Nathan White25 said:Fair enough.
Since you sent me that PayPal link, I figured I’d ask—from what I gather, PayPal offers two main perks:
1) It acts as a hub for your other cards, so you pay with the PayPal card while choosing which underlying account actually gets charged.
2) You can earn some cashback when shopping at specific retailers.
The first part seems pretty handy, but regarding the second, is there really much point to using PayPal here in the Middle East? I assume it's useful for online shopping, but honestly, how many stores in the US actually participate in those cashback programs?
The Cashback thing is just for promotional periods. I know big names like McDonald's and Walmart are on there. Beyond that, I don't think there's much else.
But besides consolidating your cards into one, the real wins are the cheaper conversion rates—similar to what you'd see with Chime—and the ability to switch which card gets billed if you make a mistake. If you have more questions, just head over to the PayPal thread in the Banking section of the forum.