Posts by ironcyclist58

Look, I’m telling you, they clearly haven't found their footing yet. They need some breathing room first, and then once things settle, it's time to tighten the screws.

Drew Foster112 said:It’s just not possible, and honestly, it’s pretty useless. They only accept domestic US routing numbers. I tried moving some funds from my Venmo to my Chase account to clear out my balance, but it wouldn't let me.

You definitely won't be able to do it via CH, but you might have luck with SEPA. From what I can see, neither Gmail nor Cash App works yet either. Let's give them a little more time before we start filing formal complaints...

They've pulled this move a few times now. If they don't actually extend it, I'm done with them...

I only use it to pay my bills (since it’s free). I also grabbed a few cashbacks on DoorDash when using my PayPal card, so I took advantage of those while I could.

Yeah, but she wouldn't even take his dollars...

Some banks don't even let you handle international payments through their mobile apps—you're stuck using the desktop site. You should probably check the Federal Reserve forums about it; I don't use the Fed myself, so I wouldn't know...

You probably have to toggle on international payments; that’s just how most banks set things up. It really would make sense for all those standard transfers to be under one single option, but I guess they'll catch up eventually (JP Morgan Chase did that ages ago).

In Rome.

My bad, just realized you mentioned it was a Visa card. If that's the case, most ATMs around here are gonna hit you with an extra fee, probably around five bucks. Also, just a heads up—trying to pull a grand out of an ATM at once is usually a losing battle. Most machines cap out at maybe 700 or 800...

You think I should just send it to some other Venmo account instead?

Amanda Wood said:🤣
Come on... just try it, and actually read what that confirmation is.

It clearly states:
This document serves as an acknowledgment of receipt for a payment order.

That is NOT a confirmation of a COMPLETED transaction.

It’s just a document proving they received your request to make a payment,
so this "document" isn't actual proof that the funds were sent.

Why would they even issue these instead of actual transaction receipts???
It's honestly pretty weird.

Word is they're working on letting you pull actual confirmations directly through the app. I guess getting an official bank confirmation integrated like that is a bit more complicated, especially since they're dealing with a bunch of different major banks...

You can request it—just hit up customer support. You'll get a confirmation from either Chase or your partner bank, depending on who handled the transaction.

quietridge92 said:Do you have a source for that? In my line of work—we build e-commerce sites—every single item where a price is listed had to be updated to show an additional conversion to USD just to stay compliant.

The Euro adoption act for the United States, Section 46:

(1) Credit institutions, credit unions, payment institutions, electronic money institutions, and other creditors under consumer credit regulations are required during the dual-display period specified in Article 43, Paragraph 1 of this Act, to provide essential information in both currencies for any consumers using their services.

(2) For the purposes of Paragraph 1, the following prices and monetary value statements are considered essential information:

– fee schedules

– for transaction account statements for accounts that were held in the previous currency prior to the Euro adoption: the opening and closing balances, plus any overdraft amounts

– when providing online or mobile banking services for transaction accounts that were held in the previous currency prior to the Euro adoption: the account balance and overdraft amount or available balance must be shown on at least one menu or screen within the account view

– at ATMs during cash withdrawals for predefined amounts shown on the screen, as well as the account balance upon inquiry if displayed on the screen or receipt, provided the cash is being withdrawn by the account holder/owner of the ATM

– for consumer credit agreements issued or offered in the previous currency before the Euro adoption date: the total loan amount and the installment or annuity amount in the repayment schedule as listed in the European standardized information form (ESIS) or any other prescribed document used to provide consumer info before a loan agreement is finalized

– for annual credit status notices regarding loans in the previous currency: the amount of overdue debt and any past-due unpaid debt

– for annual deposit status notices regarding deposits in the previous currency: the current deposit balance.

It doesn't say anything about individual line items.

Under the current laws, they aren't even required to show the breakdown... just the total balance, the overdraft limit, and stuff like that.

crimsoncobra36 said:Besides hitting up a pharmacy, you could always use a Chase branch or maybe an old-school Western Union. There isn't really a cap on how many times you can pay in a row, so you could technically hit the same spot multiple times, as long as each payment is at least 1 USD (through December 31, 2022 $3.25).

The only thing that might get a little "awkward" is if you show up with a massive pile of those tiny nickels and pennies; honestly, most retail clerks aren't exactly thrilled about dealing with a ton of small change. 😬

Starting Jan 1st, we're looking at a $1 minimum and a $325 max per transaction (before 10 AM and $667).

Andrew Wells58 said:What I'm actually wondering about is how aircash knows to convert everything:

a) based on the bill date
b) the barcode itself specifies the currency
c) or maybe something else entirely.

And specifically, if it's option B—do those online generators spitting out barcodes now default to USD, or are they still using old rates? (I don't recall seeing the specific currency listed next to the amount).

I mean, I'm curious, but probably not enough to go down a massive rabbit hole researching it myself.😁

It’s baked into the barcode.
The old spec, the new spec.

Andrew Wells58 said:What I'm actually wondering about is how aircash knows to convert everything:

a) based on the bill date
b) the barcode itself specifies the currency
c) or maybe something else entirely.

And specifically, if it's option B—do those online generators spitting out barcodes now default to USD, or are they still using old rates? (I don't recall seeing the specific currency listed next to the amount).

I mean, I'm curious, but probably not enough to go down a massive rabbit hole researching it myself.😁

The standard doesn't give you a choice in currency—you can't just swap in dollars or whatever. Under the old spec, it's USD; under the new one, it stays USD. The old rules run through June 30th, after which they won't accept any more legacy orders. Every generator should have updated by then, though some probably haven't...

Everyone else does it too; they’re legally required to...

Visa or Mastercard?

Yeah, that afternoon...

Well, looks like the Powerball finally started paying out for you guys.