placidjackal97 said:It’s available here in the States—that was never even up for debate. Why on earth are you asking for recommendations when you just said you’re happy with your current OBGYN?
Just a practical question—what ends up being cheaper: paying the doctor out of pocket in cash or getting private insurance?
I’m asking because I’m looking into switching—right now I have standard public coverage plus some supplemental stuff—to full private insurance.
It isn't about being able to see specific doctors—everyone I've seen so far accepted my current plan—it's more about dental, hospital stays, and a few other things that make a huge difference. Especially since the new laws regarding public coverage are changing everything significantly.
I'm looking for someone else because I'm moving—I need frequent check-ups, and I can't exactly 373 miles drive all the way to my current doctor.
As for what’s cheaper???
That depends entirely on how often you actually need a doctor. If you go with private insurance, you cover everyone—not just an OBGYN!!! How much care do you actually need? Personally, up until a year ago, I never needed a doctor for anything besides childhood vaccinations... which means my basic public coverage was plenty, even back then. But then, in this last year, I've had to see a gynecologist, and by total coincidence, a friend and I went to a private clinic that blew me away!!! After seeing the bill from that first visit (which absolutely floored me), I tried someone through my insurance—total disappointment—then a third one... Eventually, I went right back to the private specialist! In this past year alone, I've seen him six times, which means paying cash ended up being way better for me than paying for private insurance, which runs about $130 a month. Anyway, I'm expecting a baby soon, so I'm weighing the private insurance option, but honestly, I'm not exactly a genius at this math...