.
So, on top of the transfer fee you pay at one of your American banks, there's a real chance the receiving bank will take their own cut of the funds too. In those cases, even a pricey Western Union transaction can actually turn out to be the cheaper route.
Another big plus with Western Union is that you can grab your cash almost immediately after the transfer goes through—plus, their network is absolutely massive. Even in my tiny little town in the Caribbean, I managed to find three different locations without any trouble at all.
#16 ·
cosmicviper36 said:I was wondering, what kind of commission are we looking at if I wanted to send, say, $100?
If my memory serves me correctly, the fee is roughly $67... though I believe it's based on the specific transaction rather than the total amount. 🤷 It’s been a few years since I last used the service, so I can't say for certain, but that's how I recall it working.☕
#17 ·
Samuel Perez32 said:If my memory serves me correctly, the fee is roughly $67... though I believe it's based on the specific transaction rather than the total amount. 🤷 It’s been a few years since I last used the service, so I can't say for certain, but that's how I recall it working.☕
Actually, the fee depends on the total amount being sent, not the number of transactions.
You might want to check if MoneyGr is available in the US; it functions just like Western Union but tends to be about half the price.
I was sending money from Canada this past summer using Western Union, and on a $100 transfer, I ended up getting hit with an $18 fee.
#18 ·
And when I want to pick up some cash from overseas, what’s the actual process? Do I just head down to the local Post Office, sign up there, and show them a code or something?
#19 ·
shadowpuma75 said:And when I want to pick up some cash from overseas, what’s the actual process? Do I just head down to the local Post Office, sign up there, and show them a code or something?
You can hit up a post office or just go to a bank somewhere.
Basically, you show up and tell them you're expecting money sent via Western Union. You'll need the sender's full legal name and their address too. And seriously, don't forget that control number the sender gives you—if you don't have that number, you aren't getting a cent.
You fill out their paperwork, wait a bit while they check things over at the branch in San Francisco, and if everything clears, they'll send back a confirmation with the amount you're grabbing. If someone is sending you Euros, you'll probably only be able to withdraw US Dollars here, so then you'd have to exchange them into Euros later... you're gonna lose a little on the exchange rate; it's not huge, but yeah, you lose money. That's pretty much it.
#20 ·
For instance—let's say someone over in Switzerland wants to send me some cash via Western Union.
Beyond my full name and the specific amount, what other details do I need to provide?
And what information will they "send back" to me so I can actually collect the funds? Is it just my name, address, and that specific tracking code?
Will I run into any fees when I go to pick up the money, or is the sender the only one getting fleeced here?
Beyond my full name and the specific amount, what other details do I need to provide?
And what information will they "send back" to me so I can actually collect the funds? Is it just my name, address, and that specific tracking code?
Will I run into any fees when I go to pick up the money, or is the sender the only one getting fleeced here?
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