Posts by Brian Jackson39

For anyone looking for actual answers, they should probably just take a test or go see a gynecologist. If you're out there sleeping with guys, it’s high time you started taking responsibility for your own health.

Look, I'm just a regular forum user here.
The question might seem a bit silly... though, honestly, maybe it isn't.
In the worlds of business and politics, being an attractive woman can actually be more of a hindrance than a help.
Work is work. Sex appeal and physical attractiveness belong to a different part of life, even if people constantly conflate the two—usually in a pretty derogatory way.
When there's actual business to be done, looks tend to distract from the substance of who you are. And frankly, what America needs right now isn't some beauty queen drawing eyes toward her appearance rather than her intellect.
From a purely superficial standpoint, Condoleezza Rice handles this perfectly. She’s always impeccably dressed in classic, understated tones—blacks, whites, greys—which is exactly the vibe you want for a stateswoman.
And for another thing, when it comes to aesthetics, look at Angela Merkel... Rice actually has the edge there. So, does looking good really dictate whether a woman succeeds in politics?

steelsurfer17 said::-)

So what’s your take then: is it actually doable? Even with all the issues and whatever else? Like, you just gotta know the tricks?

Is it one of those "yeah, you can, but it's way too complicated" situations?

Or is it just pointless?

A total waste of time.

steelsurfer17 said:If I knew everything, I wouldn't be asking here. I know some stuff, I guess. :-) Feels like my questions are getting under your skin... why's that?

Didn't realize an apartment counted as profit....

Regarding loans, is there any way I could take out a personal loan and then dump that into the company's capital or just give the firm a loan?

It’s not that they're grating...
it's just that your questions remind me of those people who walk around acting like experts, only to realize they don't have a clue what they're talking about.
No offense intended.🙂

steelsurfer17 said:Look, I guess I didn't make myself clear. Here's the actual plan:

Right now, I'm pulling in maybe $10,000 a month. I save $3,000 $0.00 and set up an IT consulting LLC. Then I buy my house and car through the business.

My current boss keeps me on the payroll, but maybe at a $1667 rate. Meanwhile, other $1667 pay my company for services. So, the business sees $1667 in monthly revenue. I wasn't even thinking about "taking" that money out of the company—just using it to cover the mortgage, the car, TVs, trips, whatever.

Basically, most of the cash still comes directly from my boss to me, and the part going to the company stays there to pay for stuff. If everything went through the firm, yeah, I agree, that would be stupid.

For things like gas or car maintenance, I’d probably have to pay myself a small salary. So let's just say I'm living on minimum wage personally and using the company for the rest (extra income).

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A monthly turnover of a few thousand dollars is nothing. No business can actually run on that.
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I'm not trying to run a massive business here; I just want to pay off a house, a car, and other stuff.

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To deal with sales tax, you generally need to hit at least $50,000 in annual revenue.$0.00.
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As far as I know, that's the threshold where you HAVE to register for sales tax, but you can do it sooner if the amount is lower.

About pulling assets out of the company—since I'm the 100% owner, I could just close the business and I'd still own everything the company had (assuming all the loans are cleared first). The whole point is that I don't care if it's under the company name; I'm buying a house to live in for the next 50 years.

Regarding the depreciation mentioned in the other post, I'm counting my savings toward buying things without sales tax. Reducing profit through house or car depreciation isn't really my concern right now because the business revenue is strictly meant to cover expenses (business costs, housing, etc.), so I don't need to pull cash out.
Notice the difference between getting your entire paycheck this way versus just using a portion of it to cover expenses!

Anyway, I'm just thinking out loud here to keep my brain busy. Glad you guys jumped in, thanks for the replies.

Look, I’m telling you, the government deserves its cut of corporate profits. If you hold onto an apartment that's gained value, you've essentially locked in a profit. You can't just sit on that kind of equity without acknowledging the tax implications.
Do you actually have any idea what you're doing when it comes to bookkeeping and taxes? Or are we just winging it?

I’m curious—if you were to drop $30k into an investment right now, where would you put it? $0.00And exactly how do you plan on financing a house? You aren't going to walk into a bank like Chase or Wells Fargo and expect them to approve a mortgage based on that business of yours. They won't touch it—not because they don't want to, but because there’s zero cash flow to show for it. You haven't even been operating long enough to establish a footprint. Let me tell you from experience: during that first year of running a startup, getting any kind of meaningful credit is next to impossible. You're essentially flying blind in the eyes of the lenders.

Thinking you can just start a corporation just to snag a house and a car is pure delusion. Owning a business carries a mountain of responsibilities that far outweigh whatever little perks you think you're calculating here. I know my way around the ins and outs of running a company, and frankly, I wouldn't dream of advising anyone to dive into a mess like this.
With what kind of capital would you even build something like that? A monthly revenue of a few thousand dollars is pathetic. No legitimate business can operate on those numbers. To even qualify for a sales tax permit, you’d need an annual turnover of at least $0.00, which means your employer would have to be cutting you checks for at least $2333 every single month.

One small detail, though: how exactly do you plan to handle the real estate situation if—or when—you decide to sell the company or shut it down? That house belongs to the corporation, not to you personally. And why on earth do you think it's worth the headache of owning a company just to build a house?

The lawyers who gave you this advice probably have a pitch that goes something like this:
They act as independent taxpayers, much like sole proprietors.
Sole proprietors have working capital and equipment. They generate both income and gross revenue through their trade, and based on that, they purchase real estate and assets that belong to the business. It's the exact same logic for corporations.
Furthermore, when they purchase something, they use it within the company, and since they are part of the sales tax system, the cost of a new property or asset is effectively reduced by the sales tax credit (I'm keeping this simple so nobody calls me out on the technicalities). Because of that tax advantage, these purchases become very lucrative.
Many of them actually live in those properties, and it works fine, but if they want to sell the asset—essentially pulling it out of the company—they have to pay a corporate income tax of 20%, which is essentially another loss of capital.

Anyway, maybe I’ve overcomplicated things rather than helping, but opening a business solely as a vehicle to buy stuff makes zero sense. A company needs to already exist, generating its own substantial revenue and cash flow, not just a few measly bucks.

urbanranger18 said:What are you even talking about? Interest on checking accounts is basically peanuts at 0.5% annually. Checking isn't savings.

At JP Morgan Chase, it’s sitting at 0.8%.
I get where you're coming from, but I’m not talking about fixed-term CDs here. I mean a way to save where you contribute, say, $167 every single month. You can't exactly lock that money into a CD if you're adding to it constantly.
And frankly, as far as I know, that kind of flexible saving account with decent interest rates just doesn't exist in this market.
Sure, there are decent funds—maybe some bond funds or something relatively low-risk—but the real question is whether those actually hold up as a solid investment over, say, a 15-year stretch.
Have you considered looking into life insurance products? It provides coverage while building cash value over several years, essentially functioning as a long-term savings vehicle.

I actually looked into this kind of long-term saving strategy myself recently. It turns out you can pull some decent interest rates through high-yield savings accounts. You should give it a shot—though, I know from experience, it’s incredibly tough to resist the urge to just spend it all.

Amy Rogers2 said:You can find them in health food stores. There are plenty of other options too, like henna and various other botanicals. For instance, lemon and chamomile can lighten blonde hair, while walnut shells work for brunette tones, and so on.

All that "all-natural" talk sounds lovely on paper, but how on earth am I supposed to achieve a bright golden blonde using just lemon juice and chamomile tea? Sounds like mission impossible to me. I’m fairly certain there’s some extra chemistry involved in that process...

Henry Miller2 said:The fact that hair dye is bad for you isn't news; we've known that for twenty years. It just recently hit the headlines here in the States, so suddenly everyone is acting shocked. Honestly, any dye is problematic because it relies on chemicals to strip and alter the hair structure just so it can hold onto pigment. Plant-based dyes are much weaker—hair doesn't absorb them nearly as well, which is why they aren't used very often. I actually know a few stylists who gave up on herbal dyes entirely because their clients weren't happy with the results, plus you have to touch up those colors way more frequently. Generally speaking, blondes are at higher risk because they have to go through the bleaching process with peroxide before even applying color. But if we're being real, the people most at risk are the stylists themselves, breathing in those fumes all day long.

I get why you’d think blondes have it worse... but
they ran this long segment on the news the other day suggesting that women using dark dyes are actually the ones in the most danger, since those specific formulas contain coal tar or something similar, which is extremely kancerogen!!!

Amanda Stewart69 said:Apparently, Palette contains 20 toxic ingredients linked to ovarian cancer.

Well, I happen to be using Palette right now.
That’s exactly why I was looking for some clarity on which specific shades might be hazardous.
I think I'm about ready to just go full "all-natural" with my hair dye.

I finally tracked it down. www.biovega.com

Does anyone know where I can actually pick up some Hennaplus?
I don't recall ever spotting it on the shelves at Walmart...

I’m not entirely sure which sub-group this topic falls under, but it’s undeniably a health concern. Which hair dye brands are actually toxic enough that they should be pulled from American store shelves immediately?
Does anyone have any solid intel on this?

So, where’s actually the best place to get my hormone levels checked? And more importantly, what kind of lab work am I even looking at here?

What kind of products would you recommend if I want to work on my hair's thickness and overall quality? Also, does anyone know a top-tier dermatologist in Washington, D.C.? I’ve got this nagging feeling that my hair is looking thinner than usual, so I'm thinking it's time to go in for a professional consultation.