Posts by electricbadger89

My Chase card revolving balance shows up just fine on HROK

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The truth is, my mom has zero credit—just a bunch of unused overdrafts. Bank of America, where she gets her pension, wouldn't give her the time of day; they flagged her as creditworthy for even the smallest retiree loan. But then she went to a local Slatinski branch and got approved without a single issue.
She was looking for a measly $10000
Her pension is about $2,800, plus an extra $333 every three months from some side consulting work.

It’s entirely possible to pull a full report covering everything from the last four years.

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Well, if it works differently than expected.

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You don't need to go through all that trouble.
When I was checking out on Bazaar, there was a direct payment link right on the page—no scanning required.
The link just drops you straight into the app with everything already set up. All you have to do is swap cards if you need to, slide the toggle, and you're done.

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Seriously, let me know what they tell you.

I get the feeling even the banks have no clue how they actually process this stuff.

How does the data exchange actually work within the OSR system?
Are we talking about a formal inquiry to HROK that requires a signed client consent form, or is all this info just being pulled automatically through the system without the client ever having to sign a thing?

I was already making payments on Bazaar just a few weeks ago.

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It should be obvious right away.

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They really ought to be on the same day.

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I had no idea you could even add foreign cards to an Apple Account

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Seems likely.

Edward Evans7 said:Square for business? I know you can order one, but do you actually run a company or something? Or did you just link a standard account and call it a day, or was there some actual verification process involved?

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I have an LLC, but there weren't any crazy deep dives—just sent over my formation papers and ID. I did have to provide a different mobile number because the app wouldn't accept my current one.

Wise gave me a much harder time with their business verification processes.

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Exactly one week ago.
Just like that, both my Wise card and my Square card showed up today.

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mellowhawk33 said:Hmm... that's a bit odd, isn't it?

The card arrived. It works perfectly fine.
It's a Canadian Bank BIN.

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It hasn't arrived yet, but I made sure to place the order correctly.

So, nobody even bothered to call me back? Seriously?

Consult a lawyer.
I’d say it’s plain wrong for you to pay the price for someone else's blunder. Don't sign a single thing.
It's fine if they adjust your pay to what you're actually owed, but what they're proposing? Doesn't sit right with me at all.

Look, I'm no expert, which is why you need an attorney to draft a formal response for them to receive officially. I’m dying to see how they react once that hits their desk.

Edward Evans7 said:So, you mean from Chime over to N26?
If that’s actually happening, that is absolutely top-tier.

I honestly have no idea how that's even possible—are you sending it from your own Chime routing number straight to DExyxyxyxy?

Exactly. It's brilliant!

I honestly had no clue this was an option until I stumbled upon it by accident.

SoFi is a solid choice if you need one.
You can snag a $15 bonus using a promo code.
tamarab2867

To sign up in the US, just use an American zip code (like 20001 for Washington, D.C.) and make sure to list the country as Austria—since SoFi isn't officially available here yet. I’ve tested this myself; it works.

More info on SoFi: https://n26.com/en-eu