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Posts by Richard Lewis16

305 posts shown.

Heads up: New credit card fraud alert in Banking, Insurance & Loans ·
The real question is just how much we can pull off over here
anyway, for everyone following this thread, you really need to check this out 😉
it’s exactly the kind of thing we should be filming back home in the States
Heads up: New credit card fraud alert in Banking, Insurance & Loans ·
Honestly, they’re lucky they even have access to those standard debit cards linked to their checking accounts now 😉
...
Heads up: New credit card fraud alert in Banking, Insurance & Loans ·
Honestly, banks really ought to be sending out formal notices to all their customers about this stuff... because the folks who actually show up here at the branch usually already know what's going on 98% of the time, though I suppose there's always those rare exceptions that keep things interesting.
There’s also some new development regarding website security that I caught while browsing an American tech forum recently, but I can't seem to track down the specific thread right now...
Once I manage to dig it up, I'll post it here.
Car loans in Banking, Insurance & Loans ·
That kind of gap is totally possible
I’d bet my money it’s a Renault
you didn't really mention what the fine print looked like, whether you just owned the car outright or if there was still a loan hanging over it
just head down to State Farm and check the policy details...
Importing from China in Business, Accounting & Taxes ·
it all comes down to the price tag and what kind of gear you're looking at, obviously
plus, it really depends on what your specific needs are... I seem to recall back in the day you could snag some of those old units sitting in shipping containers for next to nothing once they were decommissioned 😁

and sure, it's totally doable to join a union, just be careful which one you sign up for so you don't end up stuck on mandatory vacation for a couple of years😬
Advertising rates? in Economy ·
It really depends on how big we're talking and where you're looking, so maybe throw some more specifics my way

but if you're looking outside of a place like Chicago, you're probably looking at roughly $33... monthly for the bigger ad placements, so it’s somewhere in that ballpark
Opening a foreign currency account abroad in Banking, Insurance & Loans ·
So, once they finally catch you with all that cash in hand, do you have any idea what happens next? 😉

Well, well... well, more money.
Student Loans in Banking, Insurance & Loans ·
You should probably check if that university offers any kind of scholarships, or maybe they could even point you toward a specific bank for student loans
Honestly, your best bet is just asking them directly
Student Loans in Banking, Insurance & Loans ·
You might want to check with Chase for a loan like that, because I actually had a colleague back in college who looked into something similar

A co-signer would have to be someone close to you, though honestly, your best bet is just to head down to the branch and see if they’d be willing to let your parents step in as guarantors
Opening a foreign currency account abroad in Banking, Insurance & Loans ·
The Democratic Party might have signed on, but let's be honest, their deadlines are always a bit... flexible 😉
they could easily pivot right now and claim everything kicks in the moment the USA joins the European Union, just like they did with those specific articles back then 😁

do you really think I’d be surprised by a move like that? 😬

on another note, does anyone know the deal with using ATMs in Canada?
if things go sideways, I might just head over to a local credit union instead
anyone got recommendations... besides the big banks in Chicago 😬
Opening a foreign currency account abroad in Banking, Insurance & Loans ·
we haven't seen anything yet
I don't know, I wouldn't take their word for it if I were you... I certainly wouldn't be banking on much from them personally
Opening a foreign currency account abroad in Banking, Insurance & Loans ·
well, unfortunately, it looks like implementation is definitely being pushed back, maybe even held up until we fully integrate with the European Union

if you're looking to grab some cash, honestly, just hit an ATM... I'm not entirely sure if it works like it does in Austria where all those machines are networked together so you don't get hit with extra fees, but maybe things are similar over in Canada too

but hey, if you're doing that well and don't need to head over to Canada once a month to pull out $10,000 at once, you could always just nip out every few days for a couple hundred here and there, pick up some groceries—since they're cheaper anyway—or grab some clothes every so often, I guess😉
Best online payment cards? in Banking, Insurance & Loans ·
I’ve got some old ones here, over a year out of date from JPMorgan Chase
check if there's a number behind the CVV
Avoid State Farm at all costs!!! in Banking, Insurance & Loans ·
besides the fact that this whole thread has been sitting here gathering dust for almost a year now
do I actually need to hire a lawyer?
and why would I?
the thing is, the lawyer gets paid by them, and honestly, he’d probably even squeeze a bit more out of them for lost business—since the car that got totaled was a company vehicle and we couldn't get back to work because of it—plus, the loser of the lawsuit is the one stuck footing the bill for the legal costs anyway
and if they can't keep up with the workload, well, they could always just hire more staff
I’ve never once dealt with State Farm... we have all five of our vehicles insured through Allstate, and we haven't had a single headache with them so far
Oh, come on now, let's be real... I’m pretty sure 90% of people could point to France on a map if they had to😁

http://www.youtube.com/watch?v=teM4T3TylFc

and then everyone will be crying about it when the nukes actually start flying here in the States
To be honest, speaking as someone who actually grew up in that generation, I’d say at least 70% of us don't really have much in the way of general culture... it just isn't there most of the time...
Entrepreneurial struggles for Americans in Economy ·
Everything would be just fine if, for instance, paying the bill actually earned you some kind of promotional DVDs or something... but no, I didn't bother calling to ask since AT&T doesn't offer anything like that, so I ended up having to hunt down various documentaries online myself
and then there were these Australians who were absolutely floored by a documentary about the Everglades and ended up staying a few extra days just so they could go check it out for themselves
I won't even get into the whole credit situation (it's just a tiny little outfit anyway 😉)
Entrepreneurial struggles for Americans in Economy ·
Look, I’m not running a small sole proprietorship
I’m operating under an LLC, which means I’m paying dues to $19, the American Chamber of Commerce
It’s not even about the new updates—though I heard there might be some news regarding the sheet metal industry—it’s more about the fact that I’m footing the bill for things I never actually see the benefit of
Just imagine if you were charging people for a service, but then you never actually delivered on it
How much longer do you think anyone would stick around doing business with you? (Unless, of course, you were running some kind of shady pyramid scheme😬 )
Entrepreneurial struggles for Americans in Economy ·
You’re asking me?

I pay an accountant to handle everything, and they take care of all my online payments—it’s honestly the cheapest way to go—plus they keep all my books and records organized right there

And don't think those big firms like Deloitte are any better; they’ve got their own little systems and ways of doing things too

Does anyone else actually get any kind of newsletter from the Chamber of Commerce? I specifically asked them to at least mail me something since I’m paying them fees just to have my business license to sell my gear, but I haven't received a single thing yet

Anyway, my absolute favorite line items on my tax forms have to be the forestry levy and the tourism tax, because every time I see that charge for the forests, I get this sudden, monthly urge to just head out into the woods and saw down a tree on some remote ridge...
Gas shutoffs for local businesses! in Economy ·
star, I'm pretty sure you've got Unitas and all those other big players over there at the industrial park