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Posts by Samuel James7

7 posts shown.

Anyone have experience with JP Morgan Chase? in Banking, Insurance & Loans ·
Robin Bailey7 said:Do you happen to know when they actually raised those fees? I know it happened sometime this year, but I can't quite pin down which month... Honestly, they don't even charge me for the statement fees anymore since they just send everything to my email. But one of these days, once I finally pay off this loan, I’m closing out my account at Citigroup for good.


I just checked my statement. Five months ago, the monthly maintenance fee was still $8.45, but starting in month six, they bumped it up to $4.00.

At Wells Fargo, the fee is $9, plus an extra $2.25 for wire transfers.

That's how Hyp treats its customers...
Anyone have experience with JP Morgan Chase? in Banking, Insurance & Loans ·
I just saw Wells Fargo hit me for $3.75 in maintenance fees and $9 for transaction fees, so that’s $6.75 a month. Honestly, it feels like a total rip-off. Does anyone know what other banks are charging?
To be fair, I keep my money with them because their interest rates are better, but whatever. They're just bleeding me dry with these service fees..
Spiders everywhere! in Health ·
Does anyone know if Person A, if they never fully cleared a viral illness due to a weak immune system, can constantly trigger a reaction in Person B, who supposedly recovered from the same thing?
Specifically, every time I talk to this person, I’ll go a week or two without coughing. I'll wake up feeling healthy and in a good mood, but then I have a conversation with them at close range, and immediately I'm coughing and sneezing. It happens strictly based on contact.
Basically, as soon as I interact with them, I can't fully recover because it just keeps coming back.
It's been a few hours since we spoke, and the cough has finally settled down.
Could this potentially be H1N1? 😁
Avoid State Farm at all costs!!! in Banking, Insurance & Loans ·
redmason45 said:I spent half an hour typing out this comment only for it to vanish, like, it just totally wiped itself because I got kicked offline or something.

Long story short:
The whole conglomerate is owned by the Grgić family from a small town down south.
The entire conglomerate is completely immoral and ethically bankrupt.
They have this massive web of corruption running through everything. Word on the street from unofficial lawyers and claims adjusters is that the conglomerate bribe every single expert and judicial official they can find, so you can barely find a decent lawyer willing to take a case against them. Even debt collection agencies and claim specialists won't touch cases where they are the defending party.

It’s all about that flashy, high-end prestige. The executives are driving around in AMG Mercedes, Porsches, Panameras, and Maybachs—all funded by predatory insurance policies. One director even cruises around in a 6.3 AMG official vehicle, and honestly, good for him, but maybe he should try being a decent human being and actually act ethically if he wants to keep those perks... though I doubt it'll happen that easily, because the big boss would probably throw a fit if he had a sudden St. Paul moment and demote the director to a VW Polo. haha.

Where did all the ethics and morality go, and why is this conglomerate so heartless? Is this kind of thing happening everywhere globally or is it just their specific brand of evil?

Look, I want them to make plenty of money, but not by scamming everyday Americans and refusing to pay out legitimate claims that are fully covered by the total number of policies sold in the US.
That multi-million dollar profit could exist even if they actually paid out real claims. Actuaries set policy prices based on things like the total number of vehicles in the US, their value, and accident rates, all aiming for a massive profit margin after expenses and reserves. So yeah, it's fine if premiums go up, but at least be honest with the poor people who actually suffered losses.

Why are you guys so damn greedy? Seriously, you don't even have to be "good" or "moral," just stick to the contracts people signed and follow the Law of America.

But then again, why bother? Even employees within the conglomerate admit they get part of their pay in blue envelopes. They probably hide it under travel expenses or local mileage reimbursements.
Here's a tip for the IRS, assuming they haven't been bribed too.😉


If people are unhappy, they can file a complaint with the American Insurance Agency, but can you imagine the irony?
The head of the American Insurance Agency is also the CEO of Euroherac... ha hahah, Sanders would have loved that setup.👍

I’m just asking everyone who actually cares about their fellow citizens: please don't buy liability policies from Euroherac or State Farm, because it basically ensures that anyone caught in an accident won't get their payout. If you get collision coverage from them, you're just hurting yourself, but liability issues end up bankrupting other people. Let's not ruin people's lives.
There are plenty of much more honest companies out there, like Allianz or State Farm, so please think about that.

Thanks for understanding.

Best regards,
redmason45

Yeah, because things in America are just so damn honest.
The bank is taking my entire paycheck... in Banking, Insurance & Loans ·
feraltrucker5 said:Danco, did you finally manage to get rid of that damn apartment yet? 🙂

By the way, this is easily one of the most educational threads on this entire forum. Honestly, we should pin this to the top of the board right now.

What is there to resolve? His listing is still sitting right there on Craigslist.
It’s just in our DNA. The absolute worst part is when you shave clean, only to have two hairs sprout up in the exact same spot right away.
Why do some people need so much money? in Psychology ·
Raymond Bishop41 said:Honestly, my biggest fear is actually winning some insane, astronomical jackpot on the lottery...
Just think about it for a second....
What do you even do with that kind of cash? Who do you give money to, how much goes to charity, and which specific nonprofit gets the check? Where do you even hide the wealth? Then there’s the dark side—what if extortionists show up, or someone tries to kidnap a kid, or you deal with racketeers? Where would you move? And who could you actually hang out with? Because once people realize what you have, you finally see who your actual friends are—the ones who can genuinely be happy for you without expecting a massive handout or some "friendship prize"...
Let's be real, the wealthiest people in the world are often the loneliest....
I don't envy them one bit!


Stop daydreaming..